{"id":321,"date":"2021-08-02T08:30:39","date_gmt":"2021-08-01T23:30:39","guid":{"rendered":"http:\/\/asiabrief.snu.ac.kr\/?p=321"},"modified":"2021-07-29T13:39:17","modified_gmt":"2021-07-29T04:39:17","slug":"%ed%8a%b9%ec%a7%91-%ec%95%84%ec%8b%9c%ec%95%84%ea%b5%ad%ea%b0%80%ec%9d%98-%ea%b2%bd%ec%a0%9c-4-%ec%a4%91%ea%b5%ad%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%a0%84%ed%99%98%ea%b3%bc-%eb%94%94%ec%a7%80","status":"publish","type":"post","link":"https:\/\/asiabrief.snu.ac.kr\/?p=321","title":{"rendered":"\ud2b9\uc9d1: \uc544\uc2dc\uc544\uad6d\uac00\uc758 \uacbd\uc81c (4) <br>\uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc804\ud658\uacfc \ub514\uc9c0\ud138 \uacbd\uc81c \ubc1c\uc804"},"content":{"rendered":"<p>[vc_row gap=&#8221;20&#8243;][vc_column width=&#8221;2\/3&#8243;][vc_acf field_group=&#8221;99&#8243; field_from_99=&#8221;field_606aa6f1c30dd&#8221; align=&#8221;right&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; gap=&#8221;20&#8243; css=&#8221;.vc_custom_1617603431068{margin-top: -20px !important;background-color: #d6e6eb !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1627533236324{margin-top: -20px !important;margin-bottom: 20px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\uc9c0\ub09c \uc218\ub144\uac04 \uc9c4\ud589\ub41c \uc911\uad6d \uacbd\uc81c\uc758 \uc218\ub9ce\uc740 \ubcc0\ud654\ub4e4 \uc911\uc5d0\uc11c \uac00\uc7a5 \uc758\ubbf8 \uc788\ub294 \ud55c \uac00\uc9c0\ub294 \uae09\uc18d\ud55c \ub514\uc9c0\ud138 \uc804\ud658\uc774\ub2e4. 2010\ub144 \uc774\ud6c4 \uc9c4\ud589\ub41c \uc2a4\ub9c8\ud2b8\ud3f0 \ubaa8\ubc14\uc77c \uae30\ubc18\uc758 \uae30\uc220 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc744 \ucd94\uaca9\uc758 \uae30\ud68c\ub85c \ud65c\uc6a9\ud55c \uc911\uad6d\uc740 \ub514\uc9c0\ud138 \uae30\ubc18\uc758 \ub2e4\uc591\ud55c \uc2e0\uc0b0\uc5c5\uc5d0\uc11c \uae00\ub85c\ubc8c \uc120\ub450 \uc8fc\uc790\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\ub2e4. \uadf8 \ubcc0\ud654\uc758 \uc120\ub450\uc5d0\ub294 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc640 \ub370\uc774\ud130 \uc0b0\uc5c5\uc758 \ubc1c\uc804\uc774 \uc788\ub2e4. \uc791\ub144\ubd80\ud130 \uc911\uad6d\uc815\ubd80\ub294 \ubcf8\uaca9\uc801\uc73c\ub85c 5G \ud1b5\uc2e0\ub9dd, \ub370\uc774\ud130\uc13c\ud130, \uc778\uacf5\uc9c0\ub2a5 \uc124\ube44, \uc0b0\uc5c5\uc778\ud130\ub137 \ub124\ud2b8\uc6cc\ud06c \ub4f1\uc744 \ube44\ub86f\ud55c \ucca8\ub2e8\uc0b0\uc5c5 \uc721\uc131\uc744 \uc704\ud55c \u2018\u65b0\uc778\ud504\ub77c \ud22c\uc790\u2019 \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub300\uaddc\ubaa8 \ud22c\uc790\ub294 \uc911\uad6d \ub0b4\uc218\uc2dc\uc7a5 \ud615\uc131\uacfc \uc138\uacc4 \ub514\uc9c0\ud138 \uc0b0\uc5c5\uc744 \uc120\ub3c4\ud558\ub294\ub370 \uae30\uc5ec\ud560 \uac83\uc774\ub2e4. \uc55e\uc73c\ub85c \ud55c\uad6d\uc774 \ub514\uc9c0\ud138 \uac15\uad6d\uc744 \uc720\uc9c0\ud558\ub824\uba74 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ubc1c\uc804\uc744 \uc8fc\ubaa9\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uacbd\uc81c\ub294 \ubbf8\uad6d\uacfc\uc758 \ubd84\uc7c1, \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 2020\ub144 2.3%\uc758 \ud50c\ub7ec\uc2a4 \uc131\uc7a5, 2021\ub144 1\ubd84\uae30\uc5d0\ub294 18.3%\uc758 \ub192\uc740 \uacbd\uc81c\uc131\uc7a5\ub960\uc744 \uc9c0\uc18d\ud558\uace0 \uc788\ub2e4. \ubbf8\uad6d\uc758 \uacac\uc81c\uc640 \uc138\uacc4\uc801\uc778 \uc804\uc5fc\ubcd1\uc774\ub77c\ub294 \uc678\ubd80\uc801\uc778 \ucda9\uaca9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uc608\uc0c1\uacfc \ub2ec\ub9ac \uc911\uad6d \uacbd\uc81c\uac00 \uc774\ub807\uac8c \ub192\uc740 \uc131\uc7a5\ub960\uc744 \ub2ec\uc131\ud560 \uc218 \uc788\uc5c8\ub358 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c? 2010\ub144 \uc774\ud6c4 \uae09\uaca9\ud558\uac8c \ubcc0\ud654\ub41c \uc911\uad6d \uacbd\uc81c\uc758 \uccb4\uc9c8 \uac1c\uc120\uc73c\ub85c \uadf8 \uc774\uc720\ub97c \uc124\uba85\ud558\uace0\uc790 \ud55c\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc911\uad6d \uc218\ucd9c \uc758\uc874\ub3c4 \uae09\uac10\uacfc \uccb4\uc9c8 \uac1c\uc120<\/b><\/p>\n<p style=\"text-align: justify;\">\uccab\uc9f8, \ub300\uc678\uc801\uc778 \uce21\uba74\uc5d0\uc11c \uc911\uad6d\uacbd\uc81c\ub294 \uc774\uc804\uc758 \uc218\ucd9c \uc8fc\ub3c4\ud615 \uc131\uc7a5 \ubaa8\ub378\uc5d0\uc11c \uc9c0\ub09c \uc218\ub144\uac04 \ub0b4\uc218 \uc18c\ube44\ud615 \uc131\uc7a5 \ubaa8\ub378\ub85c \uc804\ud658\uc774 \uc9c4\ud589\ub418\uc5c8\ub2e4. \uacfc\uac70 90\ub144\ub300 \uc911\uad6d\uc740 \uad6d\uc81c \ubd84\uc5c5\uc2dc\uc2a4\ud15c\uc5d0 \ud3b8\uc785\ub418\uba74\uc11c \uacbd\uc81c\uc131\uc7a5\uc758 \uc6d0\ub3d9\ub825\uc744 \uc120\uc9c4\uad6d\uc5d0 \ub300\ud55c \uc800\uc784\uae08 \uacf5\uc0b0\ud488 \uc218\ucd9c\uc5d0\uc11c \ud655\ubcf4\ud560 \uc218 \uc788\uc5c8\ub2e4. 2001\ub144 \uc911\uad6d\uc758 WTO \uac00\uc785\uc740 \uc911\uad6d\uc758 \uacbd\uc81c\uc131\uc7a5\uc744 \uac00\uc18d\ud654\uc2dc\ucf30\uc9c0\ub9cc, \ub3d9\uc2dc\uc5d0 \ub300\uc678\uc758\uc874\ub3c4\ub97c \ub354\uc6b1 \ub192\uc774\uac8c \ub9cc\ub4e4\uc5c8\ub2e4. \uc911\uad6d\uc758 GDP \ub300\ube44 \uc218\ucd9c \ube44\uc911\uc740 90\ub144\ub300 10% \uc218\uc900\uc5d0\uc11c 2006\ub144 36%\uae4c\uc9c0 \uae09\uc18d\ud558\uac8c \ub192\uc544\uc84c\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud558\uc9c0\ub9cc 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30 \uc774\ud6c4 \uc120\uc9c4\uad6d\uc758 \uc131\uc7a5\ub454\ud654\uc640 \ubcf4\ud638\ubb34\uc5ed\uc8fc\uc758 \ud655\uc0b0, \uc911\uad6d\uc5d0 \ub300\ud55c \ubb34\uc5ed\ubd88\uade0\ud615 \ubb38\uc81c \uc81c\uae30 \ub4f1\uc73c\ub85c \uc218\ucd9c\uc5d0 \uc758\uc874\ud55c \uc131\uc7a5 \ubaa8\ub378\uc740 \ud55c\uacc4\uc5d0 \uc9c1\uba74\ud558\uc600\ub2e4. \uc774\ud6c4 \uc911\uad6d\uc815\ubd80\ub294 \ucd5c\uc800\uc784\uae08 \uc778\uc0c1, \uc18c\ub4dd\ubd88\uade0\ud615 \uac1c\uc120 \ub4f1\uc758 \ub0b4\uc218 \uc18c\ube44 \ud655\ub300\ub97c \uc131\uc7a5\uc6d0\ub3d9\ub825\uc73c\ub85c \ub300\uccb4\ud558\ub294 \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uc600\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \uc911\uad6d\uc758 GDP \ub300\ube44 \uc218\ucd9c \ube44\uc911\uc774 2020\ub144 18%\ub85c \uae09\uac10\ud558\uc600\uc74c\uc5d0\ub3c4, 6% \uc774\uc0c1\uc758 \uacbd\uc81c\uc131\uc7a5\uc744 \uc9c0\uc18d\ud560 \uc218 \uc788\uc5c8\ub2e4. \uc9c0\ub09c \uc218\ub144\uac04 \ubbf8\uad6d\uacfc\uc758 \ubb34\uc5ed \ubd84\uc7c1\uacfc \uc911\uad6d \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uacac\uc81c\uc640 \uac19\uc740 \uc678\ubd80 \uacf5\uaca9\uc5d0\ub3c4 \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc744 \uc9c0\uc18d\ud560 \uc218 \uc788\ub294 \ub0b4\uc131\uc744 \uac00\uc9c8 \uc218 \uc788\uac8c \ub41c \uac83\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc2a4\ub9c8\ud2b8\ud3f0\uacfc \ub514\uc9c0\ud138 \ud328\ub7ec\ub2e4\uc784\uc758 \uc804\ud658<\/b><\/p>\n<p style=\"text-align: justify;\">\ub458\uc9f8, \ub300\ub0b4\uc801\uc778 \uce21\uba74\uc5d0\uc11c \uc911\uad6d \uacbd\uc81c\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \ubaa8\ubc14\uc77c \uae30\ubc18\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ub85c\uc758 \uae30\uc220 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc744 \uacbd\uc81c\uc131\uc7a5 \uc6d0\ub3d9\ub825\uc73c\ub85c \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4. 2010\ub144 \uc774\ud6c4 \ub4f1\uc7a5\ud55c \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uae30\uc874\uc758 \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \uae30\uae30\uac00 \ud1b5\ud569\u00b7\uc218\ub834(Convergence)\ub418\uc5c8\ub2e4. \ud2b9\ud788 \uae30\uc5c5\uacfc \uace0\uac1d\uc758 \uc811\uc810\uc774 \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uc77c\uc6d0\ud654\ub418\uba74\uc11c \uae30\uc874\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc644\uc804\ud788 \ud601\uc2e0\uc801\uc73c\ub85c \ubcc0\ud654\ub418\ub294 \uc0b0\uc5c5\uc758 \ub514\uc9c0\ud138 \uc804\ud658(Digital Transformation)\uc774 \uac00\uc18d\ud654\ub418\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \uc2a4\ub9c8\ud2b8\ud3f0 \ubaa8\ubc14\uc77c \uae30\ubc18\uc758 \ub514\uc9c0\ud138 \uc804\ud658\uc740 \ud2b9\ud788 \uae08\uc735\uc5c5\uc5d0\uc11c \ub450\ub4dc\ub7ec\uc9c0\uac8c \ub098\ud0c0\ub098\uace0 \uc788\ub2e4. \uae30\uc874 \uc804\uc790\uc0c1\uac70\ub798\ub098 \uac80\uc0c9\uc5d4\uc9c4, \uc18c\uc15c\ubbf8\ub514\uc5b4 \ub4f1 \ub124\ud2b8\uc6cc\ud06c \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uace0\uac1d \uae30\ubc18\uc744 \uad6c\ucd95\ud55c \ube45\ud14c\ud06c(Big Tech) \uae30\uc5c5\ub4e4\uc774 \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ud328\ub7ec\ub2e4\uc784\uc758 \uc804\ud658\uc744 \uc120\ub3c4\ud558\uace0 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc9c0\ub09c \uc218\ub144\uac04 \uc2a4\ub9c8\ud2b8\ud3f0 \ub514\uc9c0\ud138 \uae30\uc220\ud601\uc2e0\uc774 \uc120\ub3c4\ud55c \uc778\uacf5\uc9c0\ub2a5(AI), \ube45\ub370\uc774\ud130, \ud074\ub77c\uc6b0\ub4dc, \uc0ac\ubb3c\uc778\ud130\ub137(IoT) \ub4f1\uc740 \uae30\uc874\uc758 \uc804\ud1b5\uc801\uc778 \uc81c\uc870\uc5c5, \uc5d0\ub108\uc9c0, \ubc14\uc774\uc624, \uc11c\ube44\uc2a4\uc5c5 \ub4f1\uc5d0 \uc735\ud569\ub418\uc5b4 \uac00\uc7a5 \uc911\uc694\ud55c \uacbd\uc81c\uc131\uc7a5\uc758 \uc6d0\ub3d9\ub825\uc774 \ub418\uace0 \uc788\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c 4\ucc28 \uc0b0\uc5c5\ud601\uba85\uc774\ub77c\uace0 \ud45c\ud604\ub418\ub294 \uc774\ub7ec\ud55c \ub514\uc9c0\ud138\uacfc \uacbd\uc81c\uc131\uc7a5\uc758 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc744 \uc120\ub3c4\ud558\ub294 \uad6d\uac00\uac00 \ubbf8\ub798\uc758 \uac15\ub300\uad6d\uc73c\ub85c \ubd80\uc0c1\ud560 \uac83\uc774 \ubd84\uba85\ud558\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uad6d\uac00\ub4e4\uc774 \uc774\ub97c \uc801\uadf9\uc801\uc73c\ub85c \uc721\uc131\ud558\uace0 \uc788\ub2e4. \uc911\uad6d \uc5ed\uc2dc \uc9c0\ub09c \uc218\ub144\uac04 \u2018\uc911\uad6d\uc81c\uc870 2025\u2019\ub098 \u2018\uc778\ud130\ub137\ud50c\ub7ec\uc2a4\u2019\uc640 \uac19\uc740 \uc815\ucc45\uc73c\ub85c \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \ubc1c\uc804\uc744 \uc704\ud574 \uc801\uadf9\uc801\uc73c\ub85c \ub178\ub825\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \uc815\ucc45\ub4e4\uc758 \ud575\uc2ec\uc740 \ub514\uc9c0\ud138 \uae30\uc220\ud601\uc2e0\uc744 \ucc28\uc138\ub300 \uc2e0(\u65b0)\uc0b0\uc5c5\uacfc \uc81c\uc870\uc5c5\uc758 \uc5c5\uadf8\ub808\uc774\ub4dc\uc5d0 \uc801\uc6a9\ud558\uc5ec \uc9c0\uc18d\uc801\uc778 \uacbd\uc81c\uc131\uc7a5 \uc6d0\ub3d9\ub825\uc744 \uc721\uc131\ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc138\uacc4 \ucd5c\uace0 \uc218\uc900\uc758 \uc911\uad6d\uc758 \ubaa8\ubc14\uc77c \ub514\uc9c0\ud138 \uacbd\uc81c<\/b><\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uc740 \ud1b5\uc2e0\uc5c5\uc758 \ubc1c\uc804 \uacfc\uc815\uc5d0\uc11c \uc720\uc120\ud1b5\uc2e0(\uc778\ud130\ub137) \uc778\ud504\ub77c\uac00 \ucda9\ubd84\ud788 \uad6c\ucd95\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud669\uc5d0\uc11c \ubb34\uc120\ud1b5\uc2e0(\ubaa8\ubc14\uc77c) \ub2e8\uacc4\ub85c \ub3c4\uc57d\ud615(Leapfrog) \uc131\uc7a5\uc744 \uc774\ub8e8\uc5c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c\uc758 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc774 \uc911\uad6d\uc5d0\uac8c \ucd94\uaca9\uc758 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c \uac83\uc774\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0 \ubaa8\ubc14\uc77c \uc0b0\uc5c5\uc758 \ubc1c\uc804\uc740 \uc911\uad6d\uc758 \uc131\uacf5\uc801\uc778 \ub514\uc9c0\ud138 \uc804\ud658\uacfc \ub514\uc9c0\ud138 \uacbd\uc81c\uc131\uc7a5\uc758 \uc6d0\ub3d9\ub825\uc774 \ub418\uc5c8\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud1b5\uacc4 \uae30\uc900\uc5d0 \ub530\ub77c \uc57d\uac04\uc758 \ucc28\uc774\uac00 \uc788\uc9c0\ub9cc 2020\ub144 \uae30\uc900\uc73c\ub85c \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ub294 \uc804\uccb4 GDP\uc758 38.6%\uc5d0 \uc721\ubc15\ud558\uace0 \uc788\ub294\ub370, \uc774\ub294 \uc77c\ubd80 \uc120\uc9c4\uad6d\ubcf4\ub2e4\ub3c4 \ub192\uace0 \uc2e0\ud765\uad6d \uc911\uc5d0\uc11c\ub294 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc774\ub2e4. 2005\ub144 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c \ube44\uc911\uc774 2.6%\uc5d0 \ubd88\uacfc\ud558\uc600\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uace0\ub824\ud558\uba74, \uadf8 \ubc1c\uc804 \uc18d\ub3c4\ub294 \uc555\ub3c4\uc801\uc778 \uc138\uacc4 \ucd5c\uace0\uc774\ub2e4&lt;\uadf8\ub9bc 1 \ucc38\uc870&gt;. \uc9c0\ub09c 5\ub144\uac04 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uc911\uad6d \uacbd\uc81c\uc131\uc7a5 \uae30\uc5ec\uc728\uc740 \ud3c9\uade0 65%\uc5d0 \ub2ec\ud574 \uc911\uad6d\uacbd\uc81c \uc131\uc7a5\uc758 \uac00\uc7a5 \uc911\uc694\ud55c \uc6d0\ub3d9\ub825\uc774 \ub418\uc5c8\ub2e4(\ud55c\uad6d\uc740\ud589, 2021).<\/p>\n<p style=\"text-align: justify;\"><div class=\"column one-second\"><\/p>\n<div id=\"attachment_322\" style=\"width: 416px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-322\" class=\"size-full wp-image-322\" src=\"http:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image01.png\" alt=\"\" width=\"406\" height=\"281\" srcset=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image01.png 406w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image01-300x208.png 300w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image01-211x146.png 211w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image01-50x35.png 50w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image01-108x75.png 108w\" sizes=\"auto, (max-width: 406px) 100vw, 406px\" \/><p id=\"caption-attachment-322\" class=\"wp-caption-text\"><strong>\uadf8\ub9bc 1. \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c \ubc1c\uc804\uacfc \uae30\uc5ec\uc728 \ucd94\uc774- \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c \uaddc\ubaa8<\/strong><br \/>\ucd9c\ucc98 : \ud55c\uad6d\uc740\ud589 (2021)<\/p><\/div>\n<p style=\"text-align: justify;\"><\/div>\n<div class=\"column one-second\"><\/p>\n<div id=\"attachment_323\" style=\"width: 416px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-323\" class=\"size-full wp-image-323\" src=\"http:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image02.png\" alt=\"\" width=\"406\" height=\"272\" srcset=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image02.png 406w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image02-300x201.png 300w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image02-218x146.png 218w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image02-50x33.png 50w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image02-112x75.png 112w\" sizes=\"auto, (max-width: 406px) 100vw, 406px\" \/><p id=\"caption-attachment-323\" class=\"wp-caption-text\"><strong>\uadf8\ub9bc 1. \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c \ubc1c\uc804\uacfc \uae30\uc5ec\uc728 \ucd94\uc774 &#8211; \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c \ubc0f \uc0b0\uc5c5 \uc131\uc7a5 \uae30\uc5ec\uc728<\/strong><br \/>\ucd9c\ucc98 : \ud55c\uad6d\uc740\ud589 (2021)<\/p><\/div>\n<p style=\"text-align: justify;\"><\/div>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><b>\uc911\uad6d \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uae09\uc131\uc7a5<\/b><\/p>\n<p style=\"text-align: justify;\">\uc9c0\ub09c \uc218\ub144\uac04\uc758 \uc911\uad6d \ub514\uc9c0\ud138 \uc804\ud658 \uacfc\uc815\uc5d0\uc11c \ud55c\uad6d\uacfc \ub69c\ub837\ud55c \ucc28\uc774\ub97c \ubcf4\uc774\ub294 \ud2b9\uc9d5\uc740 \uc54c\ub9ac\ubc14\ubc14\ub098 \ud150\uc13c\ud2b8\uc640 \uac19\uc740 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \uc5ed\ud560\uc774\ub2e4. \uc774\ub7ec\ud55c \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc740 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uc120\ub3c4\ud558\uace0 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc911\uad6d \ub0b4\uc218\uc2dc\uc7a5\uc744 \uae30\ubc18\uc73c\ub85c \uc801\uadf9\uc801\uc73c\ub85c \ud574\uc678\ub85c \uc9c4\ucd9c\ud558\uba74\uc11c \uae00\ub85c\ubc8c \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc73c\ub85c \ub3c4\uc57d\ud558\uace0 \uc788\ub2e4. \uadf8 \uc120\ub450\uc8fc\uc790\ub294 \uc54c\ub9ac\ud398\uc774(\u652f\u4ed8\u5b9d)\uc640 \uc704\uccc7\ud398\uc774(\u5fae\u4fe1\u652f\u4ed8)\uc774\ub2e4. \uc54c\ub9ac\ud398\uc774\ub294 2019\ub144 \uc0c1\ubc18\uae30 \uae30\uc900\uc73c\ub85c \uc804 \uc138\uacc4 54\uac1c \uad6d, \uc704\uccc7\ud398\uc774\ub3c4 40\uc5ec\uac1c \uad6d\uc5d0\uc11c \uc911\uad6d\uc778 \ud574\uc678\uc5ec\ud589\uac1d\ub4e4\uc5d0\uac8c \uad6d\uc81c \ubaa8\ubc14\uc77c \uc18c\uc561\uacb0\uc81c(Cross-border Retail Payment) \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba74\uc11c \uad6d\uc81c\uacb0\uc81c \ubd84\uc57c\uc5d0 \uc2e0\ud765 \uac15\uc790\ub85c \ubd80\uc0c1\ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774\ub7ec\ud55c \ud604\uc0c1\uc740 \ubbf8\uc911\uac04 \ud50c\ub7ab\ud3fc \ub300\ub9bd\uad6d\uba74\uc73c\ub85c \ud574\uc11d\ub418\uae30\ub3c4 \ud55c\ub2e4. \uad6c\uae00, \uc544\ub9c8\uc874, \ud398\uc774\uc2a4\ubd81 \uac19\uc740 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc5d0 \uc911\uad6d\uc758 \ube45\ud14c\ud06c \ud50c\ub7ac\ud3fc(\uc54c\ub9ac\ubc14\ubc14, \ud150\uc13c\ud2b8, \ubc14\uc774\ub450 \ub4f1)\uc774 \ub3c4\uc804\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \ubc18\uba74 \ud55c\uad6d\uc5d0\uc11c\ub294 \ub514\uc9c0\ud138 \uae30\uc5c5\uc758 \ub2e4\uc591\ud55c \uc2e0\ud765 \uc735\ud569\uc0b0\uc5c5\uc73c\ub85c\uc758 \uc9c4\ucd9c\uc5d0 \ub300\ud55c \uaddc\uc81c\ub85c \uc778\ud574 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \uc131\uc7a5\uc774 \uc81c\uc57d\ub418\uace0 \uc788\ub2e4\uace0 \ud3c9\uac00\ub41c\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud2b9\ud788 \uc774\ub7ec\ud55c \uc911\uad6d \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \ubc1c\uc804 \uacfc\uc815\uc5d0\uc11c \uc2a4\ub9c8\ud2b8\ud3f0 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub294 \ub9e4\uc6b0 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \uc218\ud589\ud558\uc600\ub2e4. \uc911\uad6d \ud50c\ub7ab\ud3fc \uc0ac\uc5c5\uc790\ub4e4\uc740 \uc54c\ub9ac\ud398\uc774\ub098 \uc704\uccc7\ud398\uc774\uc640 \uac19\uc740 \uc790\uccb4\uc801\uc778 \ube44\uc740\ud589 \uacb0\uc81c\ud50c\ub7ab\ud3fc\uc744 \ud655\ubcf4\ud558\uc600\ub2e4. \uc774\ub7ec\ud55c \uacb0\uc81c\ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub4e4\uacfc \uc804\uc790\uc0c1\uac70\ub798 \uc0ac\uc5c5\uc790\ub4e4\uc744 \uc790\uc2e0\uc758 \ud50c\ub7ab\ud3fc\uc5d0 \ub77d\uc778(Lock-In) \ud558\uba74\uc11c \ub2e4\uc591\ud55c O2O(Online to Offline) \ube44\uc988\ub2c8\uc2a4\ub97c \ubc1c\uc804\uc2dc\ud0ac \uc218 \uc788\uc5c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc911\uad6d\uc815\ubd80\ub294 \uae30\uc874\uc5d0 \uc740\ud589\ub9cc\uc774 \ub2f4\ub2f9\ud558\uace0 \uc788\ub358 \uc9c0\uae09\uacb0\uc81c \uc5c5\ubb34 \ub77c\uc774\uc13c\uc2a4\ub97c 2010\ub144\ub300 \ucd08\ubc18\ubd80\ud130 \ube44\uc740\ud589 \uacb0\uc81c\uc0ac\uc5c5\uc790\uc5d0\uac8c\ub3c4 \ud5c8\uac00\ud558\uba74\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc0dd\ud0dc\uacc4\uac00 \uad6c\ucd95\ub418\ub294 \uac83\uc744 \uc9c0\uc6d0\ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d \ube45\ud14c\ud06c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc0ac\ub4e4\uc758 \uc624\ud504\ub77c\uc778 QR\ucf54\ub4dc \ubaa8\ubc14\uc77c \uacb0\uc81c\ub294 \ub514\uc9c0\ud138 \uc740\ud589\uce74\ub4dc\ubcf4\ub2e4 \ub354 \uac15\ub825\ud558\uac8c \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ub85c\uc758 \uc804\ud658\uc744 \uc120\ub3c4\ud558\uc600\ub2e4. \uc911\uad6d\uc758 \uc740\ud589\uce74\ub4dc(\uc2e0\uc6a9\uce74\ub4dc \ud3ec\ud568) \ub300\ube44 \ubaa8\ubc14\uc77c \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \uacb0\uc81c \ube44\uc911\uc740 2015\ub144 2%\uc5d0\uc11c 2019\ub144 23%\ub85c \uae09\uaca9\ud788 \uc99d\uac00\ud558\uc600\ub2e4. 2015\ub144 \uc774\ud6c4 \ubaa8\ubc14\uc77c \uacb0\uc81c \uae08\uc561\uc758 \uc5f0\ud3c9\uade0 \uc99d\uac00\uc728\uc740 119%\uc5d0 \ub2ec\ud588\ub2e4.<\/p>\n<div id=\"attachment_324\" style=\"width: 843px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-324\" class=\"size-full wp-image-324\" src=\"http:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03.png\" alt=\"\" width=\"833\" height=\"347\" srcset=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03.png 833w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03-300x125.png 300w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03-768x320.png 768w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03-260x108.png 260w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03-50x21.png 50w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2021\/07\/20-image03-150x62.png 150w\" sizes=\"auto, (max-width: 833px) 100vw, 833px\" \/><p id=\"caption-attachment-324\" class=\"wp-caption-text\"><strong>\uadf8\ub9bc 2. \uac01\uad6d\uc758 GDP \ub300\ube44 \ud604\uae08(M0) \ube44\uc728 \ucd94\uc774(%)<\/strong><br \/>\ucd9c\ucc98: \ud55c\uad6d\uc740\ud589, \uc911\uad6d\ud1b5\uacc4\uad6d<\/p><\/div>\n<p style=\"text-align: justify;\">\ub098\uc544\uac00 \uc911\uad6d \uc815\ubd80\ub294 2020\ub144 \ud558\ubc18\uae30\ubd80\ud130 \ubaa8\ubc14\uc77c \uae30\ubc18\uc758 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC: Central Bank Digital Currency)\ub97c \uc2dc\ubc94\uc801\uc73c\ub85c \ub3c4\uc785\ud558\uc600\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc911\uad6d\uc740 \ud5a5\ud6c4 \ud604\uae08\uc0ac\uc6a9 \ube44\uc911\uc774 \ub354 \ube60\ub974\uac8c \uac10\uc18c\ud558\uace0 \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ubc1c\uc804\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \uc774\ubbf8 \uc911\uad6d\uc758 GDP \ub300\ube44 \ud604\uae08(M0) \ube44\uc728\uc740 2000\ub144\ub300 \ucd08\ubc18 15% \uc218\uc900\uc5d0\uc11c 2020\ub144 8%\uae4c\uc9c0 \uae09\uaca9\ud788 \uac10\uc18c\ud558\uc600\ub2e4&lt;\uadf8\ub9bc 2 \ucc38\uc870&gt;. \uc774\ub294 \uac19\uc740 \uc2dc\uae30 \ubbf8\uad6d\uc774\ub098 \ud55c\uad6d \ub4f1\uc5d0\uc11c GDP \ub300\ube44 \ud604\uae08 \ube44\uc728\uc774 \uc99d\uac00\ud55c \uac83\uacfc\ub3c4 \ub300\uc870\ub41c\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub4e4\uc740 \ud5a5\ud6c4 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c \ubc1c\uc804\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\uc2dc\ud0ac \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc911\uad6d\uc758 \ub514\uc9c0\ud138 \ub370\uc774\ud130 \uc0b0\uc5c5 \uacbd\uc7c1\ub825 \uac15\ud654<\/b><\/p>\n<p style=\"text-align: justify;\">\ub098\uc544\uac00 \uc911\uad6d \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \ubc1c\uc804\uc740 \uc911\uad6d\uc758 \ub370\uc774\ud130 \uc0b0\uc5c5 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\uc2dc\ud0a4\uace0 \uc788\ub2e4. \uc54c\ub9ac\ud398\uc774\uc640 \uc704\uccc7\ud398\uc774\ub294 \ub2e8\uc21c\ud788 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc804\uc790\uae08\uc735 \uc0ac\uc5c5\uc790\uac00 \uc544\ub2c8\ub2e4. \uac00\uc785\uc790\uc758 \uc804\uc790\uc9c0\uac11\uc5d0 \ucda9\uc804\ub41c \uc790\uae08\uc744 \uc18c\uc561\uc7ac\ud14c\ud06c \ud380\ub4dc\uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uace0, \uacb0\uc81c \uc815\ubcf4\ub97c \uc7ac\uad6c\uc131\ud558\uc5ec \uac1c\uc778 \uc2e0\uc6a9\ud3c9\uac00\uc640 \uc18c\uc561 \ub300\ucd9c, \uc2e0\uc6a9 \uae30\ubc18\uc758 \ud6c4\ubd88 \uacb0\uc81c \uc11c\ube44\uc2a4, \uc99d\uad8c \uc911\uac1c, \ubcf4\ud5d8 \uc0c1\ud488 \ub4f1\uc744 \ud310\ub9e4\ud558\ub294 \uc885\ud569 \uae08\uc735\ud68c\uc0ac\uc774\ub2e4. \ub3d9\uc2dc\uc5d0 \uac00\uc785\uc790\uc5d0\uac8c \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \ucf58\ud150\uce20, \ubc30\ub2ec \uc11c\ube44\uc2a4, \uc704\uce58\uae30\ubc18 \uc11c\ube44\uc2a4, OTT \ub3d9\uc601\uc0c1 \uc11c\ube44\uc2a4, \uc628\ub77c\uc778 \uc5ec\ud589\uc0c1\ud488, \uac1c\uc778 \ub9de\ucda4\ud615 \uad11\uace0 \ucd94\ucc9c \ub4f1\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c O2O \ube44\uc988\ub2c8\uc2a4\uac00 \uc8fc\uc694 \uc218\uc775\uc6d0\uc778 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc774\ub2e4. \ucd5c\uadfc\uc5d0\ub294 \ucd95\uc801\ub41c \ube45\ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud55c \uc778\uacf5\uc9c0\ub2a5 \uad00\ub828 \uc2e0\uc0b0\uc5c5\uc744 \uc120\ub3c4\ud558\ub294 \ud601\uc2e0\uae30\uc5c5\uc73c\ub85c \ubc1c\uc804\ud558\uace0 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc5d0 \ucd95\uc801\ub41c \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \ub370\uc774\ud130\ub294 4\ucc28 \uc0b0\uc5c5\ud601\uba85\uc758 \ud575\uc2ec \uae30\uc220\uc778 \uc778\uacf5\uc9c0\ub2a5, \uc0ac\ubb3c\uc778\ud130\ub137, \ud074\ub77c\uc6b0\ub4dc \ub4f1\uc5d0 \ud544\uc218\uc801\uc778 \ub370\uc774\ud130\uc758 \uc800\uc7a5, \uc5f0\uacb0, \ubd84\uc11d \ubc0f \ud65c\uc6a9\uacfc \uc5f0\uacb0\ub41c\ub2e4. \ud2b9\ud788 \ub370\uc774\ud130\uc758 \uacbd\uc7c1\ub825\uc740 \ubbf8\ub798 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uacbd\uc7c1\ub825\uc73c\ub85c \uc5f0\uacb0\ub41c\ub2e4. \ub514\uc9c0\ud138 \uc804\ud658\uc5d0 \uc911\uc694\ud55c \ub370\uc774\ud130\ub294 \uac1c\uc778\uc758 \uc218\uc694\uc640 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uacfc \uad00\ub828\ub41c \ubbfc\uac10\ud55c \uac1c\uc778\uc815\ubcf4(Private Information)\uc640 \uad00\ub828\uc131\uc774 \ub192\ub2e4. \uacf5\uc801\uc778(Public) \ub370\uc774\ud130\uac00 \uc544\ub2c8\ub77c \uc0ac\uc801\uc778 \ub370\uc774\ud130\uc77c\uc218\ub85d \uae30\uc5c5\uc5d0\uac8c \ud65c\uc6a9\ub3c4\uac00 \ub192\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uc5d0\uc11c\ub294 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uc5d0 \ub300\ud55c \uaddc\uc81c\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \uac15\ud558\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0 \ube44\uc988\ub2c8\uc2a4 \uac00\uce58\uac00 \ub192\uc740 \uace0\uac1d \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4, \uac1c\uc778\uc815\ubcf4\ub97c \ud65c\uc6a9\ud55c \uac1c\ubcc4\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \ubc1c\uc804\uc2dc\ud0a4\ub294\ub370 \uc6a9\uc774\ud558\uc600\ub2e4. \ub514\uc9c0\ud138 \ub370\uc774\ud130\uc758 \uc0c1\uc5c5\uc801 \ud65c\uc6a9\ub3c4\uac00 \ub192\uc740 \uc911\uad6d\uc758 \uc81c\ub3c4\uc801 \ud658\uacbd\uc774 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uac00 \uac15\ud55c \uad6d\uac00\ub4e4\uc5d0 \ube44\ud574 \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \uc2e0\uc0b0\uc5c5\uc758 \ubc1c\uc804\uacfc \ub514\uc9c0\ud138 \ub370\uc774\ud130 \uc0dd\ud0dc\uacc4\uc758 \uad6c\ucd95\uc5d0 \uc720\ub9ac\ud55c \ud658\uacbd\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc2e0<\/b><b>(<\/b><b>\u65b0<\/b><b>)<\/b><b>\uc778\ud504\ub77c \ud22c\uc790 \ud655\ub300<\/b><\/p>\n<p style=\"text-align: justify;\">2020\ub144 \ucf54\ub85c\ub098 \ucda9\uaca9\uacfc \ubbf8\uad6d\uc758 \uc911\uad6d\uc5d0 \ub300\ud55c \uacac\uc81c \uc18d\uc5d0\uc11c \uc911\uad6d \uc815\ubd80\ub294 \uacbd\uae30\ubc29\uc5b4\uc758 \uc218\ub2e8\uc73c\ub85c 5G \ud1b5\uc2e0\ub9dd, \ub370\uc774\ud130\uc13c\ud130, \uc778\uacf5\uc9c0\ub2a5 \uc124\ube44, \uc0b0\uc5c5\uc778\ud130\ub137 \ub124\ud2b8\uc6cc\ud06c, \ud2b9\uace0\uc555 \uc1a1\uc804\uc124\ube44, \uad11\uc5ed\ucca0\ub3c4\ub9dd, \uc804\uae30\ucc28 \ucda9\uc804\uc2dc\uc124 \ub4f1\uc758 \ucca8\ub2e8\uc0b0\uc5c5 \uc721\uc131\uc744 \uc704\ud55c \ub300\uaddc\ubaa8 \uc778\ud504\ub77c \ud22c\uc790\uc778 \u2018\u65b0\uc778\ud504\ub77c \ud22c\uc790\u2019 \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uc600\ub2e4. \u65b0\uc778\ud504\ub77c \ud22c\uc790\uc758 \ud575\uc2ec\uc740 \ub514\uc9c0\ud138 \uacbd\uc81c\uc640 \ubbf8\ub798 \uc131\uc7a5\uc7a0\uc7ac\ub825\uc758 \ud655\ubcf4\ub97c \uc704\ud55c \uc815\ubcf4\uc778\ud504\ub77c, \uc735\ud569\uc778\ud504\ub77c, \ud601\uc2e0\uc778\ud504\ub77c \uc5ed\ub7c9\uc758 \uad6c\ucd95\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc778\ud504\ub77c\uc5d0 \ub300\ud55c \ub300\uaddc\ubaa8 \ud22c\uc790\ub294 \uc911\uad6d \ub0b4\uc218\uc2dc\uc7a5 \ud615\uc131\uacfc \uc138\uacc4 \ub514\uc9c0\ud138 \uc0b0\uc5c5\uc744 \uc120\ub3c4\ud558\ub294\ub370 \uae30\uc5ec\ud560 \uac83\uc774\ub2e4. \uc774 \uc815\ucc45\uc774 \uc131\uacf5\uc801\uc73c\ub85c \ucd94\uc9c4\ub420 \uacbd\uc6b0 \ubbf8\ub798\uc758 \ucca8\ub2e8\uae30\uc220 \uc0b0\uc5c5\uc774 \uc911\uad6d\uc744 \uc911\uc2ec\uc73c\ub85c \uad6c\ucd95\ub420 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uae30\uc874\uc5d0 \uc774\ub7ec\ud55c \ucca8\ub2e8\uc0b0\uc5c5\uc758 \uc8fc\uc694 \uc2dc\uc7a5\uc774 \ubbf8\uad6d \ub4f1 \uc120\uc9c4\uad6d\uc5d0\uc11c \ud615\uc131\ub418\uc5c8\ub358 \ubc18\uba74, \ud5a5\ud6c4\uc5d0\ub294 \uc911\uad6d\uc774 \uac70\ub300\ud55c \ub0b4\uc218\uc2dc\uc7a5\uacfc \uc138\uacc4 \ucd5c\uace0\uc758 \ub514\uc9c0\ud138 \uc778\ud504\ub77c\ub97c \ubc14\ud0d5\uc73c\ub85c \ucca8\ub2e8\uc0b0\uc5c5\uc758 \uc8fc\uc694 \uc2dc\uc7a5\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uac83\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uacfc\uc5f0 \uae00\ub85c\ubc8c \ucca8\ub2e8\uae30\uc5c5\ub4e4\uc774 \uc774\ub7ec\ud55c \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc2dc\uc7a5\uacfc \ub2e8\uc808\ud560 \uac83\uc778\uac00, \uc544\ub2c8\uba74 \uc911\uad6d\uacfc \ud568\uaed8 \ub514\uc9c0\ud138 \uc0b0\uc5c5\uc744 \ubc1c\uc804\uc2dc\ud0ac \uac83\uc778\uac00? \ud55c\uad6d \uacbd\uc81c, \ud2b9\ud788 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \ubc1c\uc804\uc744 \uc704\ud574\uc11c\ub77c\ub3c4 \uc6b0\ub9ac\uac00 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ub97c \uc8fc\ubaa9\ud558\uace0 \ubd84\uc11d\ud574\uc57c \ud558\ub294 \uc774\uc720\uc774\ub2e4.<\/p>\n<p>[\/vc_column_text][vc_column_text]<span style=\"color: #3366ff;\">* \uc774 \uae00\uc758 \ub0b4\uc6a9\uc740 \uc544\uc2dc\uc544\uc5f0\uad6c\uc18c\ub098 \uc11c\uc6b8\ub300\uc758 \uacac\ud574\uc640 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_acf field_group=&#8221;99&#8243; field_from_99=&#8221;field_606aa715c30de&#8221; align=&#8221;right&#8221;][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_border&#8221; css=&#8221;.vc_custom_1617603439113{margin-top: -20px !important;}&#8221;][vc_btn title=&#8221;PDF Download&#8221; style=&#8221;flat&#8221; shape=&#8221;square&#8221; color=&#8221;primary&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fas fa-file-pdf&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fsnuac.snu.ac.kr%2F2015_snuac%2Fwp-content%2Fuploads%2F2015%2F07%2F%EC%95%84%EC%8B%9C%EC%95%84%EB%B8%8C%EB%A6%AC%ED%94%84_1-20.pdf||target:%20_blank|&#8221; css=&#8221;.vc_custom_1627533644507{margin-top: -30px !important;}&#8221;][vc_column_text]<strong>Tag:<br \/>\n<\/strong>\ub514\uc9c0\ud138\uc804\ud658, \ube45\ud14c\ud06c\ud50c\ub7ab\ud3fc, \ub370\uc774\ud130\uc0b0\uc5c5, \uc2e0(\u65b0)\uc778\ud504\ub77c\ud22c\uc790[\/vc_column_text][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1613442091645{margin-right: 0px !important;margin-left: 0px !important;background-color: #eaeaea !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;\uc774 \uae00\uacfc \uad00\ub828\ub41c \ucd5c\uc2e0 \uc790\ub8cc&#8221; font_container=&#8221;tag:h2|font_size:18|text_align:left&#8221;][vc_column_text]<\/p>\n<ul>\n<li>\uc11c\ubd09\uad50 (2019). \u201c\uc911\uad6d\uacfc \ud55c\uad6d\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc5d0\uc11c \uc740\ud589\uacfc \ube44\uc740\ud589 \uacb0\uc81c\uc0ac\uc758 \uad00\uacc4 \ube44\uad50.\u201d \u300e\ub3d9\ubd81\uc544\uacbd\uc81c\uc5f0\uad6c\u300f 31\uad8c 2\ud638, 63~97<\/li>\n<li>\ud55c\uad6d\uc740\ud589 (2021). \u201c\uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc804\ud658 \ud604\ud669\uacfc \uacbd\uc81c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5.\u201d \u300e\ud55c\uad6d\uc740\ud589 \uad6d\uc81c\uacbd\uc81c\ub9ac\ubdf0\u300f 2021-13\ud638.<\/li>\n<li>\ud55c\uad6d\uc740\ud589 (2020). \u201c\uc911\uad6d \uc778\ud504\ub77c\ud22c\uc790\uc758 \ud2b9\uc9d5\uacfc \uc2dc\uc0ac\uc810.\u201d \u300e\ud55c\uad6d\uc740\ud589 \uad6d\uc81c\uacbd\uc81c\ub9ac\ubdf0\u300f 2020-15\ud638.<\/li>\n<li>Bank for International Settlements (2019). \u201cBigTech and the changing structure of financial intermediation.\u201d <i>BIS Working Papers<\/i> No.779, 1-45 <a href=\"https:\/\/www.bis.org\/publ\/work779.htm\">https:\/\/www.bis.org\/publ\/<br \/>\nwork779.htm<\/a><\/li>\n<li>Dziawgo, Tomasz (2021). \u201cBig Tech Influence on China Financial Sector.\u201d <i>European Research Studies Journal<\/i> 24, 1110-1120. <a href=\"https:\/\/www.proquest.com\/docview\/2534654485?pq-origsite=gscholar&amp;fromopenview=true\">https:\/\/www.proquest.com\/docview\/<br \/>\n2534654485?pq-origsite=gscholar<br \/>\n&amp;fromopenview=true<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1617604888422{margin-top: 30px !important;margin-right: 0px !important;margin-left: 0px !important;background-color: #eaeaea !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;\uc800\uc790\uc18c\uac1c&#8221; font_container=&#8221;tag:h2|font_size:18|text_align:left&#8221;][vc_column_text]<b>\uc11c\ubd09\uad50<\/b>(sbongk@dongduk.ac.kr)<\/p>\n<p>\ud604) \ub3d9\ub355\uc5ec\ub300 \uc911\uad6d\ud559\uacfc \uad50\uc218<br \/>\n\uc804) \uae08\uc735\uc704\uc6d0\ud68c \ud540\ud14c\ud06c \uae08\uc735\ud601\uc2e0 T\/F \ubbfc\uac04\uc804\ubb38\uc704\uc6d0, \uc0bc\uc131\uae08\uc735\uc5f0\uad6c\uc6d0<\/p>\n<p>&nbsp;<\/p>\n<p>\uc800\uc11c\uc640 \ub17c\ubb38:<\/p>\n<p>\u300e\uc911\uad6d\uacbd\uc81c\uc640 \uae08\uc735\uc758 \uc774\ud574: \uad6d\uc720\uc740\ud589\uacfc \ud540\ud14c\ud06c \uc740\ud589\uc758 \uacf5\uc874\u300f (\uc624\ub798, 2018)<br \/>\n\u300e\uc911\uad6d \ubaa8\ubc14\uc77c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc758 \ubc1c\uc804\uacfc \uc2dc\uc0ac\uc810: \uc54c\ub9ac\ubc14\ubc14 \uc0ac\ub840\ub97c \uc911\uc2ec\uc73c\ub85c\u300f (\uacf5\uc800), (\ub300\uc678\uacbd\uc81c\uc815\ucc45\uc5f0\uad6c\uc6d0, 2018)<br \/>\n\u201c\uc911\uad6d \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \ud6c4\ubd88\uacb0\uc81c \uae08\uc735\uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc2e0\uc6a9\uce74\ub4dc\uc0ac\uc758 \ub300\uc751\uacfc \uc2dc\uc0ac\uc810.\u201d \u300e\ud604\ub300\uc911\uad6d\uc5f0\uad6c\u300f. 22\uad8c 4\ud638. (2021)<br \/>\n\u201c\ubbf8-\uc911 \uad6d\uc81c\uae08\uc735 \ud5e4\uac8c\ubaa8\ub2c8 \uacbd\uc7c1\uacfc \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uad6d\uc81c\uae08\uc735 \ub3c4\uc804.\u201d \u300e\ubbf8\ub798\uc131\uc7a5\uc5f0\uad6c\u300f 5\uad8c 2\ud638. (2019).[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc9c0\ub09c \uc218\ub144\uac04 \uc9c4\ud589\ub41c \uc911\uad6d \uacbd\uc81c\uc758 \uc218\ub9ce\uc740 \ubcc0\ud654\ub4e4 \uc911\uc5d0\uc11c \uac00\uc7a5 \uc758\ubbf8 \uc788\ub294 \ud55c \uac00\uc9c0\ub294 \uae09\uc18d\ud55c \ub514\uc9c0\ud138 \uc804\ud658\uc774\ub2e4. 2010\ub144 \uc774\ud6c4 \uc9c4\ud589\ub41c \uc2a4\ub9c8\ud2b8\ud3f0 \ubaa8\ubc14\uc77c \uae30\ubc18\uc758 \uae30\uc220 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc744 \ucd94\uaca9\uc758 \uae30\ud68c\ub85c \ud65c\uc6a9\ud55c \uc911\uad6d\uc740 \ub514\uc9c0\ud138 \uae30\ubc18\uc758 \ub2e4\uc591\ud55c \uc2e0\uc0b0\uc5c5\uc5d0\uc11c \uae00\ub85c\ubc8c \uc120\ub450 \uc8fc\uc790\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\ub2e4. \uadf8 \ubcc0\ud654\uc758 \uc120\ub450\uc5d0\ub294 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc640 \ub370\uc774\ud130 \uc0b0\uc5c5\uc758 \ubc1c\uc804\uc774 \uc788\ub2e4. \uc791\ub144\ubd80\ud130 \uc911\uad6d\uc815\ubd80\ub294 \ubcf8\uaca9\uc801\uc73c\ub85c 5G \ud1b5\uc2e0\ub9dd, \ub370\uc774\ud130\uc13c\ud130, \uc778\uacf5\uc9c0\ub2a5 \uc124\ube44, \uc0b0\uc5c5\uc778\ud130\ub137 \ub124\ud2b8\uc6cc\ud06c \ub4f1\uc744 \ube44\ub86f\ud55c \ucca8\ub2e8\uc0b0\uc5c5 \uc721\uc131\uc744 \uc704\ud55c \u2018\u65b0\uc778\ud504\ub77c \ud22c\uc790\u2019 \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub300\uaddc\ubaa8 \ud22c\uc790\ub294 \uc911\uad6d \ub0b4\uc218\uc2dc\uc7a5 \ud615\uc131\uacfc \uc138\uacc4 \ub514\uc9c0\ud138 \uc0b0\uc5c5\uc744 \uc120\ub3c4\ud558\ub294\ub370 \uae30\uc5ec\ud560 \uac83\uc774\ub2e4. \uc55e\uc73c\ub85c \ud55c\uad6d\uc774 \ub514\uc9c0\ud138 \uac15\uad6d\uc744 \uc720\uc9c0\ud558\ub824\uba74 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uacbd\uc81c\ubc1c\uc804\uc744 \uc8fc\ubaa9\ud574\uc57c \ud55c\ub2e4. <\/p>\n","protected":false},"author":1,"featured_media":325,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[109,107,108,110],"class_list":["post-321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asia-brief","tag-109","tag-107","tag-108","tag-110"],"acf":[],"_links":{"self":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=321"}],"version-history":[{"count":7,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/321\/revisions"}],"predecessor-version":[{"id":332,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/321\/revisions\/332"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/media\/325"}],"wp:attachment":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}