![\"\"](\"http:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2022\/12\/89_image02.png\")
\uadf8\ub9bc. 2022\ub144 11\uc6d4 15\uc77c(\ud654) \uc5d0\uc138\uc774 \uacf5\ubaa8\uc804 \uc2dc\uc0c1\uc2dd\uc5d0\uc11c \uc218\uc0c1\uc790\ub4e4\uc774 \uc18c\uc7a5-\ud3b8\uc9d1\uc9c4\uacfc \ud568\uaed8<\/p><\/div>\n
\ud55c<\/b>\u00b7<\/b>\uc911<\/b>\u00b7<\/b>\uc77c<\/b>, <\/b>\uadf8\ub9ac\uace0 \ubbf8\uad6d\u00b7<\/b>EU<\/b>\uc758 <\/b>IT <\/b>\uaddc\uc81c<\/b><\/p>\n
2021\ub144 \uac00\uc744, \uc815\ubd80\uc758 \uce74\uce74\uc624\uc5d0 \ub300\ud55c \uaddc\uc81c \ubc1c\ud45c\uc640 \ub3d9\uc2dc\uc5d0 \uce74\uce74\uc624 \uc8fc\uac00\uac00 \uae09\ub77d\ud558\ub294 \uc0ac\uac74\uc774 \uc788\uc5c8\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub54c \ubb34\ub108\uc9c4 \uce74\uce74\uc624\uc758 \uc8fc\uac00\ub294 \uc138\uacc4\uc801\uc778 \uae08\uc735\uce68\uccb4\uc640 \ucd5c\uadfc \u2018\uce74\uce74\uc624\ud1a1 \uba39\ud1b5 \uc0ac\ud0dc\u2019\ub85c \uc778\ud574 \uc624\ub298\ub0a0\uae4c\uc9c0\ub3c4 \ud68c\ubcf5\ub418\uace0 \uc788\uc9c0 \uc54a\ub2e4. \ub2f9\uc2dc \uc815\ubd80\uc758 \uaddc\uc81c \uc774\uc720\ub294 \uce74\uce74\uc624\uac00 \uae08\uc735\uc18c\ube44\uc790\ubcf4\ud638\ubc95\uc744 \uc704\ubc18\ud560 \uc6b0\ub824\uac00 \uc788\ub2e4\ub294 \uac83\uc774\uc5c8\uc9c0\ub9cc, \uc815\ubd80\uc758 \uaddc\uc81c\ub294 \uae08\uc735\uc5d0\ub9cc \uad6d\ud55c\ub418\uc9c0 \uc54a\uc558\ub2e4. \uc791\ub144 \ubcc0\uc7ac\uc77c \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uc758\uc6d0\uc774 \u300c\uc804\uae30\ud1b5\uc2e0\uc0ac\uc5c5\ubc95 \uc77c\ubd80 \uac1c\uc815\ubc95\ub960\uc548\u300d\uc744 \ubc1c\uc758\ud558\uba70 \uc77c\uc815 \uaddc\ubaa8 \uc774\uc0c1\uc758 \uc804\uae30\ud1b5\uc2e0\uc0ac\uc5c5\uc790\ub4e4\uc774 \uc9c1\uc811 \uc218\uc9d1\ud55c \uc774\uc6a9\uc790\uc758 \ub370\uc774\ud130\ub97c \ub2e4\ub978 \uc0ac\uc5c5\uc790\uc5d0\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ub4f1, \uc815\ubd80 \uaddc\uc81c\uc758 \uc8fc\ub41c \ubaa9\uc801\uc774 \ud50c\ub7ab\ud3fc \ub300\uae30\uc5c5\ub4e4\uc758 \ub3c5\uc810\uacfc \uc0ac\uc5c5\ud655\uc7a5\uc744 \ub9c9\uae30 \uc704\ud55c \uac83\uc774\ub77c\ub294 \uac83\uc774 \uacbd\uc81c \uc804\ubb38\uac00\ub4e4\uc758 \uc758\uacac\uc774\ub2e4.<\/p>\n
![\"\"](\"http:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2022\/12\/89_image01.png\")
\uadf8\ub9bc. \uc815\ubd80\uc758 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc \uaddc\uc81c \uc6c0\uc9c1\uc784<\/strong> \uc774\uc640 \ub354\ubd88\uc5b4 \ucd5c\uadfc \uce74\uce74\uc624 \uba39\ud1b5 \uc0ac\ud0dc \uc774\ud6c4 \ud50c\ub7ab\ud3fc \uc81c\uc7ac\uc5d0 \ub300\ud55c \uad6d\ubbfc\uc801 \uad00\uc2ec\uc774 \ub192\uc544\uc838, \uc870\uc9c1\uac1c\ud3b8 \uc911\uc778 \uacf5\uc815\uac70\ub798\uc704\uc6d0\ud68c\uc5d0 \u2018\ud50c\ub7ab\ud3fc \uc804\ub2f4 \uc870\uc9c1\u2019\uc744 \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4\ub294 \ubaa9\uc18c\ub9ac\uac00 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4. \uacf5\uc815\uc704\ub294 \uc774\uc5d0 \ub300\ud574 \ud604\ud589 \uacf5\uc815\uac70\ub798\ubc95\uc73c\ub85c \ud50c\ub7ab\ud3fc \ub3c5\uacfc\uc810 \uc81c\uc7ac\uac00 \uac00\ub2a5\ud55c\uc9c0 \uc0b4\ud3b4\ubcf4\uba70 \ubc95 \uac1c\uc815\uacfc \uc81c\uc815\uc744 \uc5fc\ub450\uc5d0 \ub450\uace0 \uc788\ub2e4\uace0 \ub2f5\ud558\uc600\ub2e4. \ub610\ud55c \uc9c0\ub09c 9\uc6d4\ubd80\ud130 \uc2dc\ud589\ub41c \u300c\ud2b9\uc815\uae08\uc735\uac70\ub798\uc815\ubcf4 \ubcf4\uace0 \ubc0f \uc774\uc6a9 \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960\u300d\uc740, \uc2e4\uba85 \ud655\uc778\uc744 \ud558\uc9c0 \uc54a\ub294 \uac00\uc0c1\ud654\ud3d0 \uac70\ub798\uc18c\uc758 \uc601\uc5c5\uc744 \uac15\uc81c\ub85c \uc885\ub8cc\ud558\ub294 \ubc95\uc548\uc73c\ub85c, \uc775\uba85\uc758 \uac70\ub798\ub97c \ucd94\uad6c\ud558\ub294 \uac00\uc0c1\ud654\ud3d0 \uac70\ub798\uc2dc\uc2a4\ud15c\uc5d0 \uac15\ub825\ud55c \uaddc\uc81c\ub97c \uac00\ud55c \uac83\uc774\ub77c \ubcfc \uc218 \uc788\ub2e4.<\/p>\n \uc774\uc640 \uac19\uc740 \uaddc\uc81c\ub294 \uc911\uad6d\uc5d0\uc11c \ub354\uc6b1 \uac15\ub825\ud558\uac8c \ub098\ud0c0\ub0ac\ub2e4. \uc911\uad6d\uc740 \uc791\ub144 5\uc6d4\ubd80\ud130 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc758 \ubb34\ubd84\ubcc4\ud55c \uac1c\uc778\uc815\ubcf4 \uc218\uc9d1\uc744 \uc81c\ud55c\ud558\uc600\uace0, \uacf5\uc0b0\ub2f9 \ud68c\uc758\uc5d0 \u2018\ud150\uc13c\ud2b8\u2019, \u2018\uc9d5\ub465\ub2f7\ucef4\u2019 \ub4f1 \ub300\ud615 IT\uae30\uc5c5\uc758 \ub300\ud45c\ub4e4\uc744 \uc18c\ud658\ud558\uc600\uc73c\uba70, \ube44\ud2b8\ucf54\uc778 \ucc44\uad74\uc790\ub4e4\uc744 \uad6c\uc18d\uc2dc\ud0a4\uace0 \uc911\uc559\ubc1c\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0\uc778 \u2018CBDC\u2019\ub97c \ubc1c\ud589\ud558\ub294 \ub4f1 \uac00\uc0c1\ud654\ud3d0\uc640\uc758 \uc804\uba74\uc801\uc778 \uc804\uc7c1\uc744 \uc120\ud3ec\ud588\ub2e4. \uc77c\ubcf8\uc758 \uacbd\uc6b0, 2020\ub144 \ud22c\uba85\uc131\uacfc \uacf5\uc815\uc131 \ud5a5\uc0c1\uc744 \uba85\ubd84\uc73c\ub85c \u300c\ud2b9\uc815 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc758 \ud22c\uba85\uc131 \ubc0f \uacf5\uc815\uc131\uc758 \ud5a5\uc0c1\uc5d0 \uad00\ud55c \ubc95\ub960\u300d\uc744 \uc81c\uc815\ud558\uc5ec \uacf5\ud45c\ud558\uc600\ub2e4. \uc774 \ubc95\ub960\uc740 \uac00\uc0c1\ud654\ud3d0\ub85c \uc778\ud55c \uc18c\ub4dd\uc744 \u2018\uc7a1\uc18c\ub4dd\u2019\uc73c\ub85c \ubd84\ub958\ud558\uae30 \ub54c\ubb38\uc5d0 \uc77c\ubcf8\uad6d\ubbfc\ub4e4\uc740 \uac00\uc0c1\ud654\ud3d0\ub85c \uc778\ud55c \uc18c\ub4dd\uacfc \uadfc\ub85c\uc18c\ub4dd\uc744 \ud569\uce5c \uae08\uc561\uc758 55%\ub97c \uc138\uae08\uc73c\ub85c \ub0b4\uc57c \ud558\uace0, \ub530\ub77c\uc11c \uc77c\ubcf8 \uad6d\ubbfc\ub4e4\uc758 \uac00\uc0c1\ud654\ud3d0\uc5d0 \ub300\ud55c \uad00\uc2ec\ub3c4\ub294 \ub9e4\uc6b0 \ub0ae\ub2e4.<\/p>\n \ud55c\ud3b8, \ubbf8\uad6d\uacfc \uc720\ub7fd\uc5f0\ud569(EU)\uc740 \ub3d9\uc544\uc2dc\uc544 3\uad6d\uc5d0\uc11c\ubcf4\ub2e4 \ube44\uad50\uc801 \uc57d\ud558\uac8c \ud50c\ub7ab\ud3fc \uae30\uc5c5\uacfc \uac00\uc0c1\ud654\ud3d0\ub97c \uaddc\uc81c\ud558\uace0 \uc788\ub2e4. \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839 \uc9d1\uad8c \ub2f9\uc2dc, \uc815\ubd80 \ub2f9\uad6d\uc740 \ub300\ud615 \ud50c\ub7ab\ud3fc\uacfc \uac00\uc0c1\ud654\ud3d0\ub97c \uc0c1\ub2f9\ud788 \ubd80\uc815\uc801\uc73c\ub85c \ubc14\ub77c\ubcf4\uc558\uc74c\uc5d0\ub3c4 \uc9c1\uc811\uc801\uc778 \uc81c\uc7ac\ub294 \uac00\ud558\uc9c0 \uc54a\uc558\ub2e4. \ub2e4\ub9cc \ubd88\ubc95\uccb4\ub958 \uccad\ub144 \ucd94\ubc29\uc720\uc608(DACA) \ud3d0\uc9c0\uc640 \uc804\ubb38\uae30\uc220\uc9c1 \ube44\uc790(H-1B) \uc81c\ud55c\uc744 \ud1b5\ud55c \ub2e4\uad6d\uc801 \uc778\uc7ac \uc601\uc785 \ubc29\ud574\uc640 \ub9dd \uc911\ub9bd\uc131 \uc815\ucc45\uc758 \ud3d0\uc9c0, \uc5f0\ubc29\uc900\ube44\uc704\uc6d0\ud68c\uc758 \uae08\ub9ac \uc870\uc815 \ub4f1\uc758 \uac04\uc811\uc801\uc778 \ubc29\ubc95\uc73c\ub85c \ub300\ud615 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc744 \uacac\uc81c\ud588\uc744 \ubfd0\uc774\uc5c8\ub2e4. \ubc14\uc774\ub4e0 \uc815\ubd80 \ucd9c\ubc94 \uc774\ud6c4\uc5d0\ub294 \uc774\ubbfc \ucd09\uc9c4, \ub9dd \uc911\ub9bd\uc131 \uc6d0\uce59\uc758 \uc7ac\ud655\ub9bd \ub4f1 IT \uae30\uc5c5\uc5d0 \uc0c1\ub2f9\ud788 \uc720\ub9ac\ud55c \uc815\ucc45\uc744 \ud3bc\uce58\uace0 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc7ac\ub2db \uc610\ub7f0(Janet Louise Yellen) \ubbf8\uad6d \uc7ac\ubb34\ubd80 \uc7a5\uad00\uc774 \ub300\ud559 \uac15\uc5f0\uc5d0\uc11c \uac00\uc0c1\ud654\ud3d0\uc758 \uc7a5\uc810\uc744 \ud0a4\uc6b8 \uc218 \uc788\ub294 \ubc29\ud5a5\uc73c\ub85c \uad6d\uac00\uac00 \uad00\ub9ac\ud560 \uac83\uc774\ub77c \ubc1c\uc5b8\ud558\ub294 \ub4f1, \ubc14\uc774\ub4e0 \uc815\ubd80\ub294 \uac00\uc0c1\ud654\ud3d0\uc5d0 \ub300\ud55c \uc9c1\uc811\uc801\uc778 \uaddc\uc81c \uc870\uce58\uc5d0 \ub300\ud574\uc11c\ub294 \uc870\uc2ec\ud574\uc654\ub2e4.<\/p>\n \uc9c0\ub09c 11\uc6d4 11\uc77c, \uc138\uacc4 3\ub300 \uac00\uc0c1\ud654\ud3d0 \uac70\ub798\uc18c \uc911 \ud558\ub098\ub85c \uaf3d\ud614\ub358 \ubbf8\uad6d\uc758 FTX\uc0ac\uac00 \ud30c\uc0b0\ud558\uba70 FTX\uc0ac\ub97c \ud1b5\ud574 \uac00\uc0c1\ud654\ud3d0\ub97c \uac70\ub798\ud558\ub294 \uc218\ub9ce\uc740 \ud22c\uc790\uc790\uac00 \uc5c4\uccad\ub09c \uae08\uc561\uc758 \ud53c\ud574\ub97c \uc785\uc5c8\ub2e4. \uc774\uc5d0 \ub300\ud574 \ubc31\uc545\uad00\uc740 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc774 FTX \uc0ac\ud0dc\ub97c \uba74\ubc00\ud788 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc788\ub2e4\uace0 \ub9d0\ud558\uba70, \uac00\uc0c1\ud654\ud3d0 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub300\ud55c \uc6b0\ub824\uc640 \ud568\uaed8 \uc2e0\uc911\ud55c \uaddc\uc81c\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud588\ub2e4. \uadf8\ub7ec\ub098 \ud55c\ud3b8\uc73c\ub85c\ub294, \ubc14\uc774\ub4e0 \ud589\uc815\ubd80\uac00 \uc2dc\uc7a5\uc5d0 \uc9c1\uc811\uc801\uc778 \uaddc\uc81c \uc7a5\uce58\ub97c \uac00\ub3d9\ud560 \uac83\uc778\uc9c0\uc5d0 \ub300\ud574\uc11c\ub294 \uc5b8\uae09\uc744 \uc0bc\uac00\ub294 \ub4f1, \uc9c1\uc811\uc801\uc778 \uaddc\uc81c \uc870\uce58\uc5d0\ub294 \ub9d0\uc744 \uc544\ub07c\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc600\ub2e4. \uc774\ub294 \uc720\ub7fd \ub0b4\uc5d0\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc774\ub2e4. EU\uc5d0\uc11c\ub3c4 \ucc44\uad74 \uacfc\uc815\uc5d0\uc11c \uac00\uc0c1\ud654\ud3d0\uac00 \uc804\ub825 \uc18c\ubaa8\uac00 \ud06c\ub2e4\ub294 \uc774\uc720\ub85c \uc720\ub7fd\uc758\ud68c \uacbd\uc81c\ud1b5\ud654\uc704\uc6d0\ud68c(ECON)\uc5d0\uc11c \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc774 \ub0ae\uc740 \uac00\uc0c1\ud654\ud3d0\ub97c \uae08\uc9c0\ud558\uc790\ub294 \ubc95\uc548\uc774 \ubc1c\uc758\ub418\uc5c8\uc73c\ub098, \ubd80\uacb0\ub418\uc5b4 \uc5b4\ub5a0\ud55c \uaddc\uc81c\ub3c4 \uac00\ud574\uc9c0\uc9c0 \uc54a\uc558\ub2e4. \ub610\ud55c EU\uac00 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \ubc95\uc548(Digital Services Act)\uc744 \ud1b5\uacfc\uc2dc\ucf1c 2024\ub144\ubd80\ud130 \ud50c\ub7ab\ud3fc\uc744 \uaddc\uc81c\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud558\uc600\uc73c\ub098, 15\uac1c\uc6d4 \uc774\uc0c1\uc758 \uc720\uc608\uae30\uac04\uc744 \uc81c\uacf5\ud558\uba70 \uacfc\uc9d5\uae08\uc744 \ubd80\uacfc\ud558\ub294 \uc815\ub3c4\uc758 \uaddc\uc81c\uc774\uae30 \ub54c\ubb38\uc5d0 \uc2e4\uc9c8\uc801\uc774\uace0 \uac15\ub825\ud55c \uaddc\uc81c\ub77c\uace0 \ubcf4\uae30\ub294 \uc5b4\ub835\ub2e4.<\/p>\n \ubca0\ube14\ub7f0\uc758 <\/b>\u2018<\/b>\uc81c\ub3c4<\/b>\u2019<\/b><\/p>\n \uc774\uc640 \uac19\uc740 \uc0ac\ub840\ub97c \ubcf4\uba74, \uc774 \uaddc\uc81c\ub4e4\uc740 \uc57d 100\ub144 \uc804 \uc5ed\uc0ac\uc801 \ubc1c\uc804\uacfc\uc815\uc5d0 \ub300\ud55c \uc18c\uc2a4\ud0c0\uc778 \ubca0\ube14\ub7f0\uc758 \uc608\uc5b8\uc774 \uc624\ub298\ub0a0 \ud604\ub300\uc0ac\ud68c\uc5d0\uc11c \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uac83\ucc98\ub7fc \ubcf4\uc774\uae30\ub3c4 \ud55c\ub2e4. \ub178\ub974\uc6e8\uc774 \uc774\ubbfc\uc790 \ucd9c\uc2e0\uc758 \ubbf8\uad6d \uc81c\ub3c4\uc8fc\uc758 \uacbd\uc81c\ud559\uc790\uc778 \uc18c\uc2a4\ud0c0\uc778 \ubca0\ube14\ub7f0\uc740 \ub300\uc911\uc5d0\uac8c \u2018\uc720\ud55c\uacc4\uae09\ub860\u2019\uacfc \u2018\uacfc\uc2dc\uc801 \uc18c\ube44\u2019\ub85c \uc798 \uc54c\ub824\uc838 \uc788\uc73c\ub098, \uadf8\uc758 \uac00\uc7a5 \ud575\uc2ec\uc801\uc778 \uc774\ub860 \uc911 \ud558\ub098\uac00 \ubc14\ub85c \uae30\uc220\uacfc \uc81c\ub3c4\uc758 \uad00\uacc4\uc131\uc5d0 \uad00\ud55c \ub0b4\uc6a9\uc774\ub2e4. \ubca0\ube14\ub7f0\uc740 \uc81c\ub3c4\uac00 \u201c\uc9d1\ub2e8\uc5d0 \uc758\ud574 \uc81c\uc7ac\ub97c \ubc1b\ub294 \uad00\uc2b5\uc774\ub098 \uc2b5\uad00\uc758 \ub369\uc5b4\ub9ac\u201d\ub77c\uace0 \ub9d0\ud55c\ub2e4. \uc81c\ub3c4\uac00 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc774 \ud0c4\uc0dd\ud568\uc5d0 \ub530\ub77c \uae30\uc220\uacfc \ud544\uc5f0\uc801\uc73c\ub85c \ucda9\ub3cc\ud558\uba70, \uc774 \ucda9\ub3cc\uc744 \ud1b5\ud574 \uacb0\uad6d \uc81c\ub3c4\uac00 \uadf8 \uae30\uc220\uc5d0 \ub9de\uac8c\ub054 \ubcc0\ud654\ud558\uba70 \uc5ed\uc0ac\uac00 \ubc1c\uc804\ud55c\ub2e4\ub294 \uac83\uc774 \ubca0\ube14\ub7f0\uc758 \ud575\uc2ec\uc801\uc778 \uc8fc\uc7a5\uc774\ub2e4. \uc81c\ub3c4\uc758 \uae30\ub4dd\uad8c\uc744 \uc774\uc6a9\ud574\uc11c \uae08\uc804\uc801 \uc774\ub4dd\uc744 \ucde8\ud558\ub294 \uc9d1\ub2e8\uc740 \uadf8 \uc81c\ub3c4\ub97c \uc720\uc9c0\ud558\ub824 \ud558\uace0, \uae30\uc220\uc744 \uac00\uc9c4 \uc9d1\ub2e8\uc740 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ud1b5\ud574 \uc790\ubcf8\uacfc \uad8c\ub825\uc744 \ucde8\ud558\ub824 \ud558\uae30 \ub54c\ubb38\uc5d0 \ub450 \uc9d1\ub2e8 \uc0ac\uc774\uc5d0 \ud544\uc5f0\uc801\uc73c\ub85c \uac08\ub4f1\uc774 \ubc1c\uc0dd\ud55c\ub2e4. \uc774\ub807\ub4ef \ub2e8\uc808\uc801\uc73c\ub85c \ubc1c\uc804\ud558\ub294 \uc9c0\uc2dd\uccb4\uacc4\uc640 \uacfc\ud559\uae30\uc220\uc774 \ub0a1\uc740 \uc81c\ub3c4 – \uc548\uc815\ud654\ub41c \uae30\ub4dd\uad8c\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud558\ub294 \uc624\ub798\ub41c \uc81c\ub3c4 – \uc640 \ucda9\ub3cc\ud558\uba70 \uc81c\ub3c4\uc758 \uadf9\ub2e8\uc801 \ubcc0\ud601\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0, \uc81c\ub3c4\uc758 \ubcc0\ud601\uc744 \ub530\ub77c \uc5ed\uc0ac\uac00 \uc120\ud615\uc801\uc774\uc9c0 \uc54a\uace0 \ub2e8\uc808\uc801\uc73c\ub85c \ubc1c\uc804\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n \uc55e\uc11c \uc124\uba85\ud55c \ud50c\ub7ab\ud3fc \uae30\uc5c5\uacfc \uc815\ubd80 \uaddc\uc81c \uac04 \uac08\ub4f1, \uac00\uc0c1\ud654\ud3d0\uc640 \uad6d\uac00 \ud654\ud3d0 \uc2dc\uc2a4\ud15c \uac04\uc758 \uac08\ub4f1\uc740 \ubb34\ub824 150\ub144 \uc804\uc758 \uacbd\uc81c\ud559\uc790\uac00 \uc608\uc5b8\ud588\ub358 \uac70\ub300\ud55c \ucda9\ub3cc\uc774 \ub9c8\uce58 \uc624\ub298\ub0a0 \uc77c\uc5b4\ub098\ub294 \uac83\ucc98\ub7fc \ubcf4\uc778\ub2e4. \uc9c0\ub09c \uc218\ucc9c \ub144 \ub3d9\uc548\uc758 \ubaa8\ub4e0 \uc815\ubcf4\ub97c \ud569\uce5c \uac83\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \uc815\ubcf4\uc640 \ub370\uc774\ud130\ub97c \ub2e8 \uba87 \uc2dc\uac04 \uc548\uc5d0 \ub9cc\ub4e4\uace0 \ucd94\ucd9c\ud558\uc5ec \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uc624\ub298\ub0a0\uc758 \ud601\uc2e0\uc801\uc778 \uae30\uc220\uc740, \ub3c5\uc810\uc801\uc778 \uc815\ubcf4\ub825\uacfc \uc774\ub97c \ud1b5\ud55c \ud1b5\uc81c\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \ub9c9\uac15\ud55c \uad8c\ub825\uc744 \uc720\uc9c0\ud574\uc628 \uae30\ub4dd\uad8c\uc758 \uc81c\ub3c4\uc640 \ucda9\ub3cc\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub2e4. \ub610\ud55c \uac15\ub825\ud55c \uc911\uc559 \uad8c\ub825 \uc5c6\uc774 \ub2f9\uc0ac\uc790\ub4e4 \uac04\uc5d0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uac70\ub798\ub97c \uc8fc\uace0\ubc1b\uc744 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ud654\ud3d0 \uae30\uc220\uc740, \ubaa8\ub4e0 \uae08\uc804\uac70\ub798\ub97c \uc9c1\uc811 \uac10\uc2dc\ud574\uc624\ub358 \uae30\ub4dd\uad8c\uc758 \uc81c\ub3c4\uc640 \ucda9\ub3cc\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub2e4. \ubca0\ube14\ub7f0\uc774 \uc624\ub798 \uc804 \ub300\ub2e8\ud55c \ud1b5\ucc30\ub85c \uc8fc\uc7a5\ud588\ub358 \uae30\uc220\uacfc \uc81c\ub3c4\uc758 \ucda9\ub3cc\uc744 \ud1b5\ud574 \uace7 \ub9c8\uc8fc\ud558\uac8c \ub420 \uc0c8\ub85c\uc6b4 \uc5ed\uc0ac\ub97c \uc608\uce21\ud574\ubcf4\uba70, \uc774 \ucda9\ub3cc\ub4e4\uc774 \uac16\ub294 \ud568\uc758\uc640 \uc774 \uc0c1\ud669\uc5d0\uc11c \ud55c\uad6d\uc774 \ucde8\ud574\uc57c \ud560 \ud0dc\ub3c4\uc5d0 \ub300\ud574 \uc0dd\uac01\ud574\ubcf4\uace0\uc790 \ud55c\ub2e4.<\/p>\n \uae30\uc874 \uc81c\ub3c4\uc5d0 \ub300\ud55c \ud50c\ub7ab\ud3fc\u00b7<\/b>\uac00\uc0c1\ud654\ud3d0 \uae30\uc220\uc758 \ub3c4\uc804<\/b><\/p>\n \uc544\uc8fc \uc624\ub798\uc804\ubd80\ud130 \ub370\uc774\ud130\uc758 \uad8c\ud55c\uc744 \uac16\ub294 \uac83\uc740 \uace7 \uad8c\ub825\uc774\uc5c8\uace0, \uad6d\uac00\uc758 \ubaab\uc774\uc5c8\ub2e4. \ubc94\uc8c4\uc608\ubc29\uacfc \ubcf5\uc9c0\ub97c \uc774\uc720\ub85c \uad6d\ubbfc\uc758 \uba85\ubd80\ub97c \uad00\ub9ac\ud558\uace0, \uc9c0\ubb38\uc744 \uc218\uc9d1\ud558\uace0, \ud574\uc678 \uc785\ucd9c\uad6d \uae30\ub85d\uc744 \uad00\ub9ac\ud558\uace0, \ud1b5\uacc4\uccad\uc774\ub77c\ub294 \uae30\uad00\uc744 \ud1b5\ud574 \uad6d\ubbfc\uc758 \uc815\ubcf4\ub97c \uc218\uce58\ud654\ud558\uace0 \uc774\uc6a9\ud558\uba70, \uc2ec\uc9c0\uc5b4\ub294 \uc678\uacc4\uc778\uc5d0 \ub300\ud55c \ub370\uc774\ud130\uae4c\uc9c0 \ubaa8\ub450 \uad6d\uac00\ub9cc\uc774 \ube44\ubc00\ub9ac\uc5d0 \uc18c\uc720\ud55c\ub2e4. \uc774\ub807\uac8c \uad6d\uac00\uac00 \ub3c5\uc810\ud55c \ub370\uc774\ud130\ub4e4\uc740 \uce58\uc548\uc774\ub098 \uc9c8\ubcd1 \uad00\ub9ac \ub4f1 \uc591\uc801\uc778 \uacf3\uc5d0 \uc120\ud55c \ubaa9\uc801\uc73c\ub85c \uc774\uc6a9\ub420 \uc218\ub3c4 \uc788\uace0, \uad6d\ubbfc\uc744 \uc0ac\ucc30\ud558\uace0 \uc5ec\ub860\uc744 \uc870\uc791\ud558\ub294 \ub4f1 \uc74c\uc801\uc774\uace0 \uc0ac\uc801\uc778 \ubaa9\uc801\uc73c\ub85c \uc774\uc6a9\ub420 \uc218\ub3c4 \uc788\ub2e4. \uc774\ub807\ub4ef \uad6d\ubbfc\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uac16\uace0 \uc788\ub2e4\ub294 \uac83\uc740 \uad6d\uac00 \uad8c\ub825\uc758 \uc6d0\ucc9c\uc774\uba70, \uc774\ub7ec\ud55c \uad8c\ub825\uc740 \uc81c\ub3c4\uc640 \ubb38\ud654\uc5d0 \uc2a4\uba70\ub4e4\uc5b4 \ub3d9\uc0ac\ubb34\uc18c\uc5d0 \uc9c0\ubb38\uc744 \ub4f1\ub85d\ud558\ub294 \uac83\uc744 \ub2f9\uc5f0\ud55c \uad00\uc2b5\uc73c\ub85c \ubc1b\uc544\ub4e4\uc774\uac8c \ud588\ub2e4.<\/p>\n \uadf8\ub7ec\ub098 \uc5b4\ub290 \ub0a0 \uac11\uc790\uae30 \ub4f1\uc7a5\ud55c \ud734\ub300\uc6a9 \ub514\ubc14\uc774\uc2a4\uc640 \uc778\ud130\ub137, \uadf8\ub9ac\uace0 \ud50c\ub7ab\ud3fc\uc740 \ub370\uc774\ud130 \uc218\uc9d1\uacfc \uc774\uc6a9\uc5d0 \ud070 \ubcc0\ud654\ub97c \uc77c\uc73c\ucf30\ub2e4. \uc774\ub4e4\uc758 \ub4f1\uc7a5\uc744 \ud1b5\ud574 \uc815\ubd80\uac00 \ud569\ubc95\uc801\uc73c\ub85c \uc870\uc0ac\ud558\uac70\ub098 \ubd88\ubc95\uc801\uc73c\ub85c \ub3c4\uccad\ud558\ub294 \ub300\ud654 \ub0b4\uc6a9\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \uae4a\uace0 \ub9ce\uc740 \ub0b4\uc6a9\uc744 \uce74\uce74\uc624\ud1a1\uc758 \uad00\ub9ac\uc790\ub294 \uc54c \uc218 \uc788\uac8c \ub418\uc5c8\uace0, \uc704\uce58\uc640 \uc18c\ube44 \uc2b5\uad00, \ubc31\uc2e0\uc811\uc885 \uc0c1\ud0dc, \uc2ec\uc9c0\uc5b4\ub294 \uc9c0\ubb38, \uc5bc\uad74 \ub4f1 \uc0dd\uccb4\uc815\ubcf4\uae4c\uc9c0 \ubaa8\ub4e0 \uc0c1\uc138\ud55c \ub370\uc774\ud130\ub97c \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc774 \uc18c\uc720\ud558\uac8c \ub418\uc5c8\ub2e4. 2020\ub144 \uae30\uc900\uc73c\ub85c \ub124\uc774\ubc84\uc640 \uce74\uce74\uc624\ud1a1\uc758 \uc6d4\uac04 \uc0ac\uc6a9\uc790 \uc218 (MAU) \ud3c9\uade0\uc740 \ubaa8\ub450 3,000\ub9cc \uba85\uc744 \uc6c3\ub3c8\ub2e4. \uc989, \uce74\uce74\uc624\uc640 \ub124\uc774\ubc84\ub294 \uad6d\ubbfc \uc808\ubc18 \uc774\uc0c1\uc758 \uc0c1\uc138\ud55c \ub370\uc774\ud130\uc640 \uba54\ud0c0\ub370\uc774\ud130\uae4c\uc9c0 \uc18c\uc720\ud558\uace0 \uc788\uace0 \uadf8\ub4e4\uc758 \uc758\uc9c0\uc5d0 \ub530\ub77c \uc0ac\uc6a9\uc790\ub97c \uc870\uc885\ud560 \uc218\ub3c4 \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n \ud50c\ub7ab\ud3fc\uc774 \uad6d\ubbfc\uc758 \uc0b6\uc758 \uc9c8\uacfc \ubcf5\uc9c0\ub97c \uc0c1\uc2b9\uc2dc\ucf1c \uc8fc\uae30 \ub54c\ubb38\uc5d0 \uc758\uc874\uc131\uc740 \uacc4\uc18d\ud574\uc11c \ub192\uc544\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uace0, \uae30\uc5c5\uc774 \uac16\uac8c \ub418\ub294 \uad6d\ubbfc\uc5d0 \ub300\ud55c \ub370\uc774\ud130\ub294 \uae30\ud558\uae09\uc218\uc801\uc73c\ub85c \ub298\uc5b4\ub0a0 \uc218\ubc16\uc5d0 \uc5c6\ub2e4. \uc774\ub807\ub4ef \uae30\uc220 \ubc1c\ub2ec\ub85c \uc778\ud574 \uae30\uc5c5\uc774 \uad6d\uac00\uc5d0 \ubc84\uae08\uac00\ub294 \ub370\uc774\ud130 \uad8c\ub825\uc758 \uc18c\uc720\uad8c\uc744 \uac16\uac8c \ub418\ub294 \uc804\ub840 \uc5c6\ub294 \uc0c1\ud669\uc774 \ud604\uc7ac \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uac83\uc774\ub2e4. 2016\ub144 \ubbf8\uad6d \ub300\uc120 \uc120\uac70 \uae30\uac04 \ub3d9\uc548 \ub370\uc774\ud130 \ucee8\uc124\ud305 \ud68c\uc0ac\uc778 \ucea0\ube0c\ub9ac\uc9c0 \uc560\ub110\ub9ac\ud2f0\uce74(Cambridge Analytica)\ub294 \uc720\uba85 SNS\uc778 \ud398\uc774\uc2a4\ubd81(Facebook)\uc5d0 \ud034\uc988 \uac8c\uc784\uc744 \uac8c\uc2dc\ud558\uc5ec 5,000\ub9cc \uc774\uc6a9\uc790\uc758 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud55c \ud558\uc600\ub2e4. \ucea0\ube0c\ub9ac\uc9c0 \uc560\ub110\ub9ac\ud2f0\uce74\ub294 \uc774 \ub370\uc774\ud130\ub97c \ud2b8\ub7fc\ud504 \uc120\uac70\uc6b4\ub3d9\uc5d0 \uc774\uc6a9\ud558\uc5ec \ud398\uc774\uc2a4\ubd81 \ub0b4\uc5d0\uc11c \ubbf8\uad6d \ub0b4 \uc911\ub3c4\uce35\uc5d0\uac8c \ub9de\ucda4\ud615 \uad11\uace0\ub97c \uc9d1\uc911\uc801\uc73c\ub85c \ub0b4\ubcf4\ub0c8\uace0, \uc774\ub97c \ud1b5\ud574 \ud2b8\ub7fc\ud504\uc758 \ub300\ud1b5\ub839 \ub2f9\uc120\uc5d0 \ud601\ud601\ud55c \uacf5\uc744 \uc138\uc6e0\ub2e4\ub294 \ud3c9\uac00\ub97c \ubc1b\uace0 \uc788\ub2e4. \uc774\ubbf8 \ud604\ub300\uc0ac\ud68c\uc5d0\uc11c \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc758 \ub370\uc774\ud130\ub294 \uadf8 \uc5b4\ub5a4 \uad8c\ub825\uc5d0\ub3c4 \ub3c4\uc804\ud560 \uc218 \uc788\ub294 \uc5c4\uccad\ub09c \ud798\uc744 \uac16\uac8c \ub41c \uac83\uc774\ub2e4.<\/p>\n \ub4f1\uc7a5\ud55c \ub0a0\ubd80\ud130 \uc624\ub298\ub0a0\uae4c\uc9c0 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ud55c\uc2dc\ub3c4 \ub17c\ub780\uc774 \ub04a\uc774\uc9c0 \uc54a\uace0 \uc788\ub294 \uac00\uc0c1\ud654\ud3d0 \ub610\ud55c \uae30\uc874\uc758 \uc81c\ub3c4\uc5d0 \ub3c4\uc804\ud558\ub294 \ub610 \ub2e4\ub978 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc774\ub2e4. \uac00\uc0c1\ud654\ud3d0\ub294 \uac70\ub798 \ub2f9\uc0ac\uc790 \uc678\uc5d0 \uc81c\uc0bc\uc790\uac00 \uac1c\uc785\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c, \uac00\uc0c1\uc790\uc0b0\uc758 \uac00\uce58\uc640 \uc548\uc815\uc131\uc744 \ub204\uad6c\ub3c4 \ub2f4\ubcf4\ud558\uc9c0 \ubabb\ud560\ubfd0\ub354\ub7ec \uac70\ub798\uac00\uaca9\uc758 \ubcc0\ub3d9\uc744 \uc870\uc808\ud560 \uc218\ub3c4 \uc5c6\uc5b4 \uc704\ud5d8\ub3c4\uac00 \ub9e4\uc6b0 \ub192\uc740 \ud22c\uae30\uc131 \uc790\uc0b0\uc774\ub2e4. \uc55e\uc11c \uc5b8\uae09\ud55c FTX \ud30c\uc0b0 \uc0ac\ud0dc\ub85c \uc778\ud55c \uc218\ub9ce\uc740 \uc0ac\uc6a9\uc790\uc5d0\uac8c \ud53c\ud574\uc790\ub97c \uc785\ud78c \uc0ac\uac74\ubfd0\ub9cc \uc544\ub2c8\ub77c, \ucd5c\uadfc\uc5d0\ub294 \uad6d\ub0b4 \uac00\uc0c1\ud654\ud3d0\uc758 \ud55c \uc885\ub958\uc778 \u2018\ub8e8\ub098 \ucf54\uc778\u2019\uc758 \ucc3d\ub9bd\uc790\uc778 \uc2e0\ud604\uc131 \ub300\ud45c\ub294 \uc790\uc2e0\uc774 \ucd95\uc7ac\ud558\uace0 \uc788\ub358 \ub8e8\ub098 \ucf54\uc778\uc758 \uac00\uaca9\uc774 \ud3ed\ub4f1\ud558\uc790 \ub300\ub7c9 \ub9e4\uac01\ud558\uc5ec 1,400\uc5b5 \uc6d0\ub300\uc758 \ubd80\ub2f9\uc774\ub4dd\uc744 \ucc59\uae30\uace0 28\ub9cc \uba85\uc5d0 \ub9c9\ub300\ud55c \ud53c\ud574\ub97c \uc92c\ub2e4. \uc774\ucc98\ub7fc \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 3\uc790\uac00 \uc5c6\uc774 \uac70\ub798\ub418\ub294 \ubd88\uc548\uc815\ud55c \uc790\uc0b0\uc73c\ub85c \uc778\ud55c \uc0ac\uac74\uf09e\uc0ac\uace0\uac00 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub04a\uc784\uc5c6\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4. \uac00\uc0c1\ud654\ud3d0\uc758 \ubd88\uc548\uc815\uc131\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uac00\uc0c1\ud654\ud3d0\uc758 \uc775\uba85\uc131 \ub610\ud55c \ubb38\uc81c\uac00 \ub418\uace0 \uc788\ub2e4. \ucd5c\uadfc \ud55c\uad6d\uc758 \ub9c8\uc57d \uc0ac\ubc94 \uc99d\uac00 \uc774\uc288\uc640 \ub354\ubd88\uc5b4 \uc9c0\ub09c 1\ub144\uac04 \uac80\uac70\ub41c \ub9c8\uc57d \uc0ac\ubc94 \uc911 20%\uac00 \uac00\uc0c1\ud654\ud3d0\ub85c \ub9c8\uc57d\uc744 \uac70\ub798\ud558\uc600\ub2e4\ub294 \uacbd\ucc30\uc758 \ubc1c\ud45c\uac00 \uc788\ub294 \ub4f1, \ucd9c\ucc98\ub97c \ucd94\uc801\ud560 \uc218 \uc5c6\ub294 \uac00\uc0c1\ud654\ud3d0\uac00 \ubc94\uc8c4\uc5d0 \uc774\uc6a9\ub418\uace0 \uc788\ub294 \ubb38\uc81c\uc810\ub3c4 \uc788\ub2e4.<\/p>\n \uadf8\ub7ec\ub098 \ud55c\ud3b8\uc73c\ub85c\ub294 \uc218\ub9ce\uc740 \ubcf4\uc548\uc804\ubb38\uac00\uc640 \uae08\uc735\uc5c5 \uad00\uacc4\uc790\ub4e4\uc740 \uac00\uc0c1\ud654\ud3d0\uc640 \ube14\ub85d\uccb4\uc778\uc744 \ud601\uc2e0\uc801\uc778 \uae30\uc220\uc774\ub77c \ud3c9\uac00\ud55c\ub2e4. \uce90\ub098\ub2e4\uc758 \ubbf8\ub798\ud559\uc790 \ub3c8 \ud0ed\uc2a4\ucf67(Don Tapscott)\uc740 \uc778\ud130\ub137\uc758 \ub2e4\uc74c \uc138\ub300\ub97c \ub300\ubcc0\ud558\ub294 \ube14\ub85d\uccb4\uc778\uc774 \uc628\ub77c\uc778 \ub124\ud2b8\uc6cc\ud06c \ubc29\uc2dd\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ubc14\uafb8\uac8c \ub420 \uac83\uc774\ub77c\uace0 \uc608\uc5b8\ud558\uc600\uace0, \ub137\uc2a4\ucf00\uc774\ud504 \ube0c\ub77c\uc6b0\uc800\uc758 \ucc3d\uc2dc\uc790 \ub9c8\ud06c \uc564\ub4dc\ub9ac\uc2a8(Marc Andreessen)\uc740 \ube14\ub85d\uccb4\uc778\uc758 \u2018\ubd84\uc0b0 \uc2e0\ub8b0 \ub124\ud2b8\uc6cc\ud06c \uae30\uc220\u2019\uc744 \ud1b5\ud574 \uc778\ud130\ub137\uc758 \ub4f1\uc7a5\uacfc \uc628\ub77c\uc778 \ud601\uc2e0\uc5d0 \ubc84\uae08\uac00\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\ud601\uc2e0\uc774 \ube14\ub85d\uccb4\uc778\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c8 \uac83\uc774\ub77c\uace0 \uc6cc\uc2f1\ud134\ud3ec\uc2a4\ud2b8(The Washington Post)\uc640\uc758 \uc778\ud130\ubdf0\uc5d0\uc11c \ub9d0\ud588\ub2e4. \ube14\ub85d\uccb4\uc778 \uae30\uc220\ub4e4 \uc911\uc5d0\uc11c\ub3c4 \uac00\uc7a5 \uc8fc\ubaa9\ubc1b\ub294 \u2018\uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8(smart contract)\u2019 \uae30\uc220\uc740 \ub514\uc9c0\ud138 \ud654\ud3d0 \uc790\uccb4\uc5d0 \uac70\ub798 \uc81c\uacf5\uacfc \ubcf4\uc0c1\uc5d0 \ub300\ud55c \uc54c\uace0\ub9ac\uc998\uc744 \uc2ec\uc5b4, \ub2f9\uc0ac\uc790\uac04\uc758 \uac70\ub798\uac00 \uc790\ub3d9\uc73c\ub85c \uc548\uc804\ud558\uac8c \uc774\ub7ec\uc6b0\uc9c0\ub3c4\ub85d \ud558\ub294 \uae30\uc220\uc774\ub2e4. \uac1c\uc778 \uac04\uc758 \uac70\ub798\uc5d0\uc11c \uc774 \uae30\uc220\uc744 \uc774\uc6a9\ud558\uba74 \uac70\ub798\uc758 \uc2dc\uac04\uacfc \uc911\uac04\ube44\uc6a9\uc740 \uc808\ubc18 \uc774\ud558\ub85c \uc904\uc5b4\ub4e4\uace0, \uc2dc\uc911 \ub514\uc9c0\ud138 \uc740\ud589\ubcf4\ub2e4 \ud6e8\uc52c \uc548\uc804\ud55c \uac70\ub798\uac00 \uac00\ub2a5\ud558\ub2e4. \uc774\ubbf8 2019\ub144\uc5d0 \uc804 \uc138\uacc4 \uae08\uc735\uc0b0\uc5c5\uc5d0\uc11c 2\uc5b5 9,480\ub9cc \ub2ec\ub7ec\ub97c \ub4e4\uc5ec \ube14\ub85d\uccb4\uc778 \uc194\ub8e8\uc158 \uad6c\ucd95\uc5d0 \ud798\uc4f0\ub294 \ub4f1 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \uc0b0\uc5c5\uc5d0 \uc801\uc6a9\ud558\ub824\ub294 \uc2dc\ub3c4\ub294 \ub04a\uc784\uc5c6\uc774 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uc774\ub807\ub4ef \uac00\uc0c1\ud654\ud3d0\ub294 \uc2e4\uc81c \ud1b5\uc6a9\ub418\uace0 \uc0ac\uc6a9\ub420 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub192\uc740 \uae30\uc220\uc774\uba70, \uc2e4\uc0ac\uc6a9\uc790\uc778 \uad6d\ubbfc\uc5d0\uac8c\ub294 \ud3b8\ub9ac\ud558\uace0 \uc720\uc6a9\ud55c \uc2e0\uae30\uc220\uc774\ub2e4.<\/p>\n \uadf8\ub7ec\ub098 \uad6d\uac00 \uc785\uc7a5\uc5d0\uc11c\ub294 \uac00\uc0c1\ud654\ud3d0\uac00 \uc2ec\uac01\ud55c \uad6d\uac00\uc801 \uc704\ud611 \uc694\uc18c\uc774\ub2e4. \ube44\ub2e8 \uc18c\ube44\uc640 \ud604\uae08 \uc720\ud1b5\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \uc815\ubcf4\ub97c \uad6d\uac00\uac00 \ud1b5\uc81c\ud558\uc9c0 \ubabb\ud558\uac8c \ub418\ub294 \ubb38\uc81c\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc138\uae08 \uc218\ucde8\uc5d0\ub3c4 \uc2ec\uac01\ud55c \ubb38\uc81c\uac00 \uc0dd\uae34\ub2e4. \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839 \ucde8\uc784 \ub2f9\uc2dc \uacbd\uc81c\uc801 \uae30\ubc18\uc744 \uc774\ub8e8\ub294 \uc774\ub860\uc73c\ub85c \ud654\uc81c\uac00 \ub418\uc5c8\ub358 \uacbd\uc81c\uc774\ub860\uc778 \ud604\ub300\ud654\ud3d0\uc774\ub860(Modern Monetary Theory)\uc5d0 \ub530\ub974\uba74 \uad6d\uac00\uc758 \uac00\uc7a5 \uac15\ub825\ud55c \uad8c\ub825\uc740 \uc138\uae08\uc744 \uac15\uc81c\ub85c \uc218\ucde8\ud558\ub294 \uac83\uc5d0\uc11c \uae30\uc778\ud558\uba70, \ud654\ud3d0\uc81c\ub3c4\ub294 \uad6d\uac00\uc758 \uc138\uae08 \uc218\ucde8\ub97c \uc704\ud574 \ud0c4\uc0dd\ud55c \uc81c\ub3c4\ub77c\uace0 \ud560 \ub9cc\ud07c \uc138\uae08 \uc218\ucde8\ub294 \uad6d\uac00 \uace0\uc720\uc758 \uad8c\ud55c\uc774\uba70 \uac15\ub825\ud55c \uad8c\ub825\uc774\ub2e4. \ub530\ub77c\uc11c \uad6d\uac00\uac00 \ubc1c\ud589\ud558\uc9c0 \uc54a\uc740 \uac00\uc0c1\ud654\ud3d0\uac00 \uc2dc\uc911\uc5d0\uc11c \uc77c\ubc18\uc801\uc73c\ub85c \uc4f0\uc774\uac8c \ub418\ub294 \uc21c\uac04 \uad6d\uac00\uc8fc\ub3c4\uc758 \ud654\ud3d0\uc81c\ub3c4\ub294 \uadf8 \ubcf8\uc9c8\uc801\uc778 \ud798\uc744 \uc783\uac8c \ub41c\ub2e4. \uacb0\uad6d \uac00\uc0c1\ud654\ud3d0\uac00 \uc2e4\uc81c\ub85c \uad6d\ubbfc \uac1c\uac1c\uc778\uc5d0 \ud3b8\ub9ac\ud568\uc744 \uc8fc\ub294 \uacbd\uc81c\uc801\uc778 \uae30\uc220\uc784\uc5d0\ub3c4 \uad6d\uac00\ub294 \uc27d\uac8c \uc6a9\uc778\ud560 \uc218 \uc5c6\ub294 \uac83\uc774\ub2e4. \ub418\ub824 \uc815\uc0c1\uc801\uc778 \ud654\ud3d0\uc81c\ub3c4\uac00 \ubd95\uad34\ub41c \uc5d8\uc0b4\ubc14\ub3c4\ub974\uac00 \ube44\ud2b8\ucf54\uc778\uc744 \ubc95\uc815\ud654\ud3d0\ub85c\uc368 \ucc44\ud0dd\ud558\uba74\uc11c \ud6c4\ubc1c\uc8fc\uc790\uc758 \uc774\uc775\uc744 \ub204\ub9b4 \uc218\ub3c4 \uc788\ub294 \uc0c1\ud669\uc774\ub2e4.<\/p>\n \uc774\ucc98\ub7fc, \uc774\uc804\uc5d0\ub294 \uc5c6\uc5c8\ub358 \uc804\ud600 \uc0c8\ub85c\uc6b4 \uae30\uc220\ub4e4\uc774 \uad8c\ub825\uc758 \ucc28\uc6d0\uc5d0\uc11c \uae30\uc874\uc758 \uc81c\ub3c4\uc640 \uae30\ub4dd\uad8c\uc744 \uc704\ud611\ud558\uace0 \uc788\ub2e4. \ub530\ub77c\uc11c \uad6d\uac00\uac00 \uc790\uc2e0\uc758 \uc874\ub9bd\uc744 \uc704\ud611\ud558\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uacac\uc81c\ud558\uace0 \ud1b5\uc81c\ud558\ub294 \ud589\uc704\ub294 \uc0c1\uc2dd\uc801\uc778 \uac83\uc77c\uc9c0\ub3c4 \ubaa8\ub978\ub2e4. \uadf8\ub7ec\ub098 \ud55c\ud3b8\uc73c\ub85c\ub294, \uc774\ub7ec\ud55c \uae30\uc220\uc774 \uc2dc\ubbfc\uc758 \uc0b6\uc758 \uc9c8\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uace0, \ub098\uc544\uac00 \uad81\uadf9\uc801\uc73c\ub85c\ub294 \uad6d\uac00 \uacbd\uc7c1\ub825\uc744 \uacb0\uc815\ud560 \uc218 \uc788\ub294 \uc694\uc18c\ub77c\ub294 \uc810 \ub610\ud55c \uc790\uba85\ud558\ub2e4. \ubbf8\uad6d\uc5d0 \uc5c4\uccad\ub09c \ub3c8\uc744 \ubc8c\uc5b4 \uc8fc\uace0 \uc788\ub294 \ubbf8\uad6d\uc758 \uc2dc\uac00\ucd1d\uc561 1\uc704\ubd80\ud130 4\uc704 \uae30\uc5c5\uc778 \uc560\ud50c, \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8, \uad6c\uae00, \uc544\ub9c8\uc874 4\uac1c \uae30\uc5c5(2022\ub144 11\uc6d4 \uae30\uc900) \ubaa8\ub450 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc774\ub77c\ub294 \uc0ac\uc2e4\uc774 \uc774\ub97c \uc99d\uba85\ud55c\ub2e4. \uacb0\uad6d, \uc0c8\ub85c\uc6b4 \uae30\uc220\uc740 \uc810\uc810 \uc544\ub798\uc5d0\uc11c\ubd80\ud130 \uc704\ub85c \ucc28\uc624\ub974\uace0, \uad6d\uac00\uac00 \uc5bc\ub9c8\ub098 \uc720\uc5f0\ud558\uace0 \uc9c0\ud61c\ub86d\uac8c \uc774\ub97c \ubc1b\uc544\ub4e4\uc77c\uc9c0\uac00 \ubbf8\ub798\uc0ac\ud68c\uc758 \uc8fc\ub3c4\uad8c\uc744 \uc7a1\ub294 \uad00\uac74\uc774 \ub420 \uac83\uc774\ub2e4.<\/p>\n \ud55c<\/b>\u00b7<\/b>\uc911<\/b>\u00b7<\/b>\uc77c\uc758 \uc0ac\ud68c\ubb38\ud654\uc801 \uaddc\uc81c \ubc30\uacbd<\/b>, <\/b>\uadf8\ub9ac\uace0 \ud55c\uad6d\uc758 \ub098\uc544\uac08 \ubc29\ud5a5<\/b><\/p>\n \uc55e\uc11c \uc5b8\uae09\ud558\uc600\ub4ef, \ub3d9\uc544\uc2dc\uc544\uc758 3\uad6d \ud55c\uad6d, \uc911\uad6d, \uc77c\ubcf8\uc740 \ubbf8\uad6d\uacfc \uc720\ub7fd\uc5d0 \ube44\ud574 \uc81c\ub3c4\uc801\uc73c\ub85c \uc0c8\ub85c\uc6b4 \uae30\uc220\ub4e4\uc744 \uc555\ubc15\ud558\ub294 \uc815\ub3c4\uac00 \ub192\ub2e4. \uadf8\ub807\ub2e4\uba74 \uacfc\uc5f0 \uadf8 \uc774\uc720\uac00 \ubb34\uc5c7\uc77c\uae4c? \uba3c\uc800 \uacf5\uc0b0\uc8fc\uc758 \uad6d\uac00\uc778 \uc911\uad6d\uc740 \uc5ec\uc804\ud788 \uc815\uce58\uc801\uc73c\ub85c \uacbd\uc9c1\ub418\uc5b4 \uc788\ub2e4. 80\ub144\ub300 \ub369\uc0e4\uc624\ud551\uc758 \u2018\ud751\ubb18\ubc31\ubb18\ub860\u2019\uacfc \u2018\uc120\ubd80\ub860\u2019\uc744 \uc55e\uc138\uc6cc \uac1c\ud601\uac1c\ubc29\uc815\ucc45\uc744 \ud3bc\uce58\uba70 \uc138\uacc4 2\uc704\uc758 \uacbd\uc81c \ub300\uad6d\uc73c\ub85c \uc131\uc7a5\ud574\uc654\uc9c0\ub9cc, \uacf5\uc0b0\ub2f9\uc758 \uac15\ub825\ud55c \ub3c5\uc7ac \uc18d\uc5d0\uc11c \uc911\uad6d \uae30\uc5c5\ub4e4\uc774 \uc81c\ub3c4\uc5d0 \ub9de\uc11c\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ud3bc\uce58\uae30\uc5d4 \ubb34\ub9ac\uac00 \uc788\ub2e4. \uc2dc\uc9c4\ud551 \uc8fc\uc11d\uc740 \u2018\uacf5\ub3d9\ubd80\uc720\u2019\ub97c \uc120\uc5b8\ud558\uba70 \uac15\ud558\uac8c \ube45\ud14c\ud06c \uae30\uc5c5\uac00\ub4e4\uc744 \ud1b5\uc81c\ud558\uc5ec \ube48\ubd80\uaca9\ucc28 \ud574\uc18c\ub97c \uc704\ud574 \ud798\uc4f4 \uacf5\ub85c\ub85c \uad6d\ubbfc\uc801 \uc778\uae30\ub97c \uc5bb\uace0 \ub2f9\ud5cc\uae4c\uc9c0 \uac1c\uc815\ud558\uba70 3\uc5f0\uc784\uc5d0 \uc131\uacf5\ud558\uc600\ub2e4. \uc2dc\uc9c4\ud551 3\uae30 \ucd9c\ubc94\uacfc \ub354\ubd88\uc5b4 \uaddc\uc81c \ub2f9\uad6d\uc740 \ube45\ud14c\ud06c \uaddc\uc81c\ub97c \ud480\uc9c0 \uc54a\uc744 \uac83\uc744 \uac15\uc870\ud558\uc600\ub2e4. 3\uae30 \ucd9c\ubc94 \uc774\ud6c4, \uc778\ud130\ub137 \uaddc\uc81c\ub97c \ub2f4\ub2f9\ud558\ub294 \uc911\uad6d \uad6d\uac00\uc0ac\uc774\ubc84\ud310\uacf5\uc2e4(CAC)\uc740 \uae30\uc790\ud68c\uacac\uc744 \uc5f4\uace0 \ubc95\uc5d0 \ub530\ub77c \uc778\ud130\ub137 \ud50c\ub7ab\ud3fc\uc744 \ub9e4\uc77c \uac10\uc2dc\ud558\uace0 \uc788\ub2e4\uace0 \ub9d0\ud558\uba70, \uc778\ud130\ub137\uc744 \uc815\ud654\ud558\uae30 \uc704\ud574 \uad00\ub9ac\ub97c \uc18c\ud640\ud788 \ud558\uc9c0 \uc54a\uc744 \uac83\uc784\uc744 \uac15\uc870\ud558\uc600\ub2e4.<\/p>\n \uc77c\ubcf8\uc740 \ubb38\ud654\uc801 \uad00\uc2b5 \ub54c\ubb38\uc5d0 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ubc1b\uc544\ub4e4\uc774\uae30\uac00 \uc27d\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ucca8\ub2e8 \uc0b0\uc5c5\uc73c\ub85c \ud55c\ub54c \uc138\uacc4 GDP 2\uc704\uc5d0\uae4c\uc9c0 \uc62c\ub790\uc5c8\uc9c0\ub9cc, 2019\ub144 \uae30\uc900 \uc2e0\uc6a9\uce74\ub4dc \uac70\ub798 \ube44\uc728\uc774 20%\ub97c \ubc11\ub3cc\ub9cc\ud07c \uc77c\ubcf8\uc740 \uc544\ub0a0\ub85c\uadf8\uc801 \uc0dd\ud65c \uc2b5\uad00\uc744 \uace0\uc9d1\ud558\uace0 \uc788\ub2e4. \ub610\ud55c \uc77c\ubcf8 \uc0ac\ud68c\ub97c \uc9c0\ubc30\ud558\ub294 \uc9c1\uc7a5\uc5d0 \ub300\ud5e4 \ucda9\uc131\ud558\ub294 \u2018\uc787\uc1fc\ucf04\uba54\uc774(\u4e00\u6240\u61f8\u547d)\u2019 \uc815\uc2e0\uc740 \ub178\ub3d9\uacfc \uacbd\uc601\uc758 \uc720\uc5f0\uc131\uc744 \ub0ae\ucd94\uba70 \uc0ac\ud68c\ub97c \uacbd\uc9c1\ub418\uac8c \uc720\uc9c0\ud574\uc624\uace0 \uc788\uace0, IT\uc778\uc7ac\ub97c \ud640\ub300\ud558\uace0 \ub2e8\uc21c\ud788 \uc5f0\uacf5 \uc11c\uc5f4\uc5d0 \ub530\ub77c \uc784\uae08\uc744 \uacb0\uc815\ud558\ub294 \u2018\uc77c\ubcf8\ud615 \uace0\uc6a9\u2019\uc740 \uc77c\ubcf8 \uc0ac\ud68c\uc758 IT\uc640 \ub514\uc9c0\ud138\ud654\uc5d0 \ub300\ud55c \uad00\uc2ec\uc744 \ub354\uc6b1 \ub5a8\uc5b4\ub728\ub9ac\uace0 \uc788\ub2e4.<\/p>\n \uadf8\ub807\ub2e4\uba74 \ud55c\uad6d\uc740 \uc5b4\ub5a0\ud55c\uac00? \ud55c\uad6d\uc740 \ubb38\ud654\uc801\uc73c\ub85c \ub9e4\uc6b0 \ubbfc\ucca9\ud55c \ub098\ub77c\uc774\uba70, \ud574\ubc29 \uc774\ud6c4 \ubd88\uacfc 70\ub144 \ub3d9\uc548 \ubd88\ud569\ub9ac\ud55c \uc9c0\ub3c4\uc790\ub4e4\uc744 \uad6d\ubbfc \uc2a4\uc2a4\ub85c\uc758 \ud798\uc73c\ub85c \ub04c\uc5b4\ub0b4\ub9b4 \ub9cc\ud07c \uad6d\ubbfc\uc758 \ubbfc\uc8fc\uc8fc\uc758\uc640 \ud569\ub9ac\uc801\uc778 \uc81c\ub3c4\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uacfc \uc790\ubd80\uc2ec\uc774 \ub300\ub2e8\ud558\ub2e4. \ub610\ud55c, 2022\ub144 \uc0c1\ubc18\uae30 \uae30\uc900 \uac00\uc0c1\ud654\ud3d0 \ud22c\uc790\uc790\uc758 50.7%\uac00 50\ub300 \uc774\uc0c1\uc77c\ub9cc\ud07c 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