{"id":1263,"date":"2023-08-28T08:00:07","date_gmt":"2023-08-27T23:00:07","guid":{"rendered":"https:\/\/asiabrief.snu.ac.kr\/?p=1263"},"modified":"2023-08-21T10:34:49","modified_gmt":"2023-08-21T01:34:49","slug":"%eb%b8%8c%eb%a6%ad%ec%8a%a4-%ed%86%b5%ed%99%94%ec%97%90-%eb%8c%80%ed%95%9c-%ec%84%b8%ea%b0%80%ec%a7%80-%ec%98%a4%ed%95%b4","status":"publish","type":"post","link":"https:\/\/asiabrief.snu.ac.kr\/?p=1263","title":{"rendered":"\ube0c\ub9ad\uc2a4 \ud1b5\ud654\uc5d0 \ub300\ud55c \uc138\uac00\uc9c0 \uc624\ud574"},"content":{"rendered":"<p>[vc_row gap=&#8221;20&#8243;][vc_column width=&#8221;2\/3&#8243;][vc_acf field_group=&#8221;99&#8243; field_from_99=&#8221;field_606aa6f1c30dd&#8221; align=&#8221;right&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; gap=&#8221;20&#8243; css=&#8221;.vc_custom_1617603431068{margin-top: -20px !important;background-color: #d6e6eb !important;}&#8221;][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1692581624936{margin-top: -20px !important;margin-bottom: 20px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify;\">\u2018\ube0c\ub9ad\uc2a4\uc758 \uc0c8\ub85c\uc6b4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654\u2019 \uc774\uc288\uac00 \ubd80\uac01\ub418\uace0 \uc788\ub2e4. \uccab\uc9f8, \uc911\uad6d \uce21 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \uae08 \ubcf8\uc704\uc81c\uc758 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \uc544\ub2c8\ub77c, IMF\uc758 SDR\uacfc \uac19\uc740 \uc911\uc559\uc740\ud589 \uacb0\uc81c\uacc4\uc815\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\uc77c \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \ub458\uc9f8, \uad6d\uc81c\uacb0\uc81c \uc601\uc5ed\uc5d0\uc11c \ubbf8\uad6d \ub2ec\ub7ec\uc758 \ud328\uad8c\uc744 \uc704\ud611\ud558\uae30 \uc704\ud574\uc11c\ub294 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub85c \ud45c\uc2dc\ub41c \uad6d\uc81c \uae08\uc735\uc0c1\ud488\uc774 \ud544\uc694\ud558\ub2e4. \uc14b\uc9f8, \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \ub7ec\uc2dc\uc544\uac00 \uac04\uc808\ud788 \ud544\uc694\ub85c \ud558\ub294 \uac83\uc774\ub2e4. \ubc18\uba74 \uc911\uad6d\uc740 \uc9c0\ub09c \uc218\ub144\uac04 \uc704\uc548\ud654 \uad6d\uc81c\ud654 \uc2dc\uc2a4\ud15c, \ud2b9\ud788 \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \ubd84\uc57c\uc758 \uc2dc\uc2a4\ud15c \ud601\uc2e0\uc744 \ud1b5\ud574 \ubbf8\uad6d, \ub7ec\uc2dc\uc544 \ub4f1\uacfc \ud611\uc0c1\uc744 \ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uc120\ud0dd\uc9c0\ub97c \ud655\ubcf4\ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text]<\/p>\n<div id=\"attachment_1266\" style=\"width: 1034px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1266\" class=\"wp-image-1266 size-large\" src=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-1024x675.png\" alt=\"\" width=\"1024\" height=\"675\" srcset=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-1024x675.png 1024w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-300x198.png 300w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-768x506.png 768w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-222x146.png 222w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-50x33.png 50w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01-114x75.png 114w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image01.png 1424w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><p id=\"caption-attachment-1266\" class=\"wp-caption-text\">&lt;\uadf8\ub9bc &gt; \ube0c\ub9ad\uc2a4 \ud1b5\ud654 vs \ub2ec\ub7ec \ucd9c\ucc98:IW Explainer <a href=\"https:\/\/indicworldview.com\/can-brics-currency-truly-challenge-the-global-dominance-of-us-dollar\/\">https:\/\/indicworldview.com\/<\/a><\/p><\/div>\n<p style=\"text-align: justify;\"><b>\ube0c\ub9ad\uc2a4 \uc815\uc0c1\ud68c\ub2f4\uacfc \ube0c\ub9ad\uc2a4 \ud1b5\ud654 \uc774\uc288 <\/b><\/p>\n<p style=\"text-align: justify;\">2023\ub144 4\uc6d4 \uc54c\ub809\uc0b0\ub354 \ubc14\ubc14\ucf54\ud504 \ub7ec\uc2dc\uc544 \uad6d\ubb34\ubd80 \ubd80\uc758\uc7a5\uc740 \ube0c\ub9ad\uc2a4 \ub3d9\ub9f9\uc774 \uc0c8\ub85c\uc6b4 \ud1b5\ud654 \ucc3d\ucd9c\uc744 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\uc73c\uba70, 8\uc6d4 (22\uc77c~24\uc77c) \ub0a8\uc544\uacf5\uc5d0\uc11c \uc5f4\ub9b4 \uc608\uc815\uc778 \uc815\uc0c1\ud68c\ub2f4\uc5d0\uc11c \uc774 \ubb38\uc81c\uc5d0 \ub300\ud574 \ub17c\uc758\ud560 \uc608\uc815\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4. \uc774\ud6c4 \u2018\ube0c\ub9ad\uc2a4\uc758 \uc0c8\ub85c\uc6b4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654(brics currency)\u2019, \ub3c4\uc785\uc740 \ubbf8\uad6d\uacfc \uc911\uad6d\uc758 \uae00\ub85c\ubc8c \ud328\uad8c \uacbd\uc7c1, \uc6b0\ud06c\ub77c\uc774\ub098\ub97c \uce68\uacf5\ud55c \ub7ec\uc2dc\uc544\uc5d0 \ub300\ud55c \ubbf8\uad6d\uc758 \uc81c\uc7ac \ub4f1 \uc9c0\uc815\ud559\uc801\uc778 \uad6d\uc81c \uc774\uc288\uc640 \uc5f0\uacb0\ub418\uba74\uc11c \uad6d\ub0b4\uc678\uc801\uc778 \uad00\uc2ec\uc774 \uc9d1\uc911\ub418\uace0 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud558\uc9c0\ub9cc \ud604\uc7ac \uad6d\ub0b4\uc5d0\uc11c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uc5d0 \ub300\ud55c \uc5b8\ub860\ubcf4\ub3c4\ub294 \u2460 \ud655\uc778\ub418\uc9c0 \uc54a\uc740 \ucd94\uce21\uc131 \u2018\ucf54\uc778 \uc124(\ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \uae08 \ubcf8\uc704\uc81c \uae30\ubc18\uc758 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774\ub2e4)\u2019\uc774\uac70\ub098, \u2461 \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654\ub97c \uc704\ud611\ud55c\ub2e4\ub294 \uacfc\uc7a5\ub41c \u2018\uc0c8\ub85c\uc6b4 \uae30\ucd95 \ud1b5\ud654\uc124\u2019, \u2462 \uc544\ub2c8\uba74 \uc815 \ubc18\ub300\ub85c \uc911\uad6d\uc774 \ub418\uc9c0\ub3c4 \uc54a\uc744 \uc5c9\ub6b1\ud55c \ub3c4\uc804(\uc704\uc548\ud654 \uad6d\uc81c\ud654\uc758 \ub2e4\ub978 \ubc84\uc804)\uc744 \ud558\uace0 \uc788\ub2e4\ub294 \ub0c9\uc18c\uc801\uc778 \ube44\ub09c\uc774 \ub300\ubd80\ubd84\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud544\uc790\ub294 \uc9c0\ub09c \uc218\ub144\uac04 \uc911\uad6d \ub514\uc9c0\ud138 \uae08\uc735\uacfc \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c\ub97c \uc5f0\uad6c\ud588\uae30 \ub54c\ubb38\uc5d0, \uc774 \uae00\uc744 \ud1b5\ud574 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uc5d0 \ub300\ud55c \uc138\uac00\uc9c0 \uc624\ud574\ub4e4\uc744 \uc124\uba85\ud558\uc5ec \ub3c5\uc790\ub4e4\uc5d0\uac8c \uc911\uad6d\uc758 \uad6d\uc81c\uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ub3d5\uace0\uc790 \ud55c\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc624\ud574 <\/b><b>1. <\/b><b>\ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \ube0c\ub9ad\uc2a4 \uad6d\uac00\ub4e4\uc758 \uc0c8\ub85c\uc6b4 \ube44\ud2b8\ucf54\uc778\uc778\uac00<\/b><b>?<\/b><\/p>\n<p style=\"text-align: justify;\">\ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \uae08 \ubcf8\uc704\uc81c \ub610\ub294 \uae08\uacfc \ud76c\ud1a0\ub958\ub97c \uae30\ubc18\uc73c\ub85c \ud558\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \ud615\ud0dc\uc758 \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \ud1b5\ud654\uac00 \ub420 \uac83\uc774\ub77c\ub294 \uc5b8\ub860 \ubcf4\ub3c4\ub97c \ubcf4\uba74\uc11c \ud544\uc790\ub294 2\uac00\uc9c0 \uce21\uba74\uc744 \uc8fc\ubaa9\ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uccab \ubc88\uc9f8\ub294 \uc0c8\ub86d\uac8c \ub3c4\uc785\ub420 \uac00\ub2a5\uc131\uc774 \uc788\ub294(6\uc6d4 \ube0c\ub9ad\uc2a4 \uc678\ubb34\uc7a5\uad00 \ud68c\ub2f4\uc5d0\uc11c \uc774 \uc758\uc81c\uac00 \ub17c\uc758\ub418\uc5c8\uc9c0\ub9cc, 8\uc6d4 \ube0c\ub9ad\uc2a4 \uc815\uc0c1\ud68c\ub2f4\uc5d0\uc11c\ub294 \uc774 \uc758\uc81c\uac00 \ub17c\uc758\ub418\uc9c0\ub294 \uc54a\uc744 \uac83\uc774\ub77c\ub294 \uc678\uc2e0 \ubcf4\ub3c4\uac00 \uc788\ub2e4) \u201c\ube0c\ub9ad\uc2a4 \ud1b5\ud654 \uac00\uce58\uc758 \uc548\uc815\uc131\u201d\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc5b4\ub824\uc6b4 \uc77c\uc774\ub77c\ub294 \uc0ac\uc2e4\uc774\ub2e4. 2002\ub144 1\uc6d4 \ucd9c\ubc94\ud55c \uc720\ub85c\uc874 20\uac1c \uad6d\uac00\ub4e4\uc758 \uacf5\ub3d9 \ud1b5\ud654\uc778 \u2018\uc720\ub85c(Euro)\u2019\ub294 \ud1b5\ud654\uac00\uce58\uc758 \uc548\uc815\uc744 \uc704\ud574 \uc720\ub7fd \uc911\uc559\uc740\ud589\uc5d0\uc11c \ud1b5\ud654\ub7c9\uc744 \uc870\uc808\ud558\uace0, \uac01\uad6d \uc815\ubd80\uc758 \uc7ac\uc815\uc801\uc790 \ube44\uc728\uc744 \uc5c4\uaca9\ud558\uac8c \ud1b5\uc81c(2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30\uc758 \uadf9\ubcf5\uc744 \uc704\ud574 \uc804 \uc138\uacc4\uc801\uc778 \uc591\uc801\uc644\ud654 \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uba74\uc11c, \uc774 \ud1b5\uc81c\ub294 \uae09\uaca9\ud558\uac8c \uc644\ud654\ub418\uc5c8\ub2e4) \ud558\ub294 \ub4f1\uc758 \ub178\ub825\uc744 \ud558\uace0 \uc788\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 2010\ub144 \ub300 \ucd08\ubc18\uc758 \ub0a8\uc720\ub7fd \uc720\ub85c\uc874 \uad6d\uac00\ub4e4(PIGS: \ud3ec\ub974\ud22c\uce7c, \uc774\ud0c8\ub9ac\uc544, \uadf8\ub9ac\uc2a4, \uc2a4\ud398\uc778)\uc758 \uad6d\uac00\ubd80\ub3c4 \uc704\uae30 \uc774\ud6c4 \uc720\ub85c\uc874 \ubd95\uad34 \uc704\uae30\uc124\uc740 \ubc18\ubcf5\uc801\uc73c\ub85c \ub4f1\uc7a5\ud558\uace0 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774\ub7f0 \uce21\uba74\uc5d0\uc11c \uc720\ub7fd \uad6d\uac00\ub4e4\ubcf4\ub2e4 \uc7ac\uc815\uc801\uc73c\ub85c \ud6e8\uc52c \ubd88\uc548\uc815\ud55c \ube0c\ub9ad\uc2a4 \uad6d\uac00\ub4e4(\ube0c\ub77c\uc9c8, \ub7ec\uc2dc\uc544, \uc778\ub3c4, \uc911\uad6d, \ub0a8\uc544\ud504\ub9ac\uce74 \uacf5\ud654\uad6d), \ub098\uc544\uac00 \uc2e0\uaddc\ub85c \ube0c\ub9ad\uc2a4\uc5d0 \uac00\uc785\ud558\uace0\uc790 \ud558\ub294 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\ub4e4(\ud604\uc7ac 40\uc5ec \uac1c \uad6d\uac00\ub4e4\uc774 \ube0c\ub9ad\uc2a4 \uac00\uc785\uc744 \ud76c\ub9dd\ud558\uace0 \uc788\ub2e4\uace0 \ud55c\ub2e4)\uc758 \uacf5\ub3d9 \ud1b5\ud654\ub97c \ub3c4\uc785\ud55c\ub2e4\ub294 \uac83\uc740 \ub108\ubb34\ub098 \uc5b4\ub824\uc6b4 \uc77c\uc774\ub77c\ub294 \uac83\uc744 \uc9d0\uc791\ud560 \uc218 \uc788\ub2e4. \ub530\ub77c\uc11c 19\uc138\uae30\uc758 \ud30c\uc6b4\ub4dc\ud654\ub098 1950\ub144\ub300\uc758 \ub2ec\ub7ec\uc640 \uac19\uc774 \uae08 \ubcf8\uc704\uc81c\ub97c \ucc44\ud0dd\ud558\uc5ec \ud1b5\ud654 \uac00\uce58\uc758 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud560 \uac83\uc774\ub77c\ub294 \uc544\uc774\ub514\uc5b4 \ucc28\uc6d0\uc758 \ub17c\uc758\uac00 \ub4f1\uc7a5\ud558\uace0 \uc788\ub2e4. \uc7ac\ubbf8\uc788\ub294 \uac83\uc740 \ub7ec\uc2dc\uc544\uce21 \uc815\ubd80 \uad00\uacc4\uc790\uac00 \uc8fc\ub85c \uc774\ub7f0 \ucde8\uc9c0\uc758 \ubc1c\uc5b8\uc744 \ud558\uace0 \uc788\uc9c0\ub9cc, \uc911\uad6d \uae08\uc735\ub2f9\uad6d\uc774 \ucd5c\uadfc(1\ub144 \uc774\ub0b4) \uae08 \ubcf8\uc704\uc81c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub97c \uc5b8\uae09\ud55c \uac83\uc744 \ucc3e\ub294 \ubabb\ud588\ub2e4(\uc911\uad6d \uc5b8\ub860\uc5d0\uc11c\ub294 \uc774 \uc0ac\uc548\uc5d0 \ub300\ud574\uc11c\ub294 \ub7ec\uc2dc\uc544\uce21 \uc815\ubd80 \uad00\uacc4\uc790\uc758 \uc678\uc2e0\uc744 \uc778\uc6a9\ud558\uace0 \uc788\ub2e4).<\/p>\n<p style=\"text-align: justify;\">\uc0ac\uc2e4 \uc911\uad6d\uc774 \uae08\uc744 \uc5f4\uc2ec\ud788 \uc0ac\ubaa8\uc544\uc11c \uad6d\uc81c \uae08\uac00\uaca9\uc774 \uc624\ub97c \uac83\uc774\ub77c\ub294 \uae08\ud14c\ud06c \uc9c0\uc9c0\uc790\ub4e4\uc758 \uc608\uc0c1\uc740 \ub9de\uc558\ub2e4. \uc911\uad6d \uc911\uc559\uc740\ud589\uc758 \uae08 \ubcf4\uc720\ub7c9\uc740 2022\ub144 11\uc6d4 1,979.7\ud1a4\uc5d0\uc11c 2023\ub144 6\uc6d4\ub9d0 2,113.5\ud1a4\uc73c\ub85c \uc99d\uac00\ud558\uc600\ub2e4. \uadf8\ub7ec\ub098 \uc911\uad6d\uc758 \uae08 \ubcf4\uc720\ub7c9\uc740 \ub7ec\uc2dc\uc544\uc758 2,298\ud1a4\uc774\ub098 \ub3c5\uc77c\uc758 3,358\ud1a4\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \uac83\uc774\uba70, \ud558\ubb3c\uba70 \uc804 \uc138\uacc4 \ucd5c\ub300\uc758 \uae08 \ubcf4\uc720\ub7c9\uc744 \uac00\uc9c4 \ubbf8\uad6d \uc815\ubd80\uc758 8,134\ud1a4\uacfc\ub3c4 \ube44\uad50\ud560 \uc218 \uc5c6\ub2e4. \ub354\uad6c\ub098 \uad6d\uc81c \ubb34\uc5ed\uaddc\ubaa8\uac00 \uc9c0\uae08\uacfc\ub294 \ube44\uad50\ub3c4 \ud560 \uc218 \uc5c6\uc774 \uc791\uc558\ub358 1971\ub144, \ub2f9\uc2dc \uc5c4\uccad\ub09c \uae08\uc744 \ubcf4\uc720\ud588\ub358 \ubbf8\uad6d\uc870\ucc28 \uae08\ubcf8\uc704\uc81c \ub2ec\ub7ec \uc2dc\uc2a4\ud15c(\ube0c\ub808\ud2bc\uc6b0\uc988 \uc2dc\uc2a4\ud15c)\uc744 \ud3ec\uae30\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc5c8\ub294\ub370, \uc911\uad6d\uacfc \ub7ec\uc2dc\uc544\uac00 \ub2e4\uc2dc \uae08\ubcf8\uc704\uc81c \uad6d\uc81c\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc73c\ub85c \ub3cc\uc544\uac00\uae30 \uc704\ud574\uc11c\ub294 \ub9ac\uc2a4\ud06c\uac00 \ub108\ubb34 \ud06c\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uc740 3\uc870 1,930\uc5b5 \ub2ec\ub7ec\uc758 \uc678\ud658\ubcf4\uc720\uace0 \uc911\uc5d0\uc11c \uae08\uc758 \ube44\uc911\uc774 4%\ub3c4 \ub418\uc9c0 \uc54a\uc544, \ub2e4\ub978 \ub098\ub77c\ub4e4\uc5d0 \ube44\ud574(\ub3c5\uc77c\uc740 70%, \ud504\ub791\uc2a4 61%, \ub7ec\uc2dc\uc544 19%) \uc678\ud658\ubcf4\uc720\uace0\uc5d0\uc11c \uae08\uc758 \ube44\uc911\uc774 \ub9e4\uc6b0 \ub0ae\uc740 \ud3b8\uc774\ub2e4. \uc774\uc5d0 \ub530\ub77c 2010\ub144 \ub300 \uc774\ud6c4 \uafb8\uc900\ud788 \ub2ec\ub7ec \ucc44\uad8c \ube44\uc911\uc744 \uc904\uc774\uace0, \uae08 \ubcf4\uc720\ub7c9\uc744 \ud655\ub300\ud558\ub294(2008\ub144 \uc911\uad6d\uc758 \uae08 \ubcf4\uc720\ub7c9\uc740 547\ud1a4) \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \ud544\uc790\ub294 \uc911\uad6d\uc774 \uae08 \ubcf4\uc720\ub7c9\uc744 \ud655\ub300\ud558\uace0 \uc788\ub294 \uac83\uc740 \uad6d\uc81c\uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uae30 \uc704\ud55c \uc815\ucc45\uc774\ub098 \ubbf8\uad6d\uacfc\uc758 \ud611\uc0c1\uc744 \uc704\ud55c \uce74\ub4dc\uac00 \uc8fc\ub41c \ubaa9\uc801\uc774\uc9c0, \uacb0\ucf54 \uae08 \ubcf8\uc704\uc81c \uae30\ubc18\uc758 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \ubc1c\ud589\uc744 \uc704\ud55c \uc900\ube44\uc791\uc5c5\uc774 \uc544\ub2c8\ub77c\uace0 \ud655\uc2e0\ud55c\ub2e4(\uc62c\ud574 7\uc6d4 \uc610\ub7f0 \ubbf8\uad6d \uc7ac\ubb34\uc7a5\uad00\uc774 \uc911\uad6d\uc5d0 \ubc29\ubb38\ud574\uc11c \uc911\uad6d\uc758 \ubbf8\uad6d \uad6d\ucc44 \ub9e4\uac01\uacfc \uae08 \ub9e4\uc785\uc5d0 \ub300\ud55c \u2018\uc18d\ub3c4\uc870\uc808 \ubb38\uc81c\u2019\uac00 \ub17c\uc758\ub418\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \uc911\uad6d\uce21 \uc5b8\ub860 \ubcf4\ub3c4\ub3c4 \uc788\uc5c8\ub2e4).<\/p>\n<p style=\"text-align: justify;\">\ub458\uc9f8, \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uc5d0 \ub300\ud55c \ub17c\uc758\uc5d0\uc11c \ube44\ud2b8\ucf54\uc778\uacfc \uac19\uc740 \ube14\ub85d\uccb4\uc778 \uae30\ubc18\uc758 \ubaa8\ubc14\uc77c \uac00\uc0c1\ud654\ud3d0(cryptocurrency)\uac00 \ubbf8\ub798\uc758 \uad6d\uc81c\uacb0\uc81c \uc218\ub2e8\uc774 \ub420 \uac83\uc774\ub77c\ub294 \uae30\ub300\uac00 \ubc18\uc601\ub418\uc5b4 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4. \uc774\ub7ec\ud55c \uae30\ub300\uc640\ub294 \ub2ec\ub9ac \uc9c0\uae08\uae4c\uc9c0 \uc911\uad6d \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc5d0 \uc758\ud574 \ub17c\uc758\ub418\uace0 \uc788\ub294 \ube0c\ub9ad\uc2a4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654(\u91d1\u7816\u56fd\u5bb6\u5171\u540c\u8d27\u5e01)\ub294 \uac01\uad6d \uc911\uc559\uc740\ud589 \uac04\uc758 \uad6d\uc81c\uacb0\uc81c\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \ud1b5\ud654\ub85c \uc608\uc0c1\ub41c\ub2e4. \ub354 \uc815\ud655\ud558\uac8c\ub294 \uac1c\uc778\uc774\ub098 \uae30\uc5c5\uc774 \uc790\uc720\ub86d\uac8c \uad6d\uc81c\uacb0\uc81c\uc5d0 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \ube44\ud2b8\ucf54\uc778 \uac19\uc740 \ud504\ub85c\uadf8\ub7a8\uc774\ub098 \ubaa8\ubc14\uc77c \uc571\uc774 \uc544\ub2c8\ub77c, \uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF)\uc758 SDR(Special Drawing Rights: \ud2b9\ubcc4\uc778\ucd9c\uad8c)\uacfc \uac19\uc740 \ub514\uc9c0\ud138 \ud1b5\ud654\uc774\ub2e4. SDR\uc740 \uac01\uad6d \uc911\uc559\uc740\ud589\uc758 \uacb0\uc81c\uacc4\uc815 \uc0c1\uc5d0\uc11c \uccad\uc0b0\uacb0\uc81c\ub97c \uc704\ud574 \uc0ac\uc6a9\ub418\ub294 \ub514\uc9c0\ud138 \ud1b5\ud654\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ubb3c\ub860 \uc2dc\uac04\uc774 \ub354 \ub9ce\uc774 \ud750\ub974\uace0 \ub514\uc9c0\ud138 \uad6d\uc81c\uae08\uc735 \uae30\uc220\uc774 \ub354 \ubc1c\uc804\ud55c\ub2e4\uba74 \uc911\uad6d \uc815\ubd80\uac00 2020\ub144\ubd80\ud130 \uc2dc\ud5d8\uc801\uc73c\ub85c \uc6b4\uc601\ud558\ub294 \ub514\uc9c0\ud138 \uc704\uc548\ud654(\u6570\u5b57\u4eba\u6c11\u5e01: e-CNY)\ucc98\ub7fc \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uc774\ub098 \ub514\uc9c0\ud138 \uce74\ub4dc\ub85c \uac1c\uc778\uacfc \uae30\uc5c5\ub3c4 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub97c \uad6d\uc81c\uacb0\uc81c\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uac01\uad6d\uc774 \ubaa8\ubc14\uc77c \uc571 \uae30\ubc18\uc758 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud654\ud3d0(CBDC: Central Bank Digital Currency)\ub97c \uac1c\ubc1c\ud558\uace0 \uc774\ub97c \ube44\ud2b8\ucf54\uc778\ucc98\ub7fc \uad6d\uc81c\uac70\ub798\uc5d0 \uc790\uc720\ub86d\uac8c \uc0ac\uc6a9\ud560 \uac83\uc774\ub77c\uace0 \uc8fc\uc7a5\ud558\ub294 \uc804\ubb38\uac00\ub4e4\uc774 \uc788\ub2e4. \uadf8\ub7f0\ub370 \ucd5c\uadfc \uc774\ub7f0 \uc8fc\uc7a5\uc744 \ud558\ub294 \uc804\ubb38\uac00\ub4e4\uc744 \ubcf4\uba74 2020\ub144 \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uc704\uc548\ud654\uac00 \ub4f1\uc7a5\ud588\uc744 \ub54c, \ub514\uc9c0\ud138 \uc704\uc548\ud654\uac00 \ube44\ud2b8\ucf54\uc778\ucc98\ub7fc \uc2a4\ub9c8\ud2b8\ud3f0 \ud558\ub098\ub85c \uc804 \uc138\uacc4 \uc5b4\ub514\uc11c\ub098 \uacb0\uc81c\uac00 \uac00\ub2a5\ud55c \ucf54\uc778\ud615(\ub610\ub294 \ud604\uae08\ucc98\ub7fc \uacc4\uc88c\uc5d0 \uc5f0\ub3d9\ub418\uc9c0 \uc54a\ub294 \ud1a0\ud070\ud615) \ub514\uc9c0\ud138 \ud1b5\ud654\uac00 \ub420 \uac83\uc774\ub77c\uace0 \uc8fc\uc7a5\ud588\ub358 \uae30\uc5b5\uc774 \ub5a0\uc624\ub978\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud558\uc9c0\ub9cc \uc2e4\uccb4\uac00 \ud655\uc778\ub41c \uc911\uad6d \ub514\uc9c0\ud138 \uc704\uc548\ud654\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ubcf8\uc778 \ud655\uc778\uc774 \ud544\uc694\ud55c(\uc2e0\ubd84\uc99d, \uc740\ud589\uacc4\uc88c, \ud578\ub4dc\ud3f0 \ubc88\ud638 \ub4f1) \u201c\uacc4\uc88c \uc5f0\ub3d9\ud615 \ub514\uc9c0\ud138 \ud1b5\ud654\u201d\uc774\ub2e4. (\uc678\uad6d\uc778\ub3c4 \uc120\ubd88\ucda9\uc804 \ud615\ud0dc\ub85c \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ubc88\ud638\ub85c\ub9cc) \uac1c\uc778\uc815\ubcf4 \ub4f1\ub85d\uc744 \ucd5c\uc18c\ud654\ud55c 4\ub2e8\uacc4 \ub4f1\uae09\uc758 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc9c0\uac11\uc758 \uacbd\uc6b0\uc5d0\ub294 1\ud68c \uc0ac\uc6a9 2,000\uc704\uc548(\uc57d 36\ub9cc \uc6d0), 1\uc77c \uc0ac\uc6a9 5,000\uc704\uc548(\uc57d 90\ub9cc\uc6d0), \ucda9\uc804 \ud55c\ub3c4 1\ub9cc \uc704\uc548(\uc57d 180\ub9cc \uc6d0)\uc73c\ub85c \uc81c\ud55c\ub41c\ub2e4. \ub530\ub77c\uc11c \ub514\uc9c0\ud138 \uc704\uc548\ud654\uac00 \uad6d\uc81c\uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ud65c\uc6a9\ub418\uae30 \uc704\ud574\uc11c\ub294 \uac01\uad6d \uae08\uc735\ub2f9\uad6d\uacfc\uc758 \ubcf5\uc7a1\ud558\uace0 \uc5b4\ub824\uc6b4 \ud611\uc0c1\uacfc \uc2dc\uc2a4\ud15c \uad6c\ucd95\uc774 \ud544\uc694\ud558\ub2e4(\ub514\uc9c0\ud138 \uc704\uc548\ud654\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \uc790\uc138\ud55c \uc124\uba85\uc740 \ud544\uc790\uac00 \uc4f4 \u201c\uc911\uad6d \ub514\uc9c0\ud138 \uc704\uc548\ud654\uc5d0 \ub300\ud55c \uc138 \uac00\uc9c0 \uc624\ud574\u201d \ucc38\uc870). \uacb0\ub860\uc801\uc73c\ub85c \ube0c\ub9ad\uc2a4 \ud1b5\ud654 \uc5ed\uc2dc \ube44\ud2b8\ucf54\uc778\uacfc\ub294 \ub2e4\ub978 \ubc29\ud5a5\uc73c\ub85c \ubc1c\uc804\ud560 \uac83\uc774\ub77c\uace0 \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><b>\uc624\ud574 <\/b><b>2. <\/b><b>\ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc744 \uc704\ud611\ud560 \uac83\uc778\uac00<\/b><b>?<\/b><\/p>\n<p style=\"text-align: justify;\">\ube0c\ub9ad\uc2a4 \ud1b5\ud654\uac00 \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc5d0 \uc704\ud611\uc774 \ub420 \uac83\uc774\ub77c\ub294 \uc5b8\ub860 \ubcf4\ub3c4\ub294 \uc8fc\ub85c \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc758 \ubcf8\uc9c8\uc801\uc778 \ubb38\uc81c\uc810\uc774\ub098 \ubbf8\uad6d\uc758 \uc591\uc801\uc644\ud654\ub77c\ub294 \uc774\ub984\uc758 \uc5b4\ub9c8\uc5b4\ub9c8\ud55c \ub2ec\ub7ec \ucc0d\uc5b4\ub0b4\uae30\uc758 \ubb38\uc81c\uc810\uc744 \uc9c0\uc801\ud558\uace0 \uc788\ub2e4. \ud604\uc7ac\uc758 \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c \ubb38\uc81c\ub97c \uc124\uba85\ud558\uae30 \uc704\ud574\uc11c\ub294 2\ucc28 \ub300\uc804 \uc774\ud6c4 \ub2ec\ub7ec\uac00 \uae30\ucd95\ud1b5\ud654\uc758 \uc9c0\uc704\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc5c8\ub358 \ube0c\ub808\ud2bc\uc6b0\uc988 \uc2dc\uc2a4\ud15c\uc774 \ubd95\uad34\ub41c \uacfc\uc815, 70\ub144\ub300 \ub2ec\ub7ec \uae08 \ud0dc\ud658\uc758 \ud3ec\uae30\uc640 \ud398\ud2b8\ub85c \ub2ec\ub7ec \ubc0f \ubcc0\ub3d9\ud658\uc728 \ubb38\uc81c, \uadf8 \uc774\ud6c4 \ubbf8\uad6d\uc758 \uc5c4\uccad\ub09c \ubb34\uc5ed\uc801\uc790\uc640 \ud2b8\ub9ac\ud540 \ub51c\ub808\ub9c8 \ubb38\uc81c, \uae00\ub85c\ubc8c \ubd88\uade0\ud615\uacfc \ubbf8\uad6d\uc758 \ub2ec\ub7ec \uc218\ucd9c \ubc0f \ud658\ub958 \uc2dc\uc2a4\ud15c \ubb38\uc81c, 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30 \uc774\ud6c4\uc758 \uc591\uc801\uc644\ud654(QE: Quantitative Easing) \ubb38\uc81c \ub4f1 \ud55c \ud559\uae30 \uc218\uc5c5 \ubd84\ub7c9\uc758 \uc790\ub8cc\ub97c \uc124\uba85\ud574\uc57c \ud560 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub807\uac8c \ub9ce\uc740 \ubb38\uc81c\uac00 \uc788\ub294 \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc774 \uadf8\ub7fc\uc5d0\ub3c4 \uc5ec\uc804\ud788 \uc720\uc9c0\ub418\uace0 \uc788\ub2e4\ub294 \uac83\uc740 \uc774\ub97c \ub300\uccb4\ud560 \uc218 \uc788\ub294 \ud655\uc2e4\ud55c \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ubb3c\ub860 \ud604\uc7ac \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc740 \ub9ce\uc740 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4. 2002\ub144 1\uc6d4 \ucd9c\ubc94\ud55c \uc720\ub85c\ub294 \uc138\uacc4 2\uc704\uc758 \uad6d\uc81c\uacb0\uc81c \ud1b5\ud654\uac00 \ub418\uc5c8\uace0, 2022\ub144 IMF\uc758 \ubcf4\uace0\uc11c \u300e\uc740\ubc00\ud558\uac8c \uce68\uc2dd\ub41c \ub2ec\ub7ec \ud328\uad8c(The Stealth Erosion of Dollar Dominance)\u300f\uc5d0 \ub530\ub974\uba74 \uc804 \uc138\uacc4 \uc678\ud658\ubcf4\uc720\uace0\uc5d0\uc11c \ub2ec\ub7ec\uc758 \ube44\uc911\uc740 1993\ub144 73%\uc5d0\uc11c 2021\ub144 53%\ub85c \uac10\uc18c\ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc0ac\uc2e4 \uc591\uc801\uc644\ud654\ub77c\ub294 \uc774\ub984\uc73c\ub85c \ucc0d\uc5b4\ub0b4\uba74\uc11c \ud558\ub298\ub85c \ub0a0\uc544\uac00\uace0 \uc788\ub294 \ub2ec\ub7ec \ubc1c\ud589\ub7c9 \uadf8\ub798\ud504\ub098, \uae30\ucd95\ud1b5\ud654 \uad6d\uac00\ub4e4\uc740 \ubb34\ud55c\ub300\uc758 \uc7ac\uc815\uc9c0\ucd9c\uc744 \ud1b5\ud574 \uacbd\uc81c\ub97c \uc0b4\ub824\uc57c \ud55c\ub2e4\ub294 \u2018\ud604\ub300\ud1b5\ud654\uc774\ub860(MMF: Modern Monetary Theory)\u2019\uc744 \ubcf4\uace0 \uc788\uc73c\uba74 \ud544\uc790 \uc5ed\uc2dc \ub2ec\ub7ec\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c \uac71\uc815\uc774 \uc55e\uc120\ub2e4. \ud558\uc9c0\ub9cc \ud544\uc790\ub294 \uad6d\uc81c\uae08\uc735\uc744 \uacf5\ubd80\ud558\uba74\uc11c \ub2ec\ub7ec \ud658 \ud5f7\uc9c0(FX-hedge) \uc0c1\ud488\uc774\ub098 \ubbf8\uad6d \ub2ec\ub7ec\uc5d0 \uae30\ubc18\ud55c \uc5c4\uccad\ub09c \uae08\uc735\uc0c1\ud488\ub4e4\uc774 \ud604\uc7ac \ubbf8\uad6d \ub2ec\ub7ec \ud328\uad8c\uc758 \uc9c4\uc9dc \uacbd\uc7c1\ub825\uc774\ub77c\ub294 \uac83\uc744 \uc54c\uac8c \ub418\uc5c8\ub2e4. \uad6d\uc81c \uae30\ucd95\ud1b5\ud654\ub85c\uc11c \ub2ec\ub7ec\uc758 \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc774\ud574\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub2e8\uc21c\ud788 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 GDP\ub098 \ubb34\uc5ed\uc758 \ud569\uc744 \uc120\uc9c4\uad6d\uacfc \ube44\uad50\ud558\ub294 \uc591\uc801\uc778 \uc811\uadfc\ubc95\uc774 \uc544\ub2c8\ub77c, \uc678\ud658\uac70\ub798 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uac70\ub798\ube44\uc6a9\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc758 \ud6a8\uc728\uc131\uc774\ub77c\ub294 \uc9c8\uc801\uc778 \uc811\uadfc\ubc95\uc774 \ud544\uc694\ud558\ub2e4. \uc774\ub7ec\ud55c \ub2ec\ub7ec \ud328\uad8c\uc758 \uacbd\uc7c1\ub825\uc740 \uc911\ub3d9\uc5d0\uc11c \uba87\uba87 \uae30\uc5c5\ub4e4\uc774 \uc6d0\uc720\ub97c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub85c \uacb0\uc81c\ud55c\ub2e4\uac70\ub098, \ube0c\ub77c\uc9c8\uc5d0\uc11c \uace1\ubb3c\uc744 \uc0b4 \ub54c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub85c \uacb0\uc81c\ud55c\ub2e4\uace0 \uae08\ubc29 \uc0ac\ub77c\uc9c8 \uac83\uc740 \uc808\ub300 \uc544\ub2c8\ub2e4(\uadf8\ub807\ub2e4\uace0 \uc774\ub7f0 \ubcc0\ud654\uac00 \uc758\ubbf8\uac00 \uc5c6\ub2e4\ub294 \uac83\uc740 \uc544\ub2c8\uace0, \uadf8 \uc758\ubbf8\ub294 \ub2e4\uc74c \ucc55\ud130\uc5d0\uc11c \ub17c\uc758\ud558\uaca0\ub2e4).<\/p>\n<p style=\"text-align: justify;\">\ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \uc608\ub97c \ub4e4\uc5b4\ubcf4\uc790. \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uc73c\ub85c \uac01\uad6d\uc774 \uc7ac\uc815\uc9c0\ucd9c\uc744 \ud655\ub300\ud560 \ub54c \ud55c\uad6d\uc758 \ub9ce\uc740 \u2018\uc11c\ud559 \uac1c\ubbf8\u2019\ub4e4\uc774 \uc6d0\ud654\ub97c \ub2ec\ub7ec\ub85c \ubc14\uafd4\uc11c \ubbf8\uad6d \uc8fc\uc2dd\uc774\ub098 \ucc44\uad8c \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud588\uc5c8\ub2e4. 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30\ub85c \uc804 \uc138\uacc4\uac00 \uc591\uc801\uc644\ud654\ub97c \ud560 \ub54c, \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 \ubd80\uc720\uce35\ub4e4\uc774 \ubbf8\uad6d \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \ub300\ud55c \ud22c\uc790\ub85c \ub3c8\uc744 \ubc84\ub294 \ub2ec\ub7ec \ud658\ub958\uc758 \ub9c8\ubc95\uc744 \ubcf4\uc558\uae30 \ub54c\ubb38\uc774\ub2e4. \ubbf8\uad6d\uc774 \uc5c4\uccad\ub09c \ub2ec\ub7ec\ub97c \ucc0d\uc5b4\ub0b4\uc5b4 \ud06c\ub9ac\uc2a4\ub9c8\uc2a4 \uc7a5\ub09c\uac10 \uac19\uc740 \uc911\uad6d\uc758 \uacf5\uc0b0\ud488\uc744 \ub9c8\uad6c \uc218\uc785\ud574\ub3c4 \ub2ec\ub7ec\uc758 \uac00\uce58\uac00 \ud558\ub77d\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub3c4, \uc0ac\uc2e4 \uc804 \uc138\uacc4 \uc0ac\ub78c\ub4e4\uc774 \uc790\uad6d\uc758 \ud1b5\ud654\ub97c \ub2ec\ub7ec\ub85c \ubc14\uafb8\ub824\ub294 \uc218\uc694\uac00 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774\uc81c \uc804 \uc138\uacc4 \uc80a\uc740\uc774\ub4e4\uc740 \uc560\ud50c \ud578\ub4dc\ud3f0\uc774\ub098 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc \uc571\uc744 \ud1b5\ud574 \ub354 \uc790\uc720\ub86d\uac8c(\ub354 \uc18c\uc561\uc758 \uc790\uae08\uc73c\ub85c \uc99d\uad8c\uc0ac\ub97c \ubc29\ubb38\ud558\uc9c0 \uc54a\uace0\ub3c4) \ub2ec\ub7ec\ub97c \ud658\uc804\ud558\uc5ec \ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \uacbd\ud5d8\uc744 \ud558\uace0 \uc788\ub2e4. \uacfc\uac70 \ubbf8\uad6d \ub2ec\ub7ec\uc758 \uae30\ucd95\ud1b5\ud654 \ud328\uad8c\uc774 \uc6d0\uc720\ub97c \ub2ec\ub7ec\ub85c\ub9cc \uacb0\uc81c\ud55c\ub2e4\ub294 \ud398\ud2b8\ub85c \ub2ec\ub7ec(petro-dollar)\uc600\ub2e4\uba74, \ubbf8\ub798\uc758 \ub2ec\ub7ec \ud328\uad8c\uc758 \uacbd\uc7c1\ub825\uc740 \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \ubbf8\uad6d \uc8fc\uc2dd\uc744 \uc0ac\ub294 \uc774\ub7ec\ud55c \uacbd\ud5d8\uc758 \ucd95\uc801\uc774 \ub420 \uac83\uc774\ub2e4. \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uac00 \uc9c4\uc815 \ub2ec\ub7ec \uae30\ucd95\ud1b5\ud654 \uc2dc\uc2a4\ud15c\uc5d0 \uc704\ud611\uc774 \ub418\uae30 \uc704\ud574\uc11c\ub294 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ubbf8\uad6d \uc8fc\uc2dd\uc774 \uc544\ub2c8\ub77c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub85c \ud45c\uc2dc\ub41c \uae08\uc735\uc0c1\ud488\uc5d0 \uae30\uaebc\uc774 \ud22c\uc790\ud558\uace0 \uae30\uc5c5\ub4e4\uc774 \uc800\ub834\ud55c \ube0c\ub9ad\uc2a4 \ud1b5\ud654 \ud658\ud5e4\uc9c0 \uc0c1\ud488\uc744 \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \uc0c1\ud669\uc774 \uc804\uac1c\ub418\uc5b4\uc57c \ud558\uc9c0\ub9cc, \uc544\ub9c8 \uadf8\ub7f0 \uc0c1\ud669\uc740 \ud55c\ucc38 \ub4a4\uc5d0\ub098 \uac00\ub2a5\ud558\uc9c0 \uc54a\uc744\uae4c \uc0dd\uac01\ub41c\ub2e4(\uc911\uad6d\uc774 \uc774\ub7f0 \uce21\uba74\uc5d0\uc11c \ub9ce\uc740 \uc704\uc548\ud654 \uad6d\uc81c\ud22c\uc790 \uae08\uc735\uc0c1\ud488\ub4e4\uc744 \ub3c4\uc785\ud558\uace0 \uc788\ub2e4\ub294 \uac83\ub3c4 \ub2e4\uc74c \ucc55\ud130\uc5d0\uc11c \uc124\uba85\ud558\uaca0\ub2e4).<\/p>\n<p style=\"text-align: justify;\"><b>\uc624\ud574 <\/b><b>3. <\/b><b>\uc911\uad6d\uc740 \ub418\uc9c0\ub3c4 \uc54a\uc744 \uc5c9\ub6b1\ud55c \ub3c4\uc804\uc744 \ud558\uace0 \uc788\ub294 \uac83\uc778\uac00<\/b><b>?<\/b><\/p>\n<p style=\"text-align: justify;\">\ube0c\ub9ad\uc2a4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654 \ub17c\uc758\ub294 \uc62c\ud574 \ucc98\uc74c \ub4f1\uc7a5\ud55c \uac83\uc774 \uc544\ub2c8\ub77c, \u2018\ub180\ub78d\uac8c\ub3c4\u2019 2009\ub144 \ub7ec\uc2dc\uc544 \uc608\uce74\ud14c\ub9b0\ubd80\ub974\ud06c\uc5d0\uc11c \uc5f4\ub9b0 \ube0c\ub9ad\uc2a4 4\uac1c\uad6d(\ube0c\ub77c\uc9c8, \ub7ec\uc2dc\uc544, \uc778\ub3c4, \uc911\uad6d) \uc815\uc0c1\ud68c\uc758\uc5d0\uc11c\ub3c4 \ub4f1\uc7a5\ud588\uc5c8\ub2e4. \ub2f9\uc2dc \uc911\uad6d \ud6c4\uc9c4\ud0c0\uc624 \uad6d\uac00\uc8fc\uc11d\uc740 \uae30\uc870 \uc5f0\uacb0\uc5d0\uc11c \uad6d\uc81c \ud1b5\ud654\uc2dc\uc2a4\ud15c\uc758 \ub2e4\ubcc0\ud654 \ud544\uc694\uc131\uc744 \uc774\uc57c\uae30\ud588\uc73c\uba70, \ubbf8\uad6d\uc774 \ub2ec\ub7ec \ud658\uc728\uc758 \uc548\uc815\uc131\uc744 \uc704\ud574 \ub178\ub825\ud574\uc57c \ud55c\ub2e4\uace0 \ud588\ub2e4. \ub2f9\uc2dc \ub7ec\uc2dc\uc544 \ub300\ud1b5\ub839\uc774\uc5c8\ub358 \ub4dc\ubbf8\ud2b8\ub9ac \uba54\ub514\ubca0\ub370\ud504 \ub300\ud1b5\ub839(\uadf8\ub294 \ud478\ud2f4\uc758 \ucd5c\uce21\uadfc\uc73c\ub85c \ub2f9\uc2dc \ud478\ud2f4\uc740 3\uc5f0\uc784 \uc81c\ud55c \ub54c\ubb38\uc5d0 \uc2e4\uc138 \ucd1d\ub9ac\uc9c1\uc744 \ud558\uace0 \uc788\uc5c8\ub2e4)\uc740 \ube0c\ub9ad\uc2a4 \ud68c\uc6d0\uad6d \uac04\uc758 \ud1b5\uc77c\ub41c \ud1b5\ud654 \uc0ac\uc6a9\uc758 \uac00\ub2a5\uc131\uc744 \uc5b8\uae09\ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uc740 2008\ub144 \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \ud30c\uc0dd\uc0c1\ud488 \ubd80\uc2e4\uc5d0\uc11c \uae30\uc778\ud55c \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30\uc758 \uadf9\ubcf5\uc744 \uc704\ud574 \ubbf8\uad6d\uc758 \uc591\uc801\uc644\ud654 \uc815\ucc45\uc744 \uc9c0\uc9c0\ud558\ub294 \ub300\uc2e0, \uad6d\uc81c \uae08\uc735\uc790\ubcf8\uc5d0 \ub300\ud55c \uaddc\uc81c\uc640 \uad6d\uc81c\uac70\ub798\uc138(\uc77c\uba85 Tobin Tax)\uc758 \ub3c4\uc785\uc744 \uc8fc\uc7a5\ud558\uc600\ub2e4. 1997\ub144 \ub3d9\uc544\uc2dc\uc544 \uc678\ud658\uc704\uae30 \ub4f1 \uae00\ub85c\ubc8c \ud22c\uae30\uc790\ubcf8\uc758 \uacf5\uaca9\uc740 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 \uc678\ud658\uc2dc\uc7a5\uacfc \uae08\uc735\uc2dc\uc7a5\uc744 \ucde8\uc57d\ud558\uac8c \ud558\uc5ec \ubc18\ubcf5\uc801\uc778 \uacbd\uc81c\uc704\uae30\ub85c \uc774\uc5b4\uc84c\uae30 \ub54c\ubb38\uc774\ub2e4. \ub610 \uc911\uad6d\uc740 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc758 \uc678\ud658\uc2dc\uc7a5 \uc548\uc815\uc744 \uc704\ud55c \uc9c0\uc6d0\uc73c\ub85c IMF\uc5d0 500\uc5b5 \ub2ec\ub7ec\ub97c \ud22c\uc790\ud558\uae30\ub3c4 \ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud558\uc9c0\ub9cc \uad6d\uc81c \uae08\uc735\uc790\ubcf8\uc5d0 \ub300\ud55c \uacfc\uc138\ub294 \uacb0\uad6d \ud750\uc9c0\ubd80\uc9c0\ub418\uc5b4 \ubc84\ub838\ub2e4. IMF\uc5d0 \ub300\ud55c \uc790\uae08 \uc9c0\uc6d0 \ub300\uc2e0 \uc911\uad6d \uc704\uc548\ud654\ub97c SDR\uc758 \ud1b5\ud654 \ubc14\uc2a4\ucf13\uc5d0 \ud3ec\ud568 \uc2dc\ud0a4\uae30\ub85c \ud569\uc758\ud55c \uac83\ub3c4 \ubbf8\uad6d \uc758\ud68c\uc5d0\uc11c \uba87 \ub144 \ub3d9\uc548\uc774\ub098 \ud1b5\uacfc\ub418\uc9c0 \ubabb\ud588\ub2e4(\uc704\uc548\ud654\ub294 2016\ub144\uc5d0 SDR \ud1b5\ud654 \ubc14\uc2a4\ucf13\uc5d0 10.92% \ube44\uc911\uc73c\ub85c \ud3ec\ud568\ub418\uc5c8\ub2e4). \uacb0\uc815\uc801\uc73c\ub85c \ubbf8\uad6d\uc758 \uc591\uc801\uc644\ud654\ub294 2009\ub144 1\ucc28 3\uc870 \ub2ec\ub7ec\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, 2010\ub144 2\ucc28 6\uc870 \ub2ec\ub7ec\uc5d0 \uc774\uc5b4 2012\ub144 3\ucc28 \uc591\uc801\uc644\ud654\uae4c\uc9c0 \uc774\uc5b4\uc9c0\uba74\uc11c \uae00\ub85c\ubc8c \uae08\uc735\uc2dc\uc2a4\ud15c \uc804\ubc18\uc5d0 \ub9ac\uc2a4\ud06c\ub97c \uac00\uc911\uc2dc\ucf30\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uc740 \uc774 \ubb38\uc81c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \uc774\ud6c4 \uc9c0\uc18d\uc801\uc73c\ub85c \ubbf8\uad6d \ub2ec\ub7ec \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc758\uc874\uc744 \uc904\uc774\uae30 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\uc73c\uba70, \uadf8 \uc131\uacfc\ub3c4 \uc801\uc9c0 \uc54a\ub2e4. \ud544\uc790\ub294 \uc911\uad6d\uc774 \uc9c0\ub09c \uc2ed\uc5ec \ub144 \ub3d9\uc548 \uad6d\uc81c\uae08\uc735 \ubd84\uc57c\uc5d0\uc11c \ub450\uac00\uc9c0 \uc77c\uad00\ub41c \uc815\ucc45\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4. \ud558\ub098\ub294 \uad6d\uc81c\uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \ub2ec\ub7ec\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \uc904\uc774\ub294 \uac83\uc774\uace0, \ub2e4\ub978 \ud558\ub098\ub294 \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ubaa8\ubc14\uc77c \ub514\uc9c0\ud138 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc5d0\uc11c \uc8fc\ub3c4\uad8c\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uccab\uc9f8, \ub2ec\ub7ec\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \uc904\uc774\ub294 \uac83\uc740 \ub9e4\uc6b0 \ub2e4\uc591\ud55c \uce21\uba74\uc5d0\uc11c \uc9c4\ud589\ub418\uace0 \uc788\ub2e4. \uad6d\uc81c\uae08\uc735 \uc774\ub860\uc5d0\uc11c \ub530\ub974\uba74 \uc5b4\ub5a4 \ud1b5\ud654\uac00 \uad6d\uc81c\uacb0\uc81c\uc758 \uae30\ucd95\ud1b5\ud654\uac00 \ub418\uae30 \uc704\ud574\uc11c\ub294 \u2460 \uac70\ub798\ud1b5\ud654, \u2461 \ud22c\uc790\ud1b5\ud654, \u2462 \uc900\ube44\uc790\uc0b0\ud1b5\ud654\uc758 \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4. 2009\ub144 \uc774\ud6c4 \uc911\uad6d \uc911\uc559\uc740\ud589 \ucd1d\uc7ac \ub4f1\uc758 \uae08\uc735\ub2f9\uad6d\uc5d0\uc11c\ub294 IMF\uc758 SDR\uc774 \uad6d\uc81c\uacb0\uc81c\uc5d0\uc11c \uc5ed\ud560\uc744 \ud655\ub300\ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud588\ub2e4. \uc6d0\ub798 IMF\uac00 1970\ub144 \ubbf8\uad6d\uc774 \ub2ec\ub7ec\uc758 \uae08 \ud0dc\ud658\uc744 \ud3ec\uae30\ud558\uba74\uc11c SDR\uc744 \ub3c4\uc785\ud588\ub358 \ub2f9\uc2dc, SDR\uc740 Paper Gold(\uc885\uc774 \uae08)\ub77c\uace0\ub3c4 \ud45c\ud604\ub418\uc5c8\ub2e4. \ube44\uc720\ud558\uc790\uba74 \uac01\uad6d\uc5d0\uac8c \uad6d\uc81c\uacb0\uc81c\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \u2018\uc885\uc774 \uae08\u2019 \uc601\uc218\uc99d\ub4e4\uc744 \ub098\ub204\uc5b4\uc900 \uac83\uc774\ub2e4. \ub9cc\uc57d \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30\ub97c \uadf9\ubcf5\ud558\ub294 \ubc29\ubc95\uc73c\ub85c \uac01\uad6d \uad6d\uc81c\uacb0\uc81c \uacc4\uc815\uc5d0 SDR\uc744 \ud655\ub300\ud588\ub2e4\uba74(\ub514\uc9c0\ud138 \ud1b5\ud654\uc774\ub2c8\uae4c \uacc4\uc815\uc5d0 0\uc744 \ud558\ub098\uc529\ub9cc \ubd99\uc5ec\ub3c4 \uae08\ubc29 10\ubc30\uac00 \ub298\uc5b4\ub09c\ub2e4) \ub2ec\ub7ec\uac00 \ubd80\uc871\ud574\uc11c \uad6d\uac00\ubd80\ub3c4 \uc704\uae30\uc5d0 \uc9c1\uba74\ud55c \uac1c\ubc1c\ub3c4\uc0c1\uad6d\ub4e4\uc740 SDR\ub85c \uc704\uae30\ub97c \ub118\uae38 \uc218 \uc788\uc5c8\uc744 \uac83\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ud558\uc9c0\ub9cc \ubbf8\uad6d\uc740 SDR\uc744 \ud655\ub300\ud558\uae30\ubcf4\ub2e4\ub294 \ub2ec\ub7ec \ubc1c\ud589\ub7c9\uc744 \ud655\ub300\ud558\ub294 \uac83\uc744 \uc120\ud0dd\ud558\uc600\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ub2ec\ub7ec\uac00 \ubd80\uc871\ud55c \uac1c\ubc1c\ub3c4\uc0c1\uad6d\ub4e4\uc740 \uc678\ud658\uc704\uae30\uc640 \uad6d\uac00\ubd80\ub3c4(\ubaa8\ub77c\ud1a0\ub9ac\uc5c4)\ub85c \ub0b4\ubab0\ub838\ub2e4. \uacb0\uad6d \uc774 \ubb38\uc81c\ub294 \uad6d\uc81c\uacb0\uc81c \uc601\uc5ed\uc5d0\uc11c\uc758 \ud654\ud3d0\uc8fc\uc870 \ucc28\uc775(\uc2dc\ub1e8\ub9ac\uc9c0)\uc774\ub77c\ub294 \uacfc\uc2e4\uc744 \uc804 \uc138\uacc4\uac00 \ub098\ub204\uc5b4 \uac00\uc9c8 \uac83\uc778\uc9c0, \uc544\ub2c8\uba74 \ud2b9\uc815 \ud328\uad8c \uad6d\uac00\uac00 \uac00\uc9c8 \uac83\uc778\uc9c0\uc758 \ubb38\uc81c\ub77c\uace0 \ubcfc \uc218\ub3c4 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">2010\ub144 \ub300 \uc774\ud6c4 \uc911\uad6d\ub3c4 \uc2e4\uc9c8\uc801\uc73c\ub85c\ub294 SDR\uc758 \ud655\ub300\ubcf4\ub2e4\ub294 \uc790\uad6d\uc758 \uc704\uc548\ud654 \uad6d\uc81c\ud654\ub97c \ucd94\uc9c4\ud558\uae30 \uc704\ud574 \ub178\ub825\ud55c \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc801\uc5b4\ub3c4 2015\ub144\uae4c\uc9c0 \u2018\uc911\uad6d\uc815\ubd80 \uc8fc\ub3c4\u2019\ub85c \uad6d\uc81c\ubb34\uc5ed\uc5d0\uc11c \uc704\uc548\ud654 \uacb0\uc81c\ub97c \ud655\ub300\ud558\uace0(\uacb0\uc81c\ud1b5\ud654), \uc8fc\ubcc0 \uad6d\uac00\ub4e4\uc5d0\uac8c \uc704\uc548\ud654 \ub300\ucd9c\uc744 \ud574\uc8fc\uace0, \ud64d\ucf69\uc5d0\uc11c \uc911\uad6d \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc704\uc548\ud654 \uc0c1\ud488(RQFII \ub4f1)\uc744 \ub9cc\ub4e4\uace0(\ud22c\uc790\ud1b5\ud654), \ub2e4\ub978 \ub098\ub77c\uc758 \ud1b5\ud654\ub4e4\uacfc \uc704\uc548\ud654 \ud1b5\ud654 \uc2a4\uc651(swap)\uc744 \uccb4\uacb0(\uc900\ube44\uc790\uc0b0\ud1b5\ud654)\ud558\ub294 \ub4f1 \uc801\uadf9\uc801\uc778 \uc704\uc548\ud654 \uad6d\uc81c\ud654 \uc815\ucc45\uc774 \ucd94\uc9c4\ub418\uc5c8\ub2e4. \uadf8\ub7ec\ub098 \uae08\uc735\uc2dc\uc2a4\ud15c\uc774 \ub099\ud6c4\ub41c(\uc9c0\uae08\ub3c4 \uc911\uad6d\uc740 \uc790\ubcf8\uc2dc\uc7a5 \uac1c\ubc29\uc774 \ub9e4\uc6b0 \uc81c\ud55c\uc801\uc774\ub2e4) \uc911\uad6d\uc5d0\uc11c \uc774\ub7ec\ud55c \ubb34\ub9ac\ud55c \uc704\uc548\ud654 \uad6d\uc81c\ud654 \uc815\ucc45\uc740 \uc5ed\ud48d\uc744 \ub9de\uc744 \uc218\ubc16\uc5d0 \uc5c6\uc5c8\ub2e4. 2016\ub144 1\uc6d4 \uc138\uacc4 \uacbd\uc81c\uc758 \ubc88\uc601\uacfc \ubbf8\ub798\ub97c \ub17c\uc758\ud588\ub358 \ub2e4\ubcf4\uc2a4 \ud3ec\ub7fc\uc5d0\uc11c \ud5e4\uc9c0\ud380\ub4dc\uc758 \uac04\ud310 \uc2a4\ud0c0, \uc870\uc9c0 \uc18c\ub85c\uc2a4\ub294 \uc804 \uc138\uacc4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \u201c\uc911\uad6d \uc704\uc548\ud654\uc5d0 \ub300\ud55c \uacf5\ub9e4\ub3c4 \uacf5\uaca9\uc744 \ud574\uc11c \ub3c8\uc744 \ubc8c\uc790\u201d\ub77c\ub294 \ub108\ubb34\ub098 \ubed4\ubed4\ud55c \uc120\uc5b8\uc744 \ud588\ub2e4. \ud544\uc790\ub294 \uc18c\ub85c\uc2a4\uac00 \ud55c\uad6d\uc758 \ube44\uadf9\uc801\uc778 97\ub144 \uc678\ud658\uc704\uae30\ub97c \uc57c\uae30\ud55c \uc9c1\uc811\uc801\uc778 \uc6d0\ud654 \uacf5\ub9e4\ub3c4 \uacf5\uaca9\uc758 \uc8fc\uc5ed\uc774\ub77c\ub294 \uc0ac\uc2e4\ub3c4 \uc78a\uc5b4\ubc84\ub9ac\uace0, \uc911\uad6d\uc5d0 \ub300\ud55c \uacf5\uaca9\uc744 \uc120\uc5b8\ud55c \uc18c\ub85c\uc2a4\ub97c \ucc2c\uc591\ud558\uace0 \uc774\uc81c \uc911\uad6d\uc740 \ub05d\ub0ac\ub2e4\uace0 \uc5f4\uad11\ud588\ub358 \ud55c\uad6d\uc758 \uba87\uba87 \uc2e0\ubb38 \ub17c\uc124\ub4e4\uc5d0 \ud654\uac00 \ub098\uc11c, \uc9c0\uae08\ub3c4 \u2018\uc911\uad6d\uc2dc\uc0ac\uacbd\uc81c\u2019 \uc218\uc5c5\uc758 \ucc38\uace0\uc790\ub8cc\ub85c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">2016\ub144 \uc774\ud6c4 \uc911\uad6d\uc740 \uad6d\uc81c\uae08\uc735 \uc790\ubcf8\ub4e4\uc758 \uacf5\uaca9\uc5d0 \ub9ce\uc740 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc5c8\uace0, \uc815\ubd80 \uc8fc\ub3c4\uc758 \uc704\uc548\ud654 \uad6d\uc81c\ud654 \uc815\ucc45\uc740 \uc804\uba74\uc801\uc73c\ub85c \ud6c4\ud1f4\ud558\uc600\ub2e4. \ub300\uc2e0 \uc774\ub54c\ubd80\ud130 \ubbfc\uac04 \uc8fc\ub3c4\uc758 \uc2e0\uc911\ud55c \uc704\uc548\ud654 \uad6d\uc81c\ud654\uac00 \ucd94\uc9c4\ub418\uc5c8\ub2e4(\ubb3c\ub860 \uc911\uad6d \uc815\ubd80\ub3c4 \ub4a4\uc5d0\uc11c\ub294 \uc774\ub7f0 \ubbfc\uac04 \uae08\uc735\uc0ac\uc758 \uc704\uc548\ud654 \uad6d\uc81c\ud654\ub97c \uc9c0\uc6d0\ud558\uace0 \uc788\ub2e4). 2018\ub144 \uc774\ud6c4 \ucf54\ub85c\ub098 \ud39c\ub370\ubbf9\uc774\ub098 \ubbf8\uad6d\uacfc\uc758 \ubb34\uc5ed \uac08\ub4f1\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uc911\uad6d\uc758 \uc704\uc548\ud654 \ubb34\uc5ed\uacb0\uc81c \uaddc\ubaa8\uc640 \uc804\uccb4 \uc911\uad6d \ubb34\uc5ed\uc5d0\uc11c \uc704\uc548\ud654 \uacb0\uc81c\uc758 \ube44\uc911\uc740 \uafb8\uc900\ud788 \uc0c1\uc2b9\ud558\uace0 \uc788\ub2e4. \uc911\uad6d\uc744 \uacf5\ubd80\ud558\ub294 \ud544\uc790\uc758 \ub208\uc5d0\ub294 \ubb34\uc11c\uc6b8 \uc815\ub3c4\ub85c \uc77c\uad00\ub41c \uc815\ucc45\uc73c\ub85c \uad6d\uc81c\uacb0\uc81c\uc5d0\uc11c \ub2ec\ub7ec\uc5d0 \ub300\ud55c \uc758\uc874\uc744 \uc904\uc774\uace0 \uc704\uc548\ud654\uc758 \uc5ed\ud560\uc744 \ud655\ub300\ud558\uace0 \uc788\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \uc704\uc548\ud654 \ubb34\uc5ed\uacb0\uc81c \ud655\ub300\ub97c \uc704\ud574 \uc911\uad6d\uc774 \uc81c\uc2dc\ud558\ub294 \ud658\uc804 \uc218\uc218\ub8cc \uac19\uc740 \uacbd\uc81c\uc801\uc778 \ube44\uc6a9\uc6b0\uc704, \ub2e4\uc591\ud55c \uc704\uc548\ud654 \uad00\ub828 \uae08\uc735\uc0c1\ud488\ub4e4\uc740 \uc911\uad6d \uae08\uc735\uc0ac\ub4e4\uc758 \uad6d\uc81c\uacbd\uc7c1\ub825 \ud5a5\uc0c1\uc758 \uc6d0\ub3d9\ub825\uc774 \ub418\uace0 \uc788\ub2e4. \ud2b9\ud788 \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \uc601\uc5ed\uc5d0\uc11c \ubcc0\ud654 \uc18d\ub3c4\ub294 \ub530\ub77c\uac00\uae30\uac00 \ubc85\ucc30 \uc815\ub3c4\ub3c4 \ube60\ub974\uac8c \uc9c4\ud589\ub418\uace0 \uc788\ub2e4.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"699\" height=\"360\" class=\"size-large wp-image-1267\" src=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image02-e1692581211689.png\" alt=\"\" srcset=\"https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image02-e1692581211689.png 699w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image02-e1692581211689-300x155.png 300w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image02-e1692581211689-260x134.png 260w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image02-e1692581211689-50x26.png 50w, https:\/\/asiabrief.snu.ac.kr\/wp-content\/uploads\/2023\/08\/3-43_image02-e1692581211689-146x75.png 146w\" sizes=\"auto, (max-width: 699px) 100vw, 699px\" \/><\/p>\n<p style=\"text-align: justify;\">\ub458\uc9f8, \uc911\uad6d\uc740 \uad6d\uc81c\uacb0\uc81c\uc758 \ubaa8\ubc14\uc77c \ub514\uc9c0\ud138 \uc804\ud658\uc5d0\uc11c \uc8fc\ub3c4\uad8c\uc744 \ud655\ubcf4\ud574\ub098\uac00\uace0 \uc788\ub2e4. \uc624\ud504\ub77c\uc778\uc5d0\uc11c \uc628\ub77c\uc778\uc73c\ub85c\uc758 \ud328\ub7ec\ub2e4\uc784 \uc804\ud658\uc740 \uad6d\uc81c\uae08\uc735 \uc601\uc5ed\uc5d0\uc11c \ubbf8\uad6d\uc774 \uae30\uc874\uc5d0 \uc7a5\uc545\ud558\uace0 \uc788\ub358 \uacbd\uc7c1 \uc6b0\uc704\uc5d0 \uc704\ud611\uc774 \ub418\uace0 \uc788\ub2e4. \ubbf8\uad6d\uc774 80\ub144\ub300 \uc774\ud6c4 \uad6c\ucd95\ud588\ub358 \uae00\ub85c\ubc8c \uc624\ud504\ub77c\uc778 \uc9c0\uc810 \uae30\ubc18\uc758 \uad6d\uc81c\uae08\uc735 \uc2dc\uc2a4\ud15c\uc774 \uc815\ubcf4\ud1b5\uc2e0 \uae30\uc220\uc758 \ubc1c\ub2ec\uacfc \ub514\uc9c0\ud138 \uc804\ud658\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \uac10\uc18c\ub97c \ubb34\uae30\ub85c \ud601\uc2e0\uc801\uc778 \uae08\uc735\uc11c\ube44\uc2a4\ub97c \uc55e\uc138\uc6b4 \uc2e0\uaddc \ud540\ud14c\ud06c \uc194\ub8e8\uc158 \ud68c\uc0ac\ub4e4\uc758 \uac15\ub825\ud55c \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \uc808\ubc18 \uc774\ud558\uc758 \ud658\uc804 \uc218\uc218\ub8cc, \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uc989\uc2dc \ud655\uc778\ud560 \uc218 \uc788\ub294 \uad6d\uc81c \uae08\uc735\uac70\ub798, \uae00\ub85c\ubc8c \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc(eWTP)\uacfc \uc5f0\uacc4\ub41c \ub2e4\uc591\ud55c O2O \uc11c\ube44\uc2a4 \ud601\uc2e0, \ud3b8\ub9ac\ud55c \ubaa8\ubc14\uc77c QR\ucf54\ub4dc \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c, \ubaa8\ubc14\uc77c \uad6d\uc81c\uacb0\uc81c\uc5d0 \ud65c\uc6a9\ub418\ub294 \uc704\uc548\ud654 \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c CIPS(\u4eba\u6c11\u5e01\u8de8\u5883\u652f\u4ed8\u7cfb\u7edf), \uc6d4\ub4dc\ud37c\uc2a4\ud2b8(WorldFirst: \u4e07\u91cc\u6c47)\uc640 \uac19\uc740 \uac70\ub300 \uad6d\uc81c\uacb0\uc81c \ud50c\ub7ab\ud3fc \ud68c\uc0ac \ub4f1 \uc911\uad6d\uc740 \uc774\ubbf8 \ube44\uc740\ud589 \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \uc601\uc5ed\uc5d0\uc11c\ub294 \uae00\ub85c\ubc8c \uc120\ub450\uc5d0\uc11c \ub2ec\ub9ac\uace0 \uc788\ub2e4(\uc774\uc5d0 \ub300\ud574 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ud544\uc790\uac00 \uc4f4 \u201c\uc911\uad6d \ube44\uc740\ud589 \uad6d\uc81c\uacb0\uc81c\uc758 \ubc1c\uc804 \uacbd\uacfc\uc640 \ud55c\uad6d\uc758 \uc678\ud658\uac70\ub798\ubc95 \uac1c\uc815\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810\u201d \ucc38\uc870).<\/p>\n<p style=\"text-align: justify;\"><b>\uacb0\ub860<\/b><b>. <\/b><b>\uc5f4\uc2ec\ud788 \ub178\ub825\ud55c \uc911\uad6d\uc740 \uc120\ud0dd \uac00\ub2a5\ud55c \ub9ce\uc740 \uce74\ub4dc\ub97c \uac00\uc9c0\uace0 \uc788\ub2e4<\/b><b>.<\/b><\/p>\n<p style=\"text-align: justify;\">\ub2e4\uc2dc \ube0c\ub9ad\uc2a4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654\uc5d0 \ub300\ud55c \ub17c\uc758\ub85c \ub3cc\uc544\uc640\uc11c \ud544\uc790\ub294 \uc911\uad6d\uc774 \uc65c \uc704\uc548\ud654 \uad6d\uc81c\ud654\uac00 \uc544\ub2c8\ub77c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub97c \ub3c4\uc785\ud560 \uac83\uc778\uac00 \uace0\ubbfc\ud574 \ubcf4\uc558\uace0, \uacb0\ub860\uc740 \u2018\ud560 \uc218 \uc788\uc73c\ub2c8\uae4c\u2019\uc600\ub2e4. \uc0ac\uc2e4 \ube0c\ub9ad\uc2a4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654\uc758 \ud544\uc694\uc131\uc740 \uc911\uad6d\uc774 \uc544\ub2c8\ub77c \ub7ec\uc2dc\uc544\uac00 \uac04\uc808\ud558\ub2e4. \ub7ec\uc2dc\uc544\ub294 \ubbf8\uad6d\uc758 \uc81c\uc7ac\ub85c \uc778\ud574 \ub2ec\ub7ec\ub97c \uad6d\uc81c\uacb0\uc81c \ub9e4\uac1c\ud1b5\ud654\ub85c \uc0ac\uc6a9\ud558\ub294 SWIFT(\uad6d\uc81c \uc740\ud589\uac04 \ud1b5\uc2e0\ud611\uc815) \uc2dc\uc2a4\ud15c\uc5d0\uc11c \ubc30\uc81c\ub418\uc5b4, \ucd5c\uadfc\uc5d0\ub294 \uc5b4\uca54 \uc218 \uc5c6\uc774 \uc704\uc548\ud654\ub97c \uad6d\uc81c\uacb0\uc81c \ub9e4\uac1c\ud1b5\ud654\ub85c \uc0ac\uc6a9\ud558\ub294 \uc911\uad6d\uc758 CIPS \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ub9ce\uc774 \uc774\uc6a9\ud558\uace0 \uc788\ub2e4. \ud558\uc9c0\ub9cc \ub7ec\uc2dc\uc544\uc758 \uc785\uc7a5\uc5d0\uc11c \uc911\uad6d\uc758 \uad6d\uc81c\uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0 \uc885\uc18d\ub418\ub294 \uac83\ub3c4 \uc6d0\ud558\ub294 \uc77c\uc774 \uc544\ub2d0 \uac83\uc774\ub2e4. \ub530\ub77c\uc11c \ub7ec\uc2dc\uc544\ub3c4 \uc601\ud5a5\ub825\uc744 \ub098\ub204\uc5b4 \ud589\uc0ac\ud560 \uc218 \uc788\ub294 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uc758 \ub3c4\uc785\uc740 \ub7ec\uc2dc\uc544\uac00 \ub354 \uac04\uc808\ud788 \uc6d0\ud560 \uac83\uc774\ub77c\ub294 \uc0ac\uc2e4\uc740 \uc790\uba85\ud558\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ubb3c\ub860 \uc911\uad6d\ub3c4 \ubbf8\uad6d\uacfc\uc758 \ud328\uad8c \uacbd\uc7c1\uc774\ub77c\ub294 \uad6c\ub3c4\uac00 \ud615\uc131\ub418\ub294 \uc0c1\ud669\uc5d0\uc11c \ube0c\ub9ad\uc2a4\ub97c \uae30\ubc18\uc73c\ub85c \uac1c\ubc1c\ub3c4\uc0c1\uad6d\ub4e4\uc774 \uacf5\ub3d9\uc73c\ub85c \ub300\uc751\ud560 \uc218 \uc788\ub294 \uad6c\ub3c4\ub97c \ub9cc\ub4e4\uc5b4 \uc678\uc5f0\uc744 \ud655\uc7a5\ud558\ub294 \uac83\ub3c4 \ub098\uc058\uc9c0\ub294 \uc54a\uc744 \uac83\uc774\ub2e4. \uc911\uad6d\uc774 \uc704\uc548\ud654\ub97c \uae30\ubc18\uc73c\ub85c CIPS \uad6d\uc81c\uae08\uc735 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uace0 \ube44\uc6a9 \uc6b0\uc704\ub97c \uc55e\uc138\uc6cc \uc544\ubb34\ub9ac \uad11\uace0\ud574\ub3c4, \ubbf8\uad6d\uc5d0 \uc758\ud574\uc11c \uace0\ub9bd\ub418\uc5b4 \ub2e4\ub978 \ub098\ub77c\ub4e4\uc774 \uc774 \uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4\uba74 \ubc29\ubc95\uc774 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub9ac\uace0 \uad81\uadf9\uc801\uc73c\ub85c \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uac00 \ub3c4\uc785\ub418\uc5b4 \uae30\uc5c5\uc774\ub098 \uac1c\uc778\ub4e4\uae4c\uc9c0 \uad6d\uc81c\uacb0\uc81c\uc5d0 \uc0ac\uc6a9\ud55c\ub2e4\uba74 SWIFT \uad6d\uc81c\uacb0\uc81c\ub9dd\uc774 \uc544\ub2c8\ub77c CIPS \uad6d\uc81c\uacb0\uc81c\ub9dd\uc744 \uc774\uc6a9\ud558\uc9c0 \uc54a\uaca0\ub294\uac00?<\/p>\n<p style=\"text-align: justify;\">\uc544\ub2c8\uba74 \ub2f9\uc7a5 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\uac00 \ub610 \ud558\ub098\uc758 SDR \ud615\ud0dc\uc778 \uc911\uc559\uc740\ud589 \uacf5\ub3d9 \ub514\uc9c0\ud138\ud654\ud3d0(CBDC)\ub85c \ub3c4\uc785\ub418\uc5b4 \uac01\uad6d \uc740\ud589\ub4e4 \uac04\uc758 \uccad\uc0b0\uacb0\uc81c\uc5d0 \uc0ac\uc6a9\ub41c\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4, \uadf8 \ud575\uc2ec \uae30\uc220\uc740 \uc911\uad6d\uc774 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc9c0\ub09c \uc218\ub144\uac04 \uc911\uad6d \uc815\ubd80\ub294 \ud64d\ucf69, \ub9c8\uce74\uc624, \ud0dc\uad6d \ub4f1\uc758 \uc911\uc559\uc740\ud589\uc774 \ucc38\uc5ec\ud55c \ub2e4\uad6d\uac00\ud1b5\ud654 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud1b5\ud654 \uad50\ub7c9(m-Bridge, \u591a\u8fb9\u4e2d\u592e\u94f6\u884c\u6570\u5b57\u8d27\u5e01\u6865\u6881) \ub4f1\uc758 \uad6d\uc81c\uacb0\uc81c \uc2dc\ud5d8\uc0ac\uc5c5\uc744 \uc9c4\ud589\ud558\uc600\ub2e4. \ud2b9\ud788 \uc774 \uacb0\uc81c\ubc29\uc2dd\uc5d0\uc11c \uc911\uad6d\uc815\ubd80\ub294 \uacb0\uc81c\uc6d0\uc7a5 \uac10\uc2dc\uc640 \uac1c\uc785\uc5d0 \ub300\ud55c \ubd88\uc2e0\uc744 \uc885\uc2dd\uc2dc\ud0a4\uae30 \uc704\ud574 \ubd84\uad8c\ud654\ub41c \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ub3c4\uc785\ud558\uae30\ub3c4 \ud558\uc600\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc911\uad6d\uc740 \uc9c0\ub09c \uc218\ub144\uac04 \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \uc601\uc5ed\uc5d0\uc11c\uc758 \uae30\uc220 \ud601\uc2e0\uacfc \uc2dc\uc2a4\ud15c \uad6c\ucd95\uc744 \ud1b5\ud574 \uc774\ubbf8 \uc0c1\ub2f9\ud55c \uc218\uc900\uc758 \uacbd\uc7c1\ub825\uc744 \ud655\ubcf4\ud558\uc600\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uce74\ub4dc\ub97c \uac00\uc9c0\uac8c \ub418\uc5c8\ub2e4. \uc774\uc81c \ubbf8\uad6d\uacfc\uc758 \ud611\uc0c1\uc774\ub098 \ub7ec\uc2dc\uc544, \uc778\ub3c4\uc640 \uac19\uc740 \uc2e0\ud765\uad6d, \uc2ec\uc9c0\uc5b4 \uc720\ub7fd \ub4f1 \ub2e4\ub978 \ub098\ub77c\ub4e4\uacfc\uc758 \ud611\ub825\uc5d0 \uc774\ub7f0 \uce74\ub4dc\ub97c \uc801\uc808\ud558\uac8c \ud65c\uc6a9\ud558\uc5ec \uc911\uad6d\uc5d0\uac8c\ub3c4 \uc720\ub9ac\ud558\uace0 \ub2e4\ub978 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\ub4e4\ub3c4 \uc720\ub9ac\ud55c \ud574\ub2f5\uc744 \ucc3e\uc544\uac08 \uac00\ub2a5\uc131\uc744 \uac00\uc9c0\uac8c \ub418\uc5c8\ub2e4. \ubbf8\uad6d\uc774 \uae30\uc874\uc5d0 \ud5e4\uac8c\ubaa8\ub2c8\ub97c \uc7a5\uc545\ud558\uc5ec \uac00\uc9c0\uace0 \uc788\ub358 \uad6d\uc81c\uae08\uc735 \ubd84\uc57c\uc5d0\uc11c\uc758 \ub3c5\uc810\uc801\uc778 \uc218\uc775 \uc911 \uc77c\ubd80\ub9cc \ud655\ubcf4\ud574\ub3c4, \uc911\uad6d\uacfc \ub2e4\ub978 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\ub4e4\uc774 \ub098\ub204\uc5b4 \uac00\uc9c8 \uc218 \uc788\ub294 \uba39\uc744\uac70\ub9ac\uac00 \ud655\ubcf4\ub418\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774\uc81c \ud55c\uad6d\uc740 \uc774\ub7ec\ud55c \uad6d\uc81c\uae08\uc735 \ubd80\ubb38\uc758 \ubcc0\ud654\uc5d0 \ub300\ud574 \uc5b4\ub5bb\uac8c \uc811\uadfc\ud574\uc57c \ud560\uae4c? \ud544\uc790\ub294 \uc774 \ubb38\uc81c\uc5d0 \ub300\ud574 \ubbf8\uad6d\ud3b8\uc774\ub0d0 \uc911\uad6d\ud3b8\uc774\ub0d0 \uc624\ud574\ub97c \uc0b4 \uc218 \uc788\ub294 \uc9c1\uc811\uc801\uc778 \ub2f5\ubcc0 \ub300\uc2e0 \ub514\uc9c0\ud138 \uae08\uc735 \ubd84\uc57c\uc5d0\uc11c \ucd5c\uadfc\uc5d0 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294 \uc0ac\uac74 \ud558\ub098\ub85c \u2018\ub72c\uae08\uc5c6\uc774\u2019 \uacb0\ub860\uc744 \ub300\uc2e0\ud558\uace0\uc790 \ud55c\ub2e4. 2023\ub144 3\uc6d4 \uc560\ud50c\ud398\uc774\uac00 \ud55c\uad6d \uc11c\ube44\uc2a4\ub97c \uc2dc\uc791\ud588\ub2e4. \ud55c\uad6d\uc5d0 \uc11c\ube44\uc2a4\ub418\ub294 \uc560\ud50c\ud398\uc774\ub294 NFC(\uadfc\uac70\ub9ac \ubb34\uc120\ud1b5\uc2e0) \uacb0\uc81c\ubc29\uc2dd\uc73c\ub85c \uc2e0\uc6a9\uce74\ub4dc\uc640 \uc5f0\ub3d9\ud574\uc11c \uc0ac\uc6a9\ud558\ub294\ub370, \uae30\uc874\uc758 \uacb0\uc81c \ub2e8\ub9d0\uae30\ub97c NFC\uac00 \uac00\ub2a5\ud55c \uac83\uc73c\ub85c \uad50\uccb4\ud574\uc57c \ud55c\ub2e4. \uadf8 \ube44\uc6a9\uc740 \ub300\ub7b5 \ud55c \ub300\ub2f9 30\ub9cc \uc6d0 \uc815\ub3c4\ub77c\uace0 \ud55c\ub2e4. \uc560\ud50c\uc740 \ud5a5\ud6c4 \uc774 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc218\ub8cc\ub85c \uacb0\uc81c\uae08\uc561\uc758 0.15%\ub97c \uac00\uc838\uac04\ub2e4. 2022\ub144 \ud55c\uad6d\uc758 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uae08\uc561\uc740 953\uc870 \uc6d0\uc774\uace0, \uc560\ud50c\uc758 \ud55c\uad6d \uc2dc\uc7a5 \uc810\uc720\uc728\uc740 22%, \uadf8 \uc911 10%\ub9cc \uc560\ud50c\ud398\uc774\ub97c \uc5f0\ub3d9\ud574\uc11c \uc0ac\uc6a9\ud55c\ub2e4\uace0 \uac00\uc815\ud574\uc11c \uac04\ub2e8\ud558\uac8c \uacc4\uc0b0\ud574\uc11c(\ud55c\uad6d\uc758 NFC \ub2e8\ub9d0\uae30 \ubcf4\uae09\ub960\uc774 \ub0ae\uc544 \ub2f9\ubd84\uac04\uc740 \uc0ac\uc6a9\ub960\uc774 10%\ub3c4 \ub418\uc9c0 \uc54a\uc744 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4) \ub9e4\ub144 \uc218\ubc31\uc5b5\uc758 \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4. \uadf8\ub807\ub2e4\uba74 1\uc870 \uc6d0\uc774 \ub118\uc744 \uac83\uc73c\ub85c \uc804\ub9dd\ub418\ub294 \ud55c\uad6d 500\ub9cc \uac00\ub9f9\uc810\uc758 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uad50\uccb4 \ube44\uc6a9\uc740 \uac00\ub9f9\uc810\uc8fc, \ud55c\uad6d\uc815\ubd80 \uc9c0\uc6d0\uae08, \uc2e0\uc6a9\uce74\ub4dc \uacf5\uc775\uc7ac\ub2e8, \uc560\ud50c \uc911 \ub204\uac00 \uc5bc\ub9c8\ub098 \ubd80\ub2f4\ud574\uc57c \ud560\uae4c? \ucc38\uace0\ub85c \uce74\uce74\uc624\ud398\uc774 \uac19\uc740 \ubaa8\ubc14\uc77c QR\ucf54\ub4dc \uacb0\uc81c\ub294 \ubc14\ucf54\ub4dc \uc778\uc2dd \ubc29\uc2dd\uc774\ub77c \ubcc4\ub3c4\uc758 \uacb0\uc81c \ub2e8\ub9d0\uae30 \uad50\uccb4\uac00 \ud544\uc694\ud558\uc9c0 \uc54a\uc558\ub2e4. \ud604\uba85\ud55c \ub3c5\uc790 \uc5ec\ub7ec\ubd84\ub4e4\uc740 \ud544\uc790\uac00 \ub9d0\ud558\uace0\uc790 \ud558\ub294 \uacb0\ub860\uc744 \uc720\ucd94\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub77c \ubbff\uace0 \uc774 \uae00\uc744 \ub9c8\uce5c\ub2e4.<\/p>\n<p>[\/vc_column_text][vc_column_text]<span style=\"color: #3366ff;\">* \uc774 \uae00\uc758 \ub0b4\uc6a9\uc740 \uc544\uc2dc\uc544\uc5f0\uad6c\uc18c\ub098 \uc11c\uc6b8\ub300\uc758 \uacac\ud574\uc640 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_acf field_group=&#8221;99&#8243; field_from_99=&#8221;field_606aa715c30de&#8221; align=&#8221;right&#8221;][vc_single_image source=&#8221;featured_image&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_border&#8221; css=&#8221;.vc_custom_1617603439113{margin-top: -20px !important;}&#8221;][vc_btn title=&#8221;PDF Download&#8221; style=&#8221;flat&#8221; shape=&#8221;square&#8221; color=&#8221;primary&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fas fa-file-pdf&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fsnuac.snu.ac.kr%2F2015_snuac%2Fwp-content%2Fuploads%2F2015%2F07%2Fasiabrief_3-43.pdf|target:_blank&#8221; css=&#8221;.vc_custom_1692582013210{margin-top: -30px !important;}&#8221;][vc_column_text]<strong>Tag:\u00a0<\/strong>\ube0c\ub9ad\uc2a4,\uc815\uc0c1\ud68c\ub2f4,\uacb0\uc81c\ud1b5\ud654,\uae30\ucd95\ud1b5\ud654,\ub2ec\ub7ec\ud328\uad8c[\/vc_column_text][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1692581307263{margin-right: 0px !important;margin-left: 0px !important;background-color: #eaeaea !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;\uc774 \uae00\uacfc \uad00\ub828\ub41c \ucd5c\uc2e0 \uc790\ub8cc&#8221; font_container=&#8221;tag:h2|font_size:18|text_align:left&#8221;][vc_column_text]<\/p>\n<ul>\n<li>\uc11c\ubd09\uad50 (2021).\u201c\uc911\uad6d \ub514\uc9c0\ud138 \uc704\uc548\ud654\uc5d0 \ub300\ud55c \uc138 \uac00\uc9c0 \uc624\ud574.\u201d \u300e\uc131\uade0\ucc28\uc774\ub098\ube0c\ub9ac\ud504\u300f 9\uad8c 3\ud638.<br \/>\n<a href=\"http:\/\/preview.kstudy.com\/W_files\/kiss5\/2u301980_pv.pdf\">http:\/\/preview.kstudy.com\/<\/a><\/li>\n<li>\uc11c\ubd09\uad50 (2002).\u300c\uc911\uad6d \ube44\uc740\ud589 \uad6d\uc81c\uacb0\uc81c\uc758 \ubc1c\uc804 \uacbd\uacfc\uc640 \ud55c\uad6d\uc758 \uc678\ud658\uac70\ub798\ubc95 \uac1c\uc815\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810\u300d. \u300e\ud604\ub300\uc911\uad6d\uc5f0\uad6c\u300f 24\uad8c 3\ud638.<br \/>\n<a href=\"https:\/\/preview.kstudy.com\/W_files\/ftp43\/0y700684_pv.pdf\">https:\/\/preview.kstudy.com\/<\/a><\/li>\n<li>\uc911\uad6d\uc778\ubbfc\uc740\ud589 (2022). <i>RMB INTERNATIONALIZATION REPORT<br \/>\n<\/i><a href=\"http:\/\/www.pbc.gov.cn\/goutongjiaoliu\/113456\/113469\/4666144\/2022112809590450941.pdf\">http:\/\/www.pbc.gov.cn\/<\/a><\/li>\n<li>Liu, Z. Z., &amp; Papa, M. (2022). <i>Can BRICS de-dollarize the global financial system?<\/i>. Cambridge University Press.<br \/>\n<a href=\"https:\/\/www.cambridge.org\/core\/elements\/can-brics-dedollarize-the-global-financial-system\/0AEF98D2F232072409E9556620AE09B0\">https:\/\/www.cambridge.org\/<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1617604888422{margin-top: 30px !important;margin-right: 0px !important;margin-left: 0px !important;background-color: #eaeaea !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;\uc800\uc790\uc18c\uac1c&#8221; font_container=&#8221;tag:h2|font_size:18|text_align:left&#8221;][vc_column_text]<strong>\uc11c\ubd09\uad50<\/strong>(sbongk@dongduk.ac.kr)<\/p>\n<p>\ud604) \ub3d9\ub355\uc5ec\uc790\ub300\ud559\uad50 \uae00\ub85c\ubc8c\uc9c0\uc5ed\ud559\ubd80 \uad50\uc218<br \/>\n\uc804) \uae08\uc735\uc704\uc6d0\ud68c \ud540\ud14c\ud06c \uae08\uc735\ud601\uc2e0 T\/F \ubbfc\uac04\uc804\ubb38\uc704\uc6d0, \uc0bc\uc131\uae08\uc735\uc5f0\uad6c\uc6d0<\/p>\n<p>&nbsp;<\/p>\n<p><b>\uc8fc\uc694 \ub17c\ubb38\uacfc \uc800\uc11c<\/b><\/p>\n<p>\u201c\uc911\uad6d \uac8c\uc784\uc0b0\uc5c5\uc758 \ubaa8\ubc14\uc77c \uc804\ud658\uacfc \uad6c\uae00 \uc571\ub9c8\ucf13 \ub3c5\uacfc\uc810\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810.\u201d \u300e\ud55c\uc911\uc0ac\ud68c\uacfc\ud559\uc5f0\uad6c\u300f 21\uad8c2\ud638. (2023)<br \/>\n\u201c\uc911\uad6d \uc571\ub9c8\ucf13\uacfc \uc778\uc571\uad6c\ub9e4\uc758 \ud2b9\uc9d5\uacfc \ud55c\uad6d\uc758 \uad6c\uae00 \uc778\uc571\uacb0\uc81c \uc758\ubb34\ud654\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810.\u201d \u300e\ud55c\uc911\uc0ac\ud68c\uacfc\ud559\uc5f0\uad6c\u300f 20\uad8c 3\ud638. (2022)<br \/>\n\u201c\uc911\uad6d \ud50c\ub7ab\ud3fc\uacfc \uc571 \uc0ac\uc5c5\uc790\uc758 \ud611\ub825\uacfc \uac15\uc81c: \uc6f8\uc18c\uc124 \ucf58\ud150\uce20 \uc571 \uc0ac\ub840\ub97c \uc911\uc2ec\uc73c\ub85c.\u201d \u300e\ud604\ub300\uc911\uad6d\uc5f0\uad6c\u300f 23\uad8c 4\ud638. (2022)<br \/>\n\u201c\ubbf8-\uc911 \uad6d\uc81c\uae08\uc735 \ud5e4\uac8c\ubaa8\ub2c8 \uacbd\uc7c1\uacfc \uc911\uad6d\uc758 \ub514\uc9c0\ud138 \uad6d\uc81c\uae08\uc735 \ub3c4\uc804.\u201d \u300e\ubbf8\ub798\uc131\uc7a5\uc5f0\uad6c\u300f 5\uad8c 2\ud638. (2019)<br \/>\n\u300e\uc911\uad6d\uacbd\uc81c\uc640 \uae08\uc735\uc758 \uc774\ud574: \uad6d\uc720\uc740\ud589\uacfc \ud540\ud14c\ud06c \uc740\ud589\uc758 \uacf5\uc874\u300f (\uc624\ub798, 2018)[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p> \u2018\ube0c\ub9ad\uc2a4\uc758 \uc0c8\ub85c\uc6b4 \uacf5\ub3d9 \uacb0\uc81c\ud1b5\ud654\u2019 \uc774\uc288\uac00 \ubd80\uac01\ub418\uace0 \uc788\ub2e4. \uccab\uc9f8, \uc911\uad6d \uce21 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \uae08 \ubcf8\uc704\uc81c\uc758 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \uc544\ub2c8\ub77c, IMF\uc758 SDR\uacfc \uac19\uc740 \uc911\uc559\uc740\ud589 \uacb0\uc81c\uacc4\uc815\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\uc77c \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \ub458\uc9f8, \uad6d\uc81c\uacb0\uc81c \uc601\uc5ed\uc5d0\uc11c \ubbf8\uad6d \ub2ec\ub7ec\uc758 \ud328\uad8c\uc744 \uc704\ud611\ud558\uae30 \uc704\ud574\uc11c\ub294 \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub85c \ud45c\uc2dc\ub41c \uad6d\uc81c \uae08\uc735\uc0c1\ud488\uc774 \ud544\uc694\ud558\ub2e4. \uc14b\uc9f8, \ube0c\ub9ad\uc2a4 \ud1b5\ud654\ub294 \ub7ec\uc2dc\uc544\uac00 \uac04\uc808\ud788 \ud544\uc694\ub85c \ud558\ub294 \uac83\uc774\ub2e4. \ubc18\uba74 \uc911\uad6d\uc740 \uc9c0\ub09c \uc218\ub144\uac04 \uc704\uc548\ud654 \uad6d\uc81c\ud654 \uc2dc\uc2a4\ud15c, \ud2b9\ud788 \ub514\uc9c0\ud138 \uad6d\uc81c\uacb0\uc81c \ubd84\uc57c\uc758 \uc2dc\uc2a4\ud15c \ud601\uc2e0\uc744 \ud1b5\ud574 \ubbf8\uad6d, \ub7ec\uc2dc\uc544 \ub4f1\uacfc \ud611\uc0c1\uc744 \ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uc120\ud0dd\uc9c0\ub97c \ud655\ubcf4\ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":1265,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[555,556,557,553,554],"class_list":["post-1263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asia-brief","tag-555","tag-556","tag-557","tag-553","tag-554"],"acf":[],"_links":{"self":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/1263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1263"}],"version-history":[{"count":5,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/1263\/revisions"}],"predecessor-version":[{"id":1272,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/1263\/revisions\/1272"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=\/wp\/v2\/media\/1265"}],"wp:attachment":[{"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asiabrief.snu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}